Bought second property and Eric financed our loan. We close in 28 days!! Eric is fast at responding…read moreand directing, not to mention, great rate !!!Highly recommending him.

As first time home buyers, we couldn't have asked for better support with navigating getting a home…read moremortgage loan and securing a favorable rate. Very quick and responsive over email and phone, which was great in a competitive market and they were very helpful in our preapproval process, even when we weren't guaranteed to go with Uni First Investment and were still shopping around for quotes. If you need to close escrow fast, you can count on these guys to help get you there from a loan perspective. Shout out to our amazing loan officer Emerson for staying on top of everything to help us close our first house in around 3 weeks time, from securing a lower mortgage rate to dealing with the endless back and forth with lenders as we raced to the finish line on paperwork! Loan was successfully funded and we were able to close ahead of when we anticipated at the end of the day. I appreciate that they are truly here to help and did not feel haggled on at all. Please reach out to them for your mortgage needs!

My husband and I worked with Katia, she was easy to work with and was on top of everything. She did…read moreeverything for us, she was our realtor and helped us with the financing. We got a 30 day escrow thanks to her hard work. She is the best of the best, we highly recommend her.

Steve Kim did an exceptional job getting us the best home loan and walking us through every step of…read morethe way. Our realtor referred us to Steve and we'd recommend him now to others. Steve was able to get us competitive rates compared to other brokers and lenders I shopped with. He also went back before closing and got us extra credits when the market dropped slightly. We had so many questions regarding the loan process and Steve answered all our calls, text and emails throughout the day. Highly recommend!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

She is amazing! She has done several loans for me in a quick manner. The most competent and always…read moreavailable loan officer you will meet!

I met her through a reference. She did my HELOC. She took almost 2 months or more for a simple…read moreHELOC and during that process, she managed screwed up HELOC on my another property. It was a huge financial hit for me. I have no problem with her dedication, availability. However, if you want someone competent and someone who can get the job done, she is not the person.

We were kindly referred to Daniel Chou/Uni first investments by our realtor and we had a great…read moremortgage re-finance experience. Interest rates were low during the COVID-19 pandemic, and we applied to multiple mortgage companies. We chose Daniel/Uni due to his excellent service and communication. Uni was most competitive and beat out our other offers. Daniel is straight forward, quick to respond via text or e-mail, typically within minutes or at the latest within 24 hours. Throughout the process, Daniel kept me well-informed regarding the application status. Our process was quick and big thanks to Daniel along with his team to help us save $$$! If you're reading this, be sure to contact daniel.chou @ unifirstinvestment.com and let him know you read this yelp review. He earned our trust, and will give you a very competitive offer. I'll be sure to refer my friends and family to Daniel!

Daniel helped me refinanced 2 times and he is awesome & outstanding. He is on top of everything and…read moreget it done very fast. 100% will refer him to all my friend need help on buying new house or refinance. Keep it up the good work Daniel. We need you buddy.

Working with Vivian through the mortgage application process was exceptionally easy and stress-free…read morefor me. Despite this being my first home purchase, Vivian was able to give me a pre-approved loan on the same day I provided her with all the relevant financial documents. What makes Vivian an extremely efficient mortgage lender for a novice home buyer like myself is her prompt response and rich knowledge of the entire process. She executed all of the backend logistics professionally and flawlessly. It has been a great pleasure working with you, Vivian, thank you.

Vivian is amazing! If it's not for her, I am sure our deal…read morewon't closed. I just had a very bad purchase experience due to the seller's side, dealing with incompetent Escrow office appointed by the seller. They literary screwed up my loan by ignoring closing date, let alone didn't care about any schedule along the entire process. If not because Vivian went above and beyond to get it done for me, the transaction won't be able to close. Vivian is not an ordinary loan officer, she is knowledge and experienced. Also, she does not treat you as a number; she treats you as a friend and she really cares. She is honest and trust worthy, you are in good hands with her. Thank YOU Vivian!

I just bought my first home with the help of Steve. Steve is really on top of things and…read moreunderstands what he is doing. He is also very responsive and replies to all of my questions either via text, phone calls, or email. I didn't know what I was getting myself into, but with his help, and him laying out things as simple as one, two, three, he made everything about the mortgage process seem like a breeze. Also, without his constant persistency in making sure my loans get through, I probably would not have been able to get my loans within the restricted loan contingency time I was given by the seller. Props to steve in helping me so much in making everything happen, so thankful and happy :)

"professional, reliable, trustworthy. Always keeps a great communication with his clients. Highly…read morerecommend!"

I was so happy to have discovered and met Kent as a professional loan agent. Unlike numerous other…read moreloan agents who were rarely available and did not give me any of their time to discuss loan options, Kent took the time to explain the details and options available to me to finance a home I really hoped to own and urgently needed funding to close the deal. Kent helped me overcome some hurdles and complications with loan funding and diligently worked with me so I was able to obtain a loan promptly and complete my financing with the best interest rate possible. I greatly appreciate Kent's professional help and will seek him out for any of my future lending needs!

Kent has been with me every step of the way. Any questions I would ask Kent and he will try to his…read moreto answer them and as quickly as possible. When I received new documents or have any inquiries I did not hesitate to get Kent's opinion. Thank you Kent for making my process as easy as possible!

Unfortunately this location has No ATM machine. Very inconvenient since they don't have many…read morelocation.

New branch and staff is so attentive. They are easy to do business with and for the Grand opening…read moremanager Tony Jew and your management was out greeting people. Very friendly thank you for a great experience.

AAA is a Direct Investor with Lowest rates possible Give them a try. It takes all parties…read moreincluding you to make a smooth process.

You know my agent recommended AAA Lendings and I really did not want to leave a 1 star review…read more However, after going through the loan process and almost losing my down payment and almost making a late payment. I can't walk away without sharing my experience with this group. The entire loan process started out great. However when it came time to close they required additional information regarding my student loan. I provided that information but their loan officer wanted an unofficial email that says my student loans are in forbearance. Even though I contacted my loan servicer and provided an official letter. So that was the first part of it, but what lead me to this review is when I got the letter telling me that they transferred my loan. The information they gave me to who I am to make my payments with was incorrect. Before I emailed the loan officer I worked with, I emailed their accounting team, which they said to contact if I had trouble setting up my payment. They did not respond until my loan officer CC'd me. Their response was to tell me to register before I can start making payments. Well I did try to register but AAA Lendings accounting department gave me the wrong account number so I was unable to register. When I told them that I was getting a message telling me my account number was incorrect during the registration process. They responded telling me that maybe my information has not been registered on the servicers side. I replied back asking them to verify the account number. They finally checked and said that the team that sent the letter sent the wrong account number and that they will have them revised and send out the letter with the correct information. They did in the same email provide me the correct number. AAA Lendings team really need to get their act together. I would expect a higher level of professionalism from a company that is handling home loans.