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    Terzo Bakery and Cafe

    3.5 (355 reviews)
    InexpensiveBakeries
    Open • 8:00 am - 4:00 pm

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    Coconut Cake
    Em B.

    Cute little cafe in downtown Chula Vista. This place is located on historic 3rd avenue amongst several little shops and restaurants. It's tiny but has a lot of charm...we usually grab the corner window seat to enjoy our desserts and drinks. My favorites: Strawberry Matcha, White Mocha, Coconut Cake, Fruit Tarts, Chocolate Mousse, Muffins and so much more. We usually come here to satisfy our sweet tooth after visiting La Bella Pizza Garden, which is a few doors down. Parking can get a bit tricky: they offer metered street parking as well as their own lot which you also have to pay for...with Sunday being the exception I believe. Service is fast and friendly. A-OK in my book!

    2x Butter croissant, Almond Croissant, and Cheese Danish (right side)
    Sergio R.

    Great bakery with delicious pastries, good coffee, and friendly service. Everything always tastes fresh, and the atmosphere is welcoming. Definitely a spot worth checking out if you're in the area.

    Christine E.

    I see this bakery all the time but never took the time to check it out until recently. The bakery was fairly busy because of an event going on off third ave and so there was a line going outside the door. I picked out several pastries to try like the ham and cheese, guava pastry, almond croissant and the egg and chorizo croissant to go. I was able to get all the pastries right away except the egg and chorizo croissant which was made to order. I probably waited 20 mins. The almond and guava pastry tasted good. But I thought the ham and cheese was a little too crunchy and hard to eat. The egg and chorizo croissant seemed to have a minimal amount of chorizo. This was my first time at Terzo, but I'd go back to try their other goodies. Their dessert items looked really good and their had an interesting drink menu.

    Jack M.

    I heard they bake their on coffee cakes at this bakery, so I stopped in to try them. My first impression was that they were of very good size and looked good, but more like muffin than a slice of coffee cake. The coffee cake did not have that traditional brown sugar crumb on top which I missed. The cake was soft and moist and had a good cinnamon strip inside the coffee cake. It was nice to eat, but in the end, I missed the texture from the crumb on top and it needed more cinnamon flavor. They would go from good to great if they had that crumb on top. They offer a lot of pastries and baked goods at this baker, not to mention cakes and coffee products as well. The service was friendly enough. There's inside and outside seating.

    Guava Cheese cake 11-15-24
    Marcia R.

    I looked this bakery up for chocolate cake and Terzo came up. I was helped by young girl really nice She went in the back to ask if I could have the cake by Saturday morning A lady came and said sure what time 8:30am Yes. So got Almond Croissant, a Guava Cheese Cake, blueberry scone, fruit tart. Plus double Chocolate Cake Strawberries. I have to say OMG!! the Almond Croissant is the best I ever had. That has such a intense FLAVOR!! It has a great amount of Almond paste. But it's so delicious it's unbelievable it's crispy and the croissant is Brule' and it's the best with the chocolate chunk's too. You need too try these 2# Guava cheesecake is the best with so much great flavor, and I even shared my cheesecake it was that good. The bakery is clean and has tables inside to enjoy Croissant sandwiches Ham & Cheese, jalapeño & Cheese and coffee's I have to come back for more

    Cakes
    Michelle P.

    * great bakery * great lattes * service is great * casual ambiance I usually order my cakes here. My favorite cake here is strawberry short cake, we had tropical cake here super good tres leches is also good not too soggy. They have cute individual desert to have their cram brûlée is my favorite. For cakes order ahead of time they don't always have them available.

    Cannolis in individual sized desserts
    Ray G.

