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Universal Bank

4.5 (8 reviews)
Closed • 9:30 am - 4:30 pm

Services - Universal Bank

Mortgage services

Personal banking

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3 years ago

Unfortunately this location has No ATM machine. Very inconvenient since they don't have many location.

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7 years ago

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Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

Aragon Lending Team

(216 reviews)

Downtown

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Summit Mortgage Bankers

Summit Mortgage Bankers

(10 reviews)

Jenny Li worked with us 3 times now and deserves recognition. My father found this company through…read morethe Chinese newspapers. We had compared offers from multiple places but Jenny and her company were very competitive with matching and can confirm that everything in the end was as promised. Jenny was patient and worked to ensure we got the best rate possible even though we had some delays due to issues on my end. She is not pushy at all but she is very responsive via phone and text! At the end of last year, she notified us it was a good time to refinance and I am so so glad she did. Although we were on the fence about it at first, after 2 months we decided to put some more thought into it and shopped around. We called her back and she was still able to give us the best rate on the market. I already recommended Jenny to my friends and family. Considering Jenny has been with this company for years, they are trustworthy; a bonus was that Jenny speaks English and Chinese so she was able to answer any questions my family had that I could not translate myself.

Ivy Zhang was recommended by my agent and I could not have made a better choice. From start to…read morefinish, Ivy was on top of it all. In this hot market, we had no choice but to put in an offer for a 30 day escrow. Ivy was the team leader in pushing all of us to be on schedule. She is super responsive and answers right away, even if she's on vacation she'd still be working and putting her customers first. I had a jumbo loan and I still got the best rate on the market. We closed earlier than expected and the process was swift. So glad we had chosen to work with Ivy Zhang. I will continue to work with her in the future on the next house/refinance.

Universal Bank - banks - Updated May 2026

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