John was referred to us by our realtor and we were so lucky to have worked with him! He patiently…read moreanswered all of our questions and worked diligently to meet our very tight closing schedule. He is incredibly knowledgeable and understands the lending market very well. He really took the time to run through the closing costs and estimates with us and helped us in making sure we knew what we were getting into as first time home buyers! We look forward to working with John and Emery Financial in the future and highly recommend others to work with him and his team!

John and his team were helpful throughout the mortgage process. As a first time home buyer, the…read moreprocess was opaque and made me anxious and stressed out. John was helpful and made himself available to answer all my questions along the way.

Natalie was recommended to us by our relators. Due to the COVID-19 situation, we were in a…read morecompetitive market but didn't want to sell our existing home until we secured our new one. After explaining our situation to Natalie, she explained to us our options. It was amazing how creative she was in identifying a solution that perfectly fit our needs. Months later, one of our offers was finally accepted in this crazy market! Every step of the way, Natalie was responsive and super fast at communicating. She knew exactly what we needed and answered our questions promptly. If she wasn't able to answer our phone call, we would get an email response within the hour. She was super supportive throughout the entire process and even informed us of our backup options if cards didn't play in our favor. With everyone working from home during this pandemic, getting a hold of people was super difficult, but this never happened once with her. Natalie was always quick at picking up calls and responding to them whenever we had a question. She ensured that we felt well-informed every step of the way and were making educated decisions instead of just going along with the pressure of the market. I would recommend Natalie to anyone I know! She definitely knows her field of work and cares for her clients. She's super on top of things so if you're looking for a reliable mortgage loan consultant, look no further. We'll definitely be reaching out to Natalie if we ever have future mortgage needs in the future. I'm sure she will treat you with the utmost care as she never lost patience on us even when I was on my 1000th question of the day.

My real estate agent recommended Dave Mingione, Senior Mortgage Agent.... he's a precious gem. The…read moreguy is on it.... one step ahead at all times and 24/7 fast response. His assistant Peyton keeps pace with him... dynamic duo. Rates are monitored, and forecasted rates are logical and current. The mortgage process was very easy, extremely organized, and the signing was as relaxed as a visit to Starbucks... I purchased in Livermore, CA, and Dave works out of the Livermore office... like the company... Love the Dave... he is one of those super high performers...unequaled excellence... and no I'm not related and simply relied on him for a smooth and effective mortgage service. If you work with Dave Mingione then you are taken care of at every step, every corner, and through the deal...and likely well after the deal.

Kelly was amazing to work with! Our loan process was smooth and quick. She was responsive and…read morepatient, helped us understand all the paperwork every step of the way and answered all of our questions and concerns. I definitely recommend Kelly for your financial services!

I worked with Kelly on a very complex short-sale transaction with a difficult bank. She kept my…read moreclients informed throughout the process and she worked diligently with the bank to aggressively negotiate a fair transaction for my clients. She coordinated the communication between both parties smoothly and as quickly as possible. She was responsive, helpful, and considerate. She understood that my clients were going through a challenging time and she was compassionate in her dealings with them. I highly recommend Financial Mechanics Group.

Dale and Mary were nothing short of amazing. With interest rates dropping and Covid-19 in full…read moreswing, I reached out to Dale, recommended by my Sister, to refi my home, take $ out to purchase a new home, even when the ratios didn't really line up. Dale was communicative and creative and made it happen for us! Fast forward three months later, our first home is rented and we are living in our new home. Magic.

Dale and his group made the process of refinancing our home easier than it has ever been. They…read morewere completely professional, transparent and patient with regard to all the paperwork!