    Here's your revised review with the correct name: --- I've passed by Terzo Café many times and noticed it never seems too busy, but I finally decided to give it a try. Last week, I had a chocolate croissant from the stand at the farmers market across the street, and while it was decent, I found it a bit too chewy. In contrast, the croissants and other baked goods at Terzo Café looked fantastic in their display case, so I decided to try one. Their selection is impressive, offering everything from large cakes to smaller, personal-sized versions, fruit tarts, and a variety of croissants--including classic butter, chocolate, and almond. I opted for a chocolate croissant, and it was far better than the one at the farmers market. It was light, airy, and perfectly flaky with a crisp texture, reminiscent of authentic French bakeries. For coffee, they only offer one size (16 ounces). I ordered a latte, which was well-made--smooth, flavorful, and heated to the perfect temperature. It was hot but not scalding, making it enjoyable from the first sip. The atmosphere is okay. The exterior looks a bit outdated and unremarkable, and while they do have a small indoor seating area, it's nothing special. Honestly, I'd recommend grabbing your coffee and baked goods and enjoying them at the park nearby instead. Overall, I'd definitely return for their pastries--they looked amazing, and the chocolate croissant was a standout. The vanilla latte was also solid, making this a great spot for a quick coffee and pastry fix.

    Martin G.

    Chorizo croissant breakfast sandwich and horchata latte all you need to know!!!! This place is a nice lil gem in CV third ave

    Cake
    Christina X.

    First of all, though I rate 3 stars it's more like 3.5 but some of my fav restaurants only get 4 so I can't really give this a 4. I have passed/drove by this bakery so many times and it was like 3-4 years ago I already said I wanted to check them out but never did until today. First impression, it's a small cafe, clean, ambiance is fine. Can definitely see myself enjoying something there. No outdoor seating (not that I saw) but there's a park crossed the street if really want to enjoy outdoor. The selection was really impressive! While we didn't get many items (cinnamon twist and the coffee cake) to go, they are better than I expected. I am not sure if cinnamon twist should be enjoyed re-heated. It's a bit hard on the dough and it looked like it's a croissant based dough. I didn't bother heating it up so that's probably on my part. Taste is good. Coffee cake is better than the cinnamon twist to my taste. I like the crumble and overall taste. Nothing like phenomenal but I definitely will go back. I wonder if they sell cake by slice as some of them look great and wanted to get a slice but we didn't ask this time. Nothing wrong with services but also definitely not the warm welcoming one where they try to help you out with questions. I could be giving it a 4 star if it was not for an additional service fee included for paying with card. I don't carry cash around. Not sure if they accept Venmo or anything else but if it wasn't for this, I could probably give it 4

    No milk at base .. soaked up and reeked of rotten milk

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    1 year ago

    Great bakery love this place. The coffee is always very fresh and the bakery items are amazing.

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    Starbread Bakery - What's in the boxes?

    Starbread Bakery

    4.5(401 reviews)
    0.9 mi
    •$$

    Product itself: I ordered a 15 count of their classic breads. They came fresh and hot as always!…read more Customer service: I didn't catch the name of the girl who helped me, but she was polite and nice. Just took my order very professionally and that was basically my whole interaction with her, but everytime I have come before it is always professional! Value: For $12 +tip you get 15 breads which in my opinion is an extremely good value. Their donuts are only $2.50 and for specialty products these prices are unheard of these days. Atmosphere: It is not a sit down location, it is meant for to go orders only, but the atmosphere is always very clean and the display of the beautiful donuts is so cute. Overall experience: I love starbread. Ever since I discovered them two years ago it has become one of my go-to's for get togethers because the quality is always top tier and the original breads are something that everyone likes. No matter how picky ! 10/10 from me!

    My favorite go to spot for those days I'm craving a morning carb to complement my coffee. Starbread…read moreis the best. The service is quick, the pastries are fresh and they are always so friendly. You know it's great bread when you bring a box to work and everyone runs to you for a piece of a señorita bread. The warm, sweet and yet salty bread tastes like a cloud in every bite. It's soft, buttery and seriously hard to stop at just one. The location is small, but they offer many pastries. My favorite is the señorita bread but every now and then I'll grab the guava pastry when I want something a little different. You really can't go wrong with their pastries.

