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    Simple Loans

    1.0 (1 review)
    Closed 10:00 am - 7:00 pm

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    6 years ago

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    Capital Community Bank

    Capital Community Bank

    (9 reviews)

    Review changed to three stars:…read more The bank responded to my last email and listened to my story (posted below). They took full responsibility for the communication and process failures and will be reimbursing me for all fees and interest accrued. I am very pleased with their response and taking ownership of the situation. However, three stars is max because there were problems that need to be fixed. The outcome gives me a more favorable view of the bank but the proof of change will come in the future when no other customer has to deal with a similar situation. Until then, 3 stars is my final rating. Anyone using Capital Community Bank for a Solar loan should be VERY careful. I would recommend finding financing elsewhere. I took such a loan where the payments began 1 year later. The bank never emailed me or sent a letter regarding how much payments would be and how to arrange payments. When I realized the loan payments probably needed to start, and I had received nothing, I had to track down contact information for the bank. By that time, my first payment was already one month late so there were late fees and interest added (I had the ability and the plan to pay off the entire loan when I received notification of date due so I should have had zero cost). I wonder how long they would have let the account build penalties before they decided to reach out. Next, I had my bank wire the entire payment to CC bank. I called CC bank about 1 week later to be told the money had not been applied to the loan (it took them awhile to track down that the money had been sent- despite me having the necessary information). when I asked why the delay, they said it take 7 business days for checks to clear. the problem- it was a wire transfer, not a check! I have sent a formal complain and have not heard anything back from them. Nothing, nada, nil. What makes this worse is that my son had the same thing happen to him so I am not an isolated incident. I have asked Sigora Solar to find another lender or at the very least warn people who decided to take a solar loan with CC bank that they need to be very proactive about their account and know exactly when payments are due and how to pay. My advice- find a loan somewhere else. Heck, I wouldn't even do my general banking with an institution that has these types of business practices. I have no idea if there was purpose behind all of this or incompetence- but in either case, look elsewhere. If you are military or a dependent, USAA bank is my choice.

    Horrible bank. Ridiculously high interest rates. Avoid at all costs. Horrible bank and customer…read more"service" and use that term loosely.

    Simple Loans - installmentloans - Updated May 2026

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