I've been a proud member of UFCU for almost 20 years, and it's the only financial institution I trust with my banking. Unlike traditional banks, UFCU embodies everything a great credit union should be: reliable, customer-focused, and forward-thinking. Their staff is always extremely friendly and helpful, whether I'm visiting a branch, using their online banking, or calling them. Their app and online banking tools are consistently up-to-date and easy to use, making it effortless to manage my finances no matter where I am. I love that funds deposited are immediately available, which is something I've rarely experienced elsewhere. On the rare occasion when I've had fraudulent charges on my card, UFCU has acted swiftly, restoring the funds to my account in no time--far faster than the weeks it took a big-name bank to do the same. Their loan rates, including auto loans and lines of credit, are very fair, and they always go the extra mile to ensure customer satisfaction. UFCU's extensive network of branches in Austin, along with shared locations across the country, makes it incredibly convenient to bank no matter where life takes me. The free ATMs pretty much nationwide are an added bonus. For anyone in Austin--or anywhere else looking for a dependable, customer-first credit union--UFCU is the clear choice. It's a place I plan to bank for the rest of my life, and I can't recommend them highly enough! read more

I went in to UFCU for the very first time seeking to apply for an auto-loan. Becky Schlapkohl has to be one of the sharpest, most knowledgeable employees, possibly managers, of UFCU and the credit union world. Every question I threw at her, from different angles, she was able to explain. Kind, patient, and sincerely eager to help. She communicates directly with the loan underwriters, so you can have her forward other things to them to increase the chances of your loan approval or a better loan rate. Often they'll ask you if they need extra things, but in my case it was great to hear her being willing to pass extra information on to them. The one thing I am truly wanting to see there, which they may have and I just didn't look around well enough as I was a bit tired, are private rooms. Rooms where we discuss Business without anyone else hearing revenue and profit numbers, etc. I'll be shopping for a great business bank/credit union here soon, and I'm hoping to see some private rooms at the UFCU near where I live. *** First impressions will forever be Everything. And my first impression of UFCU, at the age of 34, was notably Excellent. I *Highly* recommend Becky Schlapkohl at this location. read more

Elizabeth Marroquin provided outstanding support to help me address an issue I had with my checking account. She showed patience and true customer support. Went above and beyond to provide extra support. Thank you! I really appreciate it! read more

Hey Ufcu, thanks for breaking my debit card and drivers license in half this morning First words out of your tellers mouth once I told him this had happened, "it's not my fault, you did it" Managers input, "you can order one online, it's not a big deal" Yes I'd love to spend my own money for y'alls Mistake. I'm really getting fed up with y'all. I've been with y'all for years but it seems it's just getting worse. We will not get into your shady, 35 minute long approval process to even speak to someone on the phone... I really think it's time to take my banking, car loans, and credit cards to another Credit union that will value my continued relationship with them. Y'all really should think about closing this branch. If the ATM isn't stealing your money, the employees inside literally have no idea what they're doing. Worst UFCU branch in Austin!!! Update, appreciate the response and covering my cost to replace what y'all damaged. Yes, your manager did email me and specifically said she ordered a new debit card, which as I found out did not happen. It's cool, the Branch in Westlake took care of me, as they always do. Definitely will never step foot In your lake creek branch again. Cheers. read more

UFCU - Drivers license broken in half. - Banks & Credit Unions Near Me - Austin, Texas

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This place is one of the best locations for the credit union! The line (if there is one) is short and the service is fast! They also have a drive thru which is on the backside of the building if you do not want to get out of your car. They offer the usual assortment of credit union services and none of the major BANK FEES! I switched last year and wish I would have done so years ago. Christina helped me out today and she was friendly, fast and knowledgeable. University Federal Credit Union is amazing! read more

Although I'd had one bad experience two years ago this branch (maybe the entire credit union) has turned things around. Based on my last half dozen interactions in the branch and over the phone the level of service has been: outstanding. The staff have all been careful, diligent, professional and very friendly. read more

My least favorite UFCU branch. No tellers to talk to directly. You have to go up there phone booths and send your information in a canister and wait for someone to appear on the screen. You have no idea how many people are waiting in front of you or how many cashiers are working. You have to use a phone that is not cleaned to speak to the cashier. Not ideal. read more

This is one of my​ least favorite UFCUs. The ATMs are always down. Lines are long and don't move as fast as the other ones either. The service inside is very friendly as you'd except with UFCU but again slower than most. The parking lot is not fun. Very narrow and shared so in peak times it can be tricky. It's not terrible but not the best either. read more