    Photos
    Starbread Bakery - Top fav for sure! Don't let the looks fool you you'll be addicted!

    Top fav for sure! Don't let the looks fool you you'll be addicted!

    Starbread Bakery - Store front

    Store front

    Starbread Bakery - Price list for Seňorita bread

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    Price list for Seňorita bread

    La Concha Bakery

    La Concha Bakery

    4.2(307 reviews)
    0.4 mi
    •$$
    Grab-and-go
    17 years in business

    La Concha Bakery is one of my all time favorite panaderia's. Located in the heart of Chula Vista,…read moreit is a family-owned bakery that specializes in traditional pan dulce (Mexican sweet bread), and custom cakes! Known for their fresh, daily-baked pastries, it features a self-service (tray-and-tongs) experience in a clean, welcoming environment! The staff are friendly and knowledgeable. Always making great recommendations for their customers! Parking can be a bit tricky with very few spaces available. Pricing is somewhat higher than it used to be, but then again so is everything else (like gas, lol). They have a great selection of conchas, polvorones, fresh bolillos, empanadas (chicken, beef, jalapeño cream cheese), and custom cakes! Typically, I get the empanadas de piña 10/10! They're so freaking delicious! They feature a golden, buttery, and flaky crust that shatters perfectly when bitten. Inside, they're filled with a rich, jammy pineapple filling that balances bright, tropical sweetness with a sharp, fruity tartness! Highly recommended!

    I came in for the first time during Día de los Muertos and honestly the experience was a mix of…read morehighs and lows. The moment you walk through the door, the smell of fresh baked pan hits you and it is everything. The selection of pan dulce and bolillos had me feeling like I was back in Mexico City. So many options, beautifully displayed. That part alone almost made the trip worth it. But the customer service... yeah, I'm not the only one who noticed. I asked the lady at the register in Spanish if there was any chocolate pan de muerto and she completely ignored me. Like, didn't even look up. Just called someone from the back in Spanish, which, mija, I understood every word. The girl who came to help me was a little better but not much. She told me the chocolate pan de muerto was sold out, which fine, I get it, it was a holiday. But that's literally all you had to say. No smile, no "sorry we're out," nothing. Just took my money and that was that. The panadería itself deserves five stars. The staff needs some work. I'll probably go back for the pan because it really is that good, but I'm keeping my expectations low on the service side.

    Photos
    La Concha Bakery
    La Concha Bakery - La Concha Bakery

    La Concha Bakery

    La Concha Bakery

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    Hans & Harry's Bakery - The ginormous almond croissant

    Hans & Harry's Bakery

    4.6(2.1k reviews)
    4.0 mi
    •$$

    Hans &Harry's Bakery has been on my list of places to go for a while and I was finally able to make…read moreit. To ensure a smooth experience you take a number before placing your order and there are theee glass cases where you can choose delicious treats. I was served promptly and was send how many pieces I wanted to purchase. I chose a Blueberry Muffin, a Cannoli, a Carrot Cupcake, a chocolate peanut butter cookie, Lemon bar(center cut), and a Fresh Fruit Tart. The place is very clean, not cluttered and you can see the deliciousness that is being prepared. Will definitely be going back.

    A family favorite for over 20 years. We have been going here…read moresince I was in high school. Someone had once asked me if this was a Filipino bakery because every single time she went to a Filipino party, she always saw a strudel and treats from here. I told her it wasn't, however us Filipinos love exposing each other to great eats and end up using those same establishments for our events by word of mouth. Ambiance is cool because they had extended the bakery and have multiple people ready to help you. There is a number system in place to Keep it as organized as possible. You won't be bored because the selection is so much and there is something for everyone. Prices are honestly great here honestly for being a rich part of town. You have to get a strudel for your event, it is a must. There are smaller versions of it, just in case you don't feel like committing to a whole big one. The tres leches with fruit on top is some of the finest tres leches I've had north of the border. For myself I love the strawberry fresh fruit croissant, chocolate with cream croissant, and whatever else I'd be in the mood for that day. My mom loves the Bavarian pocket with Bavarian cream and an apple filling. This place is a Chula Vista staple and super crowded during holidays, with lines going on forever. So make sure to reserve your order online during the holidays!

