Ali Zane knows credit repair better than anyone I've dealt with. He spent a solid amount of time…read morewalking me through my reports, pointed out issues I hadn't even noticed, and put together a strategy that made sense for my situation. No upfront fees and he only gets paid when results happen -- that alone told me he was confident in his work. Professional, straightforward, and effective. If you're serious about fixing your credit, start with Ali.

10/10 experience…read more Wrote to Ali at IMAX to see if we might work together. They acknowledged me right away and asked me to share my credit report for review. Then within 2 business days, Ali had analyzed my credit report in detail. He said I didn't need to spend the money to hire him and instead gave me VERY detailed actions to take on my own as well as GREAT advice on how to approach refinancing. What a pro!

Ok so where do I start?…read more Let's go back a year, I was 31 at the time (signed up with fix your credit 08/19) credit score of low 500s, about 20 negative items across the 3 major bureaus, $5400 in collections, wasn't able to apply for any kind of credit anywhere. Felt like I would never get out of the bad credit hole I had dug myself. I'll admit I wasn't the most responsible when it came to making payments on time and would more often than not just let my account go to collections. I simply didn't care, that is until I realized just how much of an impact having good credit is and the difference it makes in your quality of life. I couldn't qualify for a newer car, couldn't take out cell phone/change cell carriers, and forget about even thinking about owning my own home. The moment that made me realize it was one day, me and a group of friends from high school got together bbq and caught up with one another. Quite a few of them were already married, had kids, had nice cars and owned their home. As I heard them talk about their life and the joy you can see in their face is when I decided I needed to make a change. I needed to get on the fast lane to fix up my credit. I searched online and came across fix your credit consulting services. Honestly I was a bit worried at first, but after reading their reviews I decided to make the leap of faith and I am glad I did. They reviewed my personal credit file and got together a game plan to tackle all my debts and negative items on my report. They gave me the price that it would cost to clean up my credit up front and even gave me a monthly payment option. After the first month I saw a huge improvement in my score, with a lot of negative items being deleted off my report. Now it does take time and you'll occasionally go up and down in score but in the long run your credit keeps climbing just make sure your responsible with your credit usage and make payments on time. Anytime I had a question, they were quick to answer. Anytime I needed advice they were just a phone call away and I really appreciate that level of customer service. Fast forward to today and I have multiple credit cards open with credit limits I never thought possible. My credit scores have gone up to the mid 700s and I'm on track to buy our very first home together with my fiancée within the next year. All thanks to the hard working ppl at fix your credit. I really appreciate all of what you've done for me and my family. They even go a step further to help you thru the home buying process as well. If you have crappy credit and sick of all the collection calls I'd highly recommend them! Trust me a year from now (some sooner) when you can take out thousands dollar limit cards, buy whatever dream car you want and buy your very own home you'd be glad you went with them.

the worst, they paint a pretty picture, they don't completely tell you that you have to wait to…read morebuild up money in your account. But it is in writing. All the while you think they have made contact with your creditors. (no) and your credit continues to get worse and late fees and penalties are being imposed. Then they hit you with the consolidated loan to pay everything off, what they dont tell you is whatever the creditors write off or agree to accept. i.e. you owe 10K, creditors accept 7K, well anything over $600 creditors cancel is reported to IRS as income to you, so in example above you just made another 3K income to be reported They SUCK

I can understand why there are relatively few reviews, who wants to admit they filed for…read morebankruptcy? If you are already dealing with the shame spiral of credit issues, you need and can get help. We hit that wall and I was lucky enough to have the Cline Law Group pop up first when I searched for a BK attorney in Oakland. Jake is incredibly patient, understanding, and kind through all steps of the process. Need a question answered? He'll set up a Zoom within a couple of days. Think it's going to be a nightmare to get all the info you'll need and submit it? It's not easy but... it was nothing compared to what we imagined. Jake walked us through each step. Jake and his father have been doing this in Oakland for decades. That means you have an attorney very familiar with the local trustees, what they will be looking at, and how to have a successful filing. You will not believe the relief you will feel once you get guidance and learn exactly what to do next. We are now in Chapter 13 and making our monthly payments on schedule. We reached out in early January 2025, were advised to wait until after we filed our 2024 taxes so the process didn't start until March and we are now 6 payments in our plan. No more collection notices, no more phone calls, just one easy payment. Highly recommend!

Just spoke to Jake Cline about a matter I was dealing with, he's knowledgeable, easy to speak to,…read moreand he's helpful. Not surprised about the other 5 star ratings.

