Well STate Farm Claims has nit a new low. They are at a loss...perhaps a total loss
Had an accident, hit an animal.
SF said send pictures and they'd handle it. Sent pics and they sent a check that covered about 1/2 the damage. They said the body shop could call them to get in updated estimate. I had 2 estimates from 2 shops and my choice to finish x was sent a check for a small amount more than the check I got
I assumedSF had worked out a settlement for hidden damage with the shop and arranged for repairs. Before parts came I I was able to work out a trade of my damaged car and the repair amounts to a dealer.
I asked the body shop for a check for the amount they received, but they said they'd have to return monies to SF and SF would write check. OK. Monies sent to SF and SF sent me a check which, when added to what I'd received earlier was close to 2 estimates, so I was ok.
Traded car and repair check for new car.
A month later I get a request from SF to reimburse them amount of second check, they claimed was a duplicate payment.
Calling SF is an adventure. They say there are wait times of 75-90 minutes to speak to a rep. They offer to call back instead of saying on hold. Sometimes they do, but not always.
While finally talking to SF claims, my local agent sends an email saying it's all worked out and not to worry. I don't see the email when sent and I'm still on the phone but put on hold for about 10 minutes while rep further investigates my claim. She comes back on the line band asks a question and again I'm put on hold. After another 10 minutes, the call goes dead as we have been disconnected.
Silly me, I expect her to reconnect our call..she has my number, but after an hour I realize she's not going to. That's when I see the note from the agent and drop trying to get a claims department fix.
I fully expect SF claims to re-contact me sooner or later to again ask I return the "overpayment" that never happened.
It's really sad!
Local agent was fine but claims department clueless throughout the entire process. read more