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SEFCU

1.0 (1 review)
Closed • 8:30 am - 5:00 pm

Services - SEFCU

Personal banking

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6 years ago

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Empower Federal Credit Union

Empower Federal Credit Union

(6 reviews)

Well, what a nice way to start the day. After being without a job for a while, finally found…read moresomething to do. Got my first paycheck issued to me (a paper check). So I did the most convenient thing, I did a mobile deposit. When I got through the mobile deposit it promptly informed me that there is a 3 day hold on it. On a payroll check. The only money I have. Are you serious??? And when I called just now, the agent told me that she will "submit it" and "maybe" they can take the 3 day hold off. Mobile deposit should be a convenient solution to depositing a check but it really isn't if they put hold on PAYROLL CHECKS!! Personal checks I can understand but a $200 payroll check? Come on. If I wasn't going to work right now I would be in a lobby closing these accounts. I am not an old member at this institution so there is no sweat off my back to go somewhere else. 3 day hold on a payroll check. WTF!!!

My wife and I were in here to talk to a mortgage lender, we went over the details and the rep told…read moreme that noway would a lender give us a mortgage for a primary residence being that I work in NYC. The lenders don't care, they just want your business and your money. She asked me, "how is that possible, to live here and work in NYC?" I guess business is booming so much that she didn't need our business. Idk? Will never deal with them again! A week later we went to anther bank and got the approval. Bad business

Citizens Bank

Citizens Bank

(2 reviews)

Stop! Do not try for a mortgage at this bank unless you have 3+ months to waste while you plead…read morewith them to hurry so that you won't lose the contractors they make you retain. What a waste of time & money!! Never again!!! We're extremely disappointed with the communication lapses and delays we've experienced with Community Bank during our home loan process. Despite assurances of a 'couple weeks' to closing, weeks turned into silence, requiring escalations to the branch manager to get basic updates. Their staffing constraints are unacceptable. If they're unwilling to address workload by adding personnel, they should adjust their loan volume to ensure existing commitments are met. This is simply not an acceptable way to treat customers. When I'm sure this bank has fumbled the loan. I will post the names of the people within this bank that you should stay far away from. They do not do their jobs and blame the underwriters for the slow process Edit: The bank requested additional information regarding our experience. We promptly complied with their request. While they acknowledged receipt of the information, no specific actions or timelines for resolution were provided. Our rate lock date is soon approaching! It's possible that within 2 weeks we will be going to Empower, like we should have from the beginning!! While I understand that deadlines mean nothing to banks, they DO mean something to people that have to ask banks to borrow money. I hope your bank learns to understand what a deadline is and why it's so important to keep your word when committing to a deadline.

Great friendly service. Easy access in and out. Employees highly knowledgeable about banking. I…read moreuse for my personal accounts and business accounts. Had a banking review with a service rep at this location and it went well, included financial analysis of my accounts, where I am and where I want to be.

SEFCU - banks - Updated May 2026

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