Incompetent staff make up the bad impression of this bank Do not go there if you need a car loan or expect knowledgeable service I am withdrawing my money fro ufcu because of this location The two Melissa's don't care about your business anyway read more

I had a big problem when I walked into the bank and was so glad I was assigned to banker, Noehmi. She knows what she's doing and was so very friendly, I was so very impressed!!! She helped me to open an additional checking account in no time. Very happy with the service there!! read more

Went in on my lunch break to deposit cash and was accidentally given the cash back tucked into the back of an envelope, naturally not being able to see the cash I tossed the envelope into my glove box before driving away. They didn't realize their mistake until my bank called them and informed them of it. When the deposited amount was bounced out of my account that afternoon, they called me 5 minutes before closing when I was back at work and unable to answer. I went in the next day on my break to inquire why the amount was bounced, and instead of apologizing in any form they accused me of stealing their tube shoot container - which I visibly returned on camera - but they were insistent that it was not. They kept saying they had be on video leaving with it, but also could not show me the video - which I was understanding about - but they stood their ground that I stole tube refusing to review the footage. I was obviously upset and confused about the whole situation, but instead of offering any consolidation they stood their ground that I was stealing from them (Why would I do that, return the next day, and lie about it? What would I even do with the nasty tube? Why would I want it?) instead of properly reviewing their video footage or offering any sort of apology for making a mistake wasting my time and money. Incredibly unprofessional and insanely rude. read more

Twice in a month I've gone in late in the afternoon (around 3) and someone is on lunch with a few people in the lobby with one banker available. I check in with the guy at the big desk. He tells me there's one person in front of me, points at a guy, and tells me to have a seat. The guy waiting is pacing asking "how much longer?" He finally bails after another 5 minutes. Yay, I'm next. The other person returns from lunch. She speaks to the guy at the big table to see who is next... To my surprise, again, the second time in a month they point towards someone that hadn't been waiting, at least as far as the rest of could tell. So I questioned it. "Why is she next when you told me there was one person ahead of me, you pointed at the pacing guy, and now you pick a woman who was in the back making a deposit? " The banker returning from lunch, the kid working the counter and the customer fired on me like they were holding AK-47s. You know, had you said, there's two people ahead of you, there would have been no questions asked. But I was told one, you pointed at the man, and left it at that. So twice I've been told my place in line during two lobby visits to have it change. This time I questioned it and was met with unprofessional responses. The two employees were not on the same page and somewhat combative. Really bad business. The guy should have owned up to his mistake in counting customers instead of acting like I was butting in. Way to go UFCU. Pffft. You're a bank. It's important your employees know how to count. read more

Once again, I am able to say thank you UFCU for always going the extra mile to make sure that I'm ok thanks to Cindy Motl and Sean Buckley I was able to breathe in peace thank you for making me feel like I was the most important person in front of you Thank you for your hospitality and kindness My weekend felt like I was in darkness but God bless me with the two of you God bless you Lilly read more

UFCU has been my credit union for a number of years with no issue; in fact, I've rarely needed to check in with them about anything until recently. When my sister and I needed to close a deceased relative's account with an unexpected outstanding line of credit (it's complicated), Greg N. was incredibly helpful and went the extra mile to make sure everything was handled thoroughly and kindly at a sensitive time. Legitimately, this was some of the nicest treatment we've received as of late at a financial institution or otherwise--I'm not normally one to review anything, but I wanted to make sure I expressed my gratitude in some form or another. read more

I have always had a fantastic experience at this location! The staff are super nice and seem like they know what they're doing! I'm in and out of the drive thru so quickly and efficiently! read more

My wife and I opened our account with UFCU Lakeline back in 2003 because they were offering a 5% interest rate CD at that time. We also opened a checking account as a way of paining our recurring utility bills electronically. Unfortunately we discovered during the succeeding years that a financial institution 20 miles from our residence in Lakeway was inconvenient to say the least. We tried several times to have UFCU open a more convenient branch closer to our residence to no avail. After almost 18 years of experiencing the inconvenience, we opted to close our accounts. We then discovered that they charge a $10 per month service charge on their checking accounts without a direct deposit option which we feel is excessive greed on their part. If you too plan to use them for your financial needs, be aware if you opt to omit any direct deposits to your new account or live outside of their limited service area. read more

This is so hard to believe. What use to be a an amazing Credit union has now, gone down hill. They disputed my account without consent, and told they would work on sending me a correction letter almost 2 months ago. Because of their error, my money is tied up in an account that won't allow me access until UFCU sends me a letter. They told in November they would send me a letter, was told to check back by the end of November 2022. They couldn't find my case. So, I call back and they told me oh yeah, we will have to get back to you on this even though they made the mistake..please fix this so I can get my money out of the crypto account that you guys disputed without my consent telling me that you thought it was fraud and I always purchased crypto with UfCu account. You guys are fraud and I demand you to correct this asap. It's been almost 2 months now. read more