    Photos
    Hans & Harry's Bakery - I was thrown off by the new entrance since 2023! Still, I kept repeating to myself how happy I was for them!

    I was thrown off by the new entrance since 2023! Still, I kept repeating to myself how happy I was for them!

    Hans & Harry's Bakery - In all her glory

    In all her glory

    Hans & Harry's Bakery - Cashiers counter/ coffee station.

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    Cashiers counter/ coffee station.

    Valerio's Bake Shop - Valerio's Pandesal, a Filipino bakery classic with a golden crust and fluffy inside.

    Valerio's Bake Shop

    4.5(350 reviews)
    2.8 mi
    •$
    46 years in business
    Family-owned & operated

    Came by to give Valerio's Cafe another try..... Thank you Mikey & Phillip for caring about your…read morecustomers & their experience. So glad we came back. Such a better visit this time around. What we ordered: * Iced Ube Latte * Iced Mango Matcha * Pizza Pan De Sal * Gourmet Cheese (like Porto's cheese rolls) Everything was so good. Latte & matcha were made perfectly. Quick service & quality products. Thank you Valerio's!!

    i think out of all the Valerio's, this location is my favorite. I haven't visited in awhile and…read morecame here on a Thursday morning at 645AM and it was busy. I was also surprised to see that they expanded their space that offers seating and a coffee shop! They use beans sourced from Philippines for their coffee. Good move on their end if you want to enjoy your filipino pastry with coffee or tea! My go to items rotate between the Spanish bread, pizza pandesal, and regular pandesal fresh from the oven. For my most recent visit, I was surprised to see they had the ilocos empanada available. Like i mentioned, its been a minute since coming here so not sure how long they've been making them. The last time i had an ilocos empanada was when visited Vigan Philippines in 2017! I ordered on in addition to a chicken empanada and pizza pandesal. I decided to check out the coffee shop and what made me backtrack was that they make calamansi tea (with either black or jasmine tea). Decided to order that and eat the ilocos empanada at the cafe while it was still warm. The ilocos empanada: big portion ($6). You can order with or without cheese ($7 with cheese). I opted without cheese because this is how i remember eating it. It also comes with a vinegar sauce. It was delicious. Perfect crunch. Perfect ratios of papaya, mung beans, meat and egg. Calamansi black tea - yummy as well. Not too sweet. Tasted good with the empanada. I will definitely be coming back for the ilocos empanada. They make them daily and often replenished throughout the day (according to the employee). Parking here may be tight if coming durinf busy hours since it shares the spaces with titas kitchenette (also delicious) and island pacific market as well as other small businesses in the strip mall.

    Photos
    Valerio's Bake Shop - EmpanadValerio's Chicken Empanada a flaky Filipino pastry stuffed with savory well-seasoned chicken fillinga

    EmpanadValerio's Chicken Empanada a flaky Filipino pastry stuffed with savory well-seasoned chicken fillinga

    Valerio's Bake Shop - Cheese rollsValerio's Cheese Roll a soft and buttery Filipino bakery pastry filled with rich melty cheese inside

    Cheese rollsValerio's Cheese Roll a soft and buttery Filipino bakery pastry filled with rich melty cheese inside

    Valerio's Bake Shop - Valerio's Spanish Bread also called Seniorita Bread, a soft roll with a sweet buttery filling inside

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    Valerio's Spanish Bread also called Seniorita Bread, a soft roll with a sweet buttery filling inside

    Izola - Our Brown Butter Caramel Knot is one you won't want to share...House made caramel, with a light sprinkle of sea salt. Hot from the oven!