Our family had an outstanding experience working with Sean throughout the purchase of our son's…read morefirst home. From the very beginning, Sean was incredibly responsive, knowledgeable, and patient in walking us through our different loan options and answering every question along the way. Sean made the financing side of the home purchase feel organized and manageable. We felt Sean genuinely was looking out for us and working to find the best option for our situation. We are extremely grateful for the guidance and support from start to finish and would absolutely recommend Sean to anyone looking for a mortgage professional. Lisa Sedgley

Sean and his team at Shamrock Mortgage were always fast to respond to questions when we had them…read moreand kept us well informed on what was happening as the loan process progressed. I will definitely reach out for my next purchase or refi.

My fiance and I first came in contact with Angela and her team in October 2020 who at the time was…read morestill with Alterra Home Loans. By the time we put in an offer on the home we recently closed on she had switched companies to Guaranteed Rate. We decided to make the transition with her as we had experienced great communication with her up to that point. As nervous first-time home-buyers Angela made us feel comfortable with the entire process from start to finish. She is highly responsive, reliable, easy to talk to, and overall professional. Throughout our home-buying experience, Angela made herself available to answer all our questions through text, call, or email all in a timely manner. Our experience with her was always clear and straightforward. Angela and her team helped make a stressful process easy and enjoyable. On the day we closed escrow we even got a surprise in regards to getting some money back from the closing costs which was an added bonus and speaks highly about the hard work and effort Angela puts into helping her clients get the best rate possible. We feel very lucky to have had the opportunity to work with Angela and her team. We honestly could not have asked for a better experience on the purchase of our first home. If you're looking to purchase a home or refinance and looking to have the same experience we had, I would highly recommend selecting to work with Angela. Please do not hesitate to contact her even if you just have questions, Angela also speaks Spanish. Our experience first began out of curiosity and now we are living in our first home all thanks to Angela, her team, and our amazing realtor Chris Strange whose contact information I will also list below. Angela was the one who connected us with him and together the two make an EXCELLENT partnership. I promise you will NOT regret working with Angela, Chris, or both. Contact Info: Angela Seminario Branch Manager/VP of Mortgage Lending Email: angela.seminario@rate.com Rate.com/angelaseminario O: (925) 272-2061 - C: (415) 640-7780 - F: (312) 824-0318 1070 Concord Avenue, Suite 105 Concord, CA 94520 NMLS ID: 339427 Chris Strange DRE#: 01931011 Phone: (925) 252-5193 Facebook: ChrisStrangeRealtor https://www.facebook.com/ChrisStrangeRealtor

Dealing with Angela and her team has been one of the most unprofessional experiences I have had to…read moredeal with before. We were excited to buy our first home but it went downhill quick after the pre-approval process. There was a huge lack of communication throughout the whole process, we ended up with an insurance policy we aren't happy with because of delays on their end, they cost us and the sellers money because of pushing the closing day back because of a lack of communication between her and her team, and they even wrote a check to the wrong person. I would definitely advise you to look into other companies.

RBC Wealth Management The Carmichael Group…read more1331 N California Blvd, Ste 650 Walnut Creek, CA 94596 RBC Wealth Mgmt has several offices at 1331 N California in Walnut Creek. I had an appointment with Robert Carmichael, of the Carmichael Group. Robert was my late Aunt's financial advisor, and managed her assets. Based upon the results, he did a great job. I was there to review my share of the estate. Robert's decades of experience gave him the ability to discuss subjects in depth. He knew the answers to all my questions and concerns. In general, I had a positive experience and left with a clearer understanding of my options. https://us.rbcwealthmanagement.com/carmichaelgroup/ Parking validation available

This review is LONG overdue. My parents had limited time to process their loan and Jennifer was…read moreso kind and worked diligently on their home loan. She was able to get the best price and locked them into a good rate despite the market. She answered all their questions and walked them through the entire process. My parents were able to close earlier than anticipated. Thank you Jennifer!! When rates drop, we will most definitely be reaching out to you

We completely trusted Jennifer with our home and HELOC loan. She was thorough, detailed, honesty,…read moreproficient and professional. She carefully walked us through each step of the process, provided all the pro/cons and was available to respond to our questions (we had a lot) in a timely fashion. We highly recommend Jennifer for your loan needs.