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    Td Bank Financial Group

    3.0 (1 review)

    Services - Td Bank Financial Group

    Personal banking

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    5 years ago

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    Meridian Credit Union

    Meridian Credit Union

    (1 review)

    No doubt Meridian CU has probably the best rare in town for mortgages, really awesome market link…read moreGIC with no claw backs on gains, known as participation. But what they have also means there are sacrifices. The accounts do not have the same investment flexibility like BMO which can cover I think $1M insurable limit under probably 10 odd entities - would you ever need that- probably not! But if you're a dreamer of wanting to own a home and have 200k ready in the savings to pull a mortgage with the dream house comes up-then you might want to make sure your guaranteed investment is fully insured. I also opened the account because I was painted a picture of no limitations that Meridian CU would connect me with other credit unions to economically transfer funds across the country and internationally. I do want to share my experience and I hope this helps anyone who may be exercising issues with Meridian CU. Experience 1: Misrepresented products and intent to charge more fees because of the TNL@TB. In 2017 I was quite motivated after talking to Westley of the products of this lady named Florence who could advise me how to make money fast and invest my money. It sounded too good to be true. I had a sit down with my family and she sold me telling me She was the one who discovered Amazon before the price climbed high and Facebook (yet I wondered why she wore an ill-fitted suit with face make up melting off her face). She offered to make me a proposal document of how to invest my money. With that I said sure...if it's not too much trouble because this consult was free so I did not want to burden her with more work. I'm not sure where the lines of communication blurred but she somehow had a package with her name and a whole bunch of other peoples names listed. Some how all the products were Fidelity Mutual Funds....um what? She discovered Amazon and Facebook, so where are the stock purchases or suggestion. I guess I was really disappointed. The sell, the review of commission fees for managing -I was expecting a Turner Investment similar arrangement. But no this was prefab mutual funds that would be drawing a steep participation fee on top of Florence's fees...wow. She followed up with me by phone and I expressed to her the proposal was not what was discussed. She asked what you mean-I said I'm sure you can review your proposal and our discussion. Experience 2: After the limited knowledge, the front people have on their products - they take the approach to offer a " for fee" resolution. The approach to make money now with steep fees, rather than offering solutions that avoid fees like opening accounts (like chequing as a vehicle for moving funds). But when it came to wanting to convert funds and transfer to another credit union abroad -I was told it was not possible. After my last visit they offered three options, pay to have a draft made, cash 50k in literally 100 Bills (LOL) or ...well they never offered a third option. In that last visit I asked many questions and finally asked the right one... open a chequing account that allows me to pay Bills for free. Then post a bill payment to my BMO account -which was free. Lady couldnt you just offer me the free option? Instead of wasting 40min of my time. I hope this location finds better ways to work with customers rather than taking the "for fee" service to navigate fund with them. Experience 3: Foreign currency exchange. I do want to mention their foreign currency is competitive to other banks. If you want to have funds converted in cash in another currency you can order it. I say order it because they may not have on hand. But if you describe the denominations you want, this location can do it. Handy if you're going to travel.

    From the owner: Welcome to the Meridian Cambridge - Galt Advice Centre! Around here, banking is different. We're a…read morecredit union - which means we offer similar products and services to that of a big bank, with a more personal touch. Our advice centres focus on offering personalized support, not over-the-counter transactions.

    Scotiabank - Branch - side view

    Scotiabank

    (1 review)

    On Saturday, I was heading to a carnival. I didn't know whether vendors took cash only, or had…read moredebit and credit card options. I decided to hit this Scotiabank before heading over to the carnival. This Scotiabank is in a plaza. It has a drive-thru. It's across from Tim Hortons that also has a drive-thru. It's like night and day comparing the craziness at Timmy's versus the calm at this branch. I entered this plaza from Saginaw Parkway. The drive-thru's exit sign was facing me. I needed to make a tight u-turn to get to the ABM. It works if you drive a small car. If you drive a huge limo, forget it! Before I reached the ABM, there was a sign with details on how to switch your mortgage to Scotiabank. It was all in capital letters, so this branch is obviously excited to get your business. It was also the most reading that I have ever done at any bank drive-thru in my life. I got to the ABM. I bank with Tangerine, so my card works at any Scotiabank ABM. I love that you can select your cash denominations and elect to not get a receipt if you want to save a tree. I got my cash quickly. I then saw another sign for more leisurely reading. You must be somewhat literate here, which was the vibe that I was getting. I decided to circle around the branch. It was open on an early Saturday afternoon with lots of parking around it. I also found the official drive-thru entrance. The better option is to enter from Franklin Boulevard. The lane is wide and it was nice getting the full, correct drive-thru experience. I had a great experience using the drive-thru ABM. Maybe I'll check out the branch next time when I'm in the area. (181)

    Td Bank Financial Group - banks - Updated May 2026

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