A huge thank you to Richard and his team for helping me out. I had made financial mistakes while I…read morewas younger, and Richard was very direct/transparent while guiding me through making plans to iron everything out. It was nice to be able to work together to address my concerns, and I appreciate how open and flexible Roundleaf has been for me. There was a time period where I was very overwhelmed and confused in the process, and a tip I have would be to not hesitate in asking ask Roundleaf to slow things down and explain everything thoroughly. I had to educate myself on things I didn't know about, and it took a while to learn that that was okay. The Roundleaf team was always available to answer questions, and they were very good about following up/staying on top of processes. Looking forward to more growth, and I'm very glad to have Roundleaf's support along the way!

I just started my journey with round leaf but feeling blessed that I now how support and…read morereassurances that my financial standing and credit score can get better!!!

I have been working with Jazmin Cortez on an application for a HELOC loan with the San Francisco…read moreFederal Credit Union. I am greatly impressed by the help I received from Jazmin throughout this process which required a huge amount of documents. I recommend Jazmin very highly. Jazmin provided clear and helpful directions and follow ups. SF Federal Credit Union offered one of the best and most competitive interest rates. I recommend SF Federal very highly in general and Jazmin Cortez in particular to potential mortgage applicants.

Wow, I'm genuinely impressed with how responsive and professional SF Credit Union has been…read morethroughout the entire auto loan process. Huge credit to the lending department for funding my auto loan in just two days. I had recently applied with several other credit unions, and some are still reviewing my documents more than a week later. In contrast, SF Credit Union provided clear communication, regular updates, and a streamlined process from start to finish. Not only did they offer one of the most competitive rates I found during my research, but they also didn't require unnecessary conditions such as direct deposit commitments or other hoops to jump through. If you're in the market for an auto loan--especially if you're purchasing a Rivian--I highly recommend giving SF Credit Union a look. Their customer service, transparency, and efficiency made the entire experience exceptionally smooth.

I've had about 20k of credit card debt for what seems like FOREVER! I called about five companies…read morethat I found on the internet and Select Debt Relief was by far the best. They asked me detailed questions and pointed out the positives and negatives of their program. After a review of my statements they decided that their program was not the best fit and recommended that I look into a different route. The other companies I talked to were ready to enroll me on the spot, so I really appreciated Select's honesty.

So blessed to have been Mr. Feldman's clients. He is a true professional! We followed and trusted…read morehis advice and guidance throughout the bankruptcy journey. We learned so much and will always be grateful to him and his staff! We recommend his awesome work!

Dean Feldman is the absolute best!! I was so nervous to file and he guided me through the entire…read moreprocess start to finish. I had a lot of questions and he always answered my calls and emails. Never once did I feel in the dark or unsure of the next step. The absolute best customer service! Five star from start to finish! Dean is the way to go!

Hello... Hope all is well. They were Efficient, Fast and Reasonable with their Pricing. Would use…read morethem again in a Heartbeat! Hope this is helpful. Have a good day!

From the owner: I am a Certified Tax Preparer, approved by the IRS to prepare tax returns in all 50 states. With…read moreover 20 years of experience filing income tax returns, I know what it takes to maximize your refund and minimize owing the IRS. I have thrived by treating each return, as if we were in an audit. As a result, my clients have very rarely been audited and those who have passed with flying colors. Another service A Fresh Start offers, is Life and Business Coaching. As a domestic violence/narcissistic abuse survivor I am qualified by experience to help any person experiencing, trying to get away from or who just needs an empathetic listener to guide them thru there healing journey. You can be certain I take pride in every service offered and clients are not just clients, we become like family.

Update: Lisa did get back to me and took the time to discuss my situation. Although this wasn't a…read morematter she was able to assist with beyond offering a document review, she explained her limitations and provided referrals to several other attorneys who may be able to help. I appreciate her taking the time to respond and point me in another direction.

Lisa Espada is by far the most thorough and capable attorney I have worked with. I wish other…read moreprior attorneys met her high level of professionalism and skill. Amazing work, Lisa. Thank you!

What a horrible experience with two agents this morning. I was ready to enter a DMP program and…read morecalled to ask a few questions before pulling the trigger. One question was a request for standard DMP contract language and any additional disclosures. The second was about rates negotiatedwith BoA. Both agents were very rude and told me that they had no standard language and couldn't share any terms until AFTER I was in the program. I don't know about anyone else, but I am not entering into a financial agreement or contract without understanding the language up front.

Awful. Their level of communication and documentation is woefully inadequte. I chose them for a…read moreconsultation because they're a non-profit, but, like some non-profits, there's little attention to detail, and trying to get answers is often like a game of 20 Questions.