This is the Best Credit Union in Austin, The staff are always so friendly, an go the extra mile if you have a discrepancy, making you feel like you are the most important person in their day. Stephen gave me the confidence to speak my truth. Have never been given this kind of support at any business that I have attended here in Austin. Keep up the Great Work !! read more

I try to avoid coming here like the plague. Worst customer service I've ever experienced at any UFCU branch. When I don't have any option, and have to go through the drive thru, it's always a terrible experience. The tellers literally don't have a shred of respect for the customer. Every time I go, even when there is no line, I'm lucky to even get eye contact let alone a greeting. I'm serious, they don't even bother to say hi. I use to work as a teller and that kind of thing did not fly. You greet and thank every person, even if the building was going down in flames around you. It's part of your job. One time, the teller did my transaction and sent it back with ZERO communication or recognition the entire transaction. After dealing with this garbage from these people multiple times now, I pushed the call button. Teller came on, visibly annoyed. I said "Yes, are we good? Are we done here?" She was like "Yes." I said "Ok, just wanted to double check because you didn't communicate with me." I was nice about it too. I did not scowl or tell her off, just pointed out very tactfully that she sucks at her job and is ruining her company's reputation. Just the other night I was there depositing a check. Watched my stuff go in, waited to be greeted. Nothing. Really? You don't know what's going on in people's lives, sometimes just a warm smile, a friendly greeting, a thank you for being here, can turn someone's day around. Just the same, a cold shoulder can put someone off, and the tellers here have done just that. read more

UFCU needs to upgrade their security, how can you not notice 23 charges for the same amount , Dani my account and not think it's fraud, even iffy it is a computer that should be a Red Flagg read more

This is a review of ALL of what is University Federal Credit Union- what HORRIBLE service! God forbid you travel for a living and need to find a shared branch. First off, they NEVER answer the phone. Do yourself a favor and go ahead and "press one for a call back". They will call you back and give you incorrect information sending you on a wild goose chase for shared branches that actually are NOT shared branches. When you finally find one, plan on waiting an hour or two for UFCU to answer them and to approve and cooperate with your transaction. Hopefully there is coffee available. I plan on taking my money and my business elsewhere very soon. read more

These guys gave us a great deal on a refinance of our car loan, and even pre-approved a second, smaller car loan. The guy in the branch location was super nice, laid back, and friendly. I would switch all of my banking here from Velocity (Velocity has never approved a loan for us, even through over 6 years of being a customers) if not for the fact that they have computer screens in between you and the tellers, even inside the lobby. I get that they're trying to avoid being robbed, but I don't care to feel like I'm being protected against, nor do I enjoy having to pass everything through a phone and a drive-thru-style carrier. read more

If I could give this location a ZERO STAR I would! I frequent this location due to it being close by my place of employment, but if I didn't have to I would NEVER EVER GO HERE! I am very surprised the UFCU let's their tellers treat their members this way! I work for a Credit Union myself, so I KNOW how to give EXCELLENT MEMBER SERVICE! Sorry to say, They have put a bad taste in my mouth and I tell everyone to steer clear from that CU. Literally EVERY SINGLE time I have done a transaction at this location I barely get a greeting, NEVER a Smile or a Thank YOU- NEVER! I feel like I am inconveniencing the teller by having them do their job and NO ONE should be made to feel that way! I am sorry, UFCU, if you didn't have US (members) YOU wouldn't have a job! UPDATE: I see someone from UFCU commented on my review and said they were going to contact me. NOPE, no one did -_- read more

Recently set up my car loan account through UFCU. This location is great. The staff are all very friendly from the moment you walk in the door. The tellers, loan officers, finance specialists, everybody is very knowledgeable and eager to help. read more

I have never given a bad review...only good ones to establishments deserving. However...after yet another bad experience at this branch...I decided to write this review. I have been a customer of this branch for several years...throughout many trials and tribulations of the ever changing incompetent staff and managers. I'm finally done after the way the staff and MAINLY the branch manager treated me today. I'm sure there's another bank out there that will be more than willing to take my money deposited in my business account and treat me with the respect that I deserve as a customer. read more

Gave me a great refinancing rate on my car loan, and excellent customer service. Way better than Wells Fargo (which I used to bank with)

BEWARE**I have lost total faith in this credit union. I have been a loyal member for years. I recently discovered that I got charged $3,200 for not show proof of insurance on a "off road" dirt bike that I have financed. So when I tried to get it removed they said sorry it's too late and in order for them to pay it off it would require them to " take money for other members" which is scary. Needless to say they most certainly do not have he beat interest for the customer. I highly recommend not financing anything from this due to a scam like this. I will not stop until this is resolved. Oh and the manager "Lisa" is probably the least personable human I have ever talked to. Not only is she rude. But she offers no options or help. This company should be ashamed to have an employee like this. read more

Everyone is always so helpful here! Cindy just helped me open my business account. She is awesome! Thanks Cindy!