    Izola

    4.7(2.3k reviews)
    6.5 mi•East Village
    •$$$
    Family-owned & operated
    LGBTQ friendly

    This was my first time coming here, and it was a wonderful experience. I ordered the Kimchi Gruyere…read moreBun and the Coconut Cream Iced Latte. The Kimchi Gruyere Bun was delicious and flavorful. As someone who is not big on coffee, this latte was actually so so good, and I would definitely recommend. I also tried a bite of the Bibimbap Croissant which was yummy too. Service was amazing! The staff were welcoming, friendly, and quick. They checked on us frequently and made sure if we needed anything else / if we enjoyed our food. They also offered us samples of a new item, the Coconut Pumpkin Bun, coming out around October. It was warm and not too sweet - a perfect balance in my opinion. The atmosphere and ambience was clean and cozy. It was a nice place for our group to enjoy some drinks and a quick bite. Everyone enjoyed themselves! Overall, I highly recommend checking this place out! I will definitely be back :)

    The Tahitian Vanilla Knot and the Bibimbap Croissant were delicious I recommend them . The cashier…read moreDaisy was very humble . The service as well was amazing

    Photos
    Izola - Iced Coconut Cream Latte: espresso with condensed coconut milk and topped with the most luxurious version of coconut cold foam. Luxurious!

    Iced Coconut Cream Latte: espresso with condensed coconut milk and topped with the most luxurious version of coconut cold foam. Luxurious!

    Izola - IZOLA Carnitas Croissant: 
A tribute to the flavors of Mexico and a warm thank-you to the flavors that inspire us from across the border.

    IZOLA Carnitas Croissant: A tribute to the flavors of Mexico and a warm thank-you to the flavors that inspire us from across the border.

    Izola - IZOLA croissant. Crispy exterior, pillowy inside. 3 day process. Hand-made with organic flour, grass-fed milk, butter from Normandy.

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    IZOLA croissant. Crispy exterior, pillowy inside. 3 day process. Hand-made with organic flour, grass-fed milk, butter from Normandy.

    Bakery Corner - My haul today. Cinnamon crumb, Maple bars, Raspberry and Strawberry filled, Sprinkles, and Boston Cream

    Bakery Corner

    4.2(44 reviews)
    1.6 mi
    •$

    I've driven past this Bakery Corner for years. It's right across from my gym…read more One day, I'm at home scrolling on instatok. Lo and behold, someone reviewed the place. The donuts looked amazing! I decided today was the day that I tried them, too. Please do not let the dated exterior (I spotted an actual public phone! Not sure if it's operational, though) or dated interior detract you, nor the hand written cash only signs. If you must, you can pay by zelle or venmo I believe. They have a small shared parking lot with Church's Chicken. It was easy to park in front of the business at 9am today. The gentleman behold the counter greeted me right away, and was very patient while I made my selections for a dozen donuts. I also decided to try their HUGE Jalapeno ham and cheese croissants. These donuts were fresh, fluffy, doughy and delicious. I tried the sugar, glazed, boston creme, maple bar, raspberry and strawberry filled donuts. Yes! They are all amazing. The croissant was also fabulous. Light, airy, flaky, buttery layers hid the jalapeno ham cheese filling in the middle. I didn't get too much jalapeno, but idc I loved the croissant anyway. I paid $29 for a dozen donuts and the two gigantic croissants. This place is old school- There were paper i. o.u's taped up beside the cash register...some had written the dates that they paid up for some items, so obviously this establishment has a loyal and trustworthy customer base and community relationship that is hard to find nowadays. I will definitely come back and perhaps pay it forward for some of those i.o.u's!

    My wife and I have been trying croissants everywhere we travel and the Corner Bakery has the best…read moreplain butter croissants hands down! There are other places that have the dolled up ones but for a plain butter croissant, this is the place!

    Photos
    Bakery Corner - At the parking lot

    At the parking lot

    Bakery Corner - Look at the fluffy doughy goodness

    Look at the fluffy doughy goodness

    Bakery Corner - That's my arm for size reference!

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    That's my arm for size reference!

    Terzo Bakery and Cafe - bakeries - Updated October 2026

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