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    Carolyn Semanic - State Farm Insurance Agent - State Farm Logo

    Carolyn Semanic - State Farm Insurance Agent

    (4 reviews)

    Many people seem to be happy with Carolyn agency, I unfortunately had a very poor experience. I…read morewas a new customer to State Farm and had water damage to my home caused by faulty plumbing from previous owner. When I asked about the risk of the claim and being dropped as a customer in the future her team claimed there was no risk. (My other options were to pay for the repairs myself or pursue legal action with previous owner as the damage was within 2 months of home purchase). Her team was pressing to create the claim record even before I had an estimates. My gut told me know, but I went ahead assuming her team was providing expert advice. I asked repeatedly throughout the claim process...at one point even told that I should have filed my claim even sooner and not waited while I was getting the lowest quotes and asking these questions. Well, not surprisingly I was dropped by State Farm and now with this claim on my record I am having difficulty getting different insurance. I'm guessing the next 10 years I will be paying through the nose for insurance ONCE I even find an agency to insure me. Very disappointed in Carolyn and her team. Be very, very leary of filing claims. If you gut contradicts what her team is saying, go with your gut and not with her team.

    Been with this office for over 3 years. I had zero understanding about insurance at the time, but…read morenow I feel like I have learned so much about what my insurance needs are and I am now confident I am covered for anything that might come. Carolyn helped me set up my retirement, my husband and I have life insurance now for our children and of course we now are covered adequately for our auto and home. And I know no one wants to pay a lot for insurance-I was able to make sure I got all the discounts I qualified for. Thanks for always being kind and personable with my many, I'm sure annoying, phone calls, questions, and policy changes over the years!

    Serpe Insurance - homeinsurance - Updated July 2026

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