That had to be the most enjoyable experience I have ever had at UFCU. No one asked me to refinance my car or open a business account. I just made a simple deposit without any hassel. Thank! read more

I just opened up my account here a little over a week ago and in the same day was approved to get my car refinanced at a lower rate. The customer service is exceptional and when you call their customer service line there's hardly ever a hold. Today is a week later and they have already sent my original lien holder their payoff and they have processed the payoff too. that was fast and now im comfortable knowing i don't have another car note until September . So far my experience here has been nothing but positive. I came from Wells Fargo that after 10 years i was tired of their BS but i couldn't be more happier with their service . Now im moving my husband to UFCU and hopefully his car too read more

They really need to invest in a new ATM because it never works!! Don't even try to deposit money in the drive-thru ATM because all it will do is throw up your money! It is so frustrating! During after hours you will have better luck driving to your farthest UFCU then trying this location because UFCU ATM services are not available. read more

If I could give 0 I would. My friend and I went to this bank so she could make a deposit. Now I physically see her put all of her required docs (ID, check) and when they returned the receipt she never got her ID back. She spoke to the SAME woman on the phone and they denied having her ID. No one apologized for the HUGE inconvenience this has caused her, and they definitely did not take any sort of accountability even AFTER speaking to a manager. Avoid this place at all possible costs. read more

I've banked with UFCU for a few years now and have nothing but great things to say. I have checking, savings, credit cards, personal loans, and 2 cars financed through them. They have great customer service and have made financing painless and easy. I have financed 5 cars with them all electronically without even stepping in a branch. I highly recommend UFCU to anyone for any of their banking needs. read more

Melissa Herrera helped me with my checking,savings, mobile banking and online banking at the lakeline branch on 08/24/2016. Melissa was extremely courteous, professional, and more helpful than I could have possibly expected. I have Been banking with ufcu since 2013 and this was by far my best experience at any of the branches I have been to. Melissa went above and beyond what I expected to help me with all of my banking needs. Kudos to you Melissa!! Thanks for the awesome service read more

I still can not express how much I hate coming to this bank the once a month I have to in order to pay on a loan. Sitting in the drive through for over 20 minutes when it isn't even busy is ridiculous. Then for the teller not even to read how much I want to deposit and just depositing all of the cash I sent, then laughing about it when I asked where my change was. I dread my next stop here. read more

I used to dread going to Bank of America because I always knew that the service would be horrible and the bank policies would be ridiculous. Then I changed to UFCU and I stopped dreading. The employees all act like they love their job. They are helpful and no matter what I need, it always seems like it is their pleasure to help! I've asked to use the fax machine, get traveler's checks, file for a loan etc. In every situation, I end up really pleased! They've got great rates and great programs! read more

Theyre horrible. I applied for credit card 50 days ago through Cindy Motl. She said they will call me in 24 hours but nobody ever called me. I called and left voice messages thirty times now for Cindy Motl but she never called me back. I talked to other staff at that branch and other branches but none of them help me to have an answer. Each time I was ON HOLD FOR AT LEAST 25 MINUTES. They put an inquiry on my account which caused my credit score to go lower but never issued any credit card. HORRIBLE HORRIBLE HORRIBLE!!! read more

Today I was treated like a queen at the walk-up video kiosk. I had a very complicated transaction and Teller #1115 made double-sure I was satisfied...she even came out to go over my receipts with me. She was polite, professional and had a smile on her face. So nice to deal with her. I will be making this my go-to location for banking with UFCU. Thank you for making my visit so pleasant! read more

I had a car loan with these guys for 4 years. This week, I went in to pay off the loan. The teller was friendly and helpful. She said she had to get the manager to complete the process. The manager was terse and unfriendly to say the least. She told me I needed to remove my hat. I said I preferred not to do that. She told me they would no longer help me on the lobby and I would have to go to the drive through in the future. I told her when this transaction was complete I would choose to NOT do business with them any longer. She replied, "That would be fine". WOW read more