Faruk was a pleasure to work with! As we wanted to plan further for our future, our goal was to…read moreidentify areas where we are doing well and can improve upon. From the start, Faruk was personable and clear in communicating his services along with having a genuine interest in what our expectations were from this exercise. Fast forward a month, we have gained invaluable clarity and actionable next steps for our finances. Today, we still reference learnings and information shared by Faruk to help influence any financial decisions we may or will make. 100% would recommend Faruk to any family looking to understand their finances.

Faruk is a fantastic guy. I feel very fortunate to have crossed paths with him. He has been great…read moreat setting up our investments to be positioned well, even when the market is volatile. He has consistently grown my investments since working with him (not by single digit percentages either). He is very attentive and always takes the time to explain goals/positions clearly. Faruk is also very friendly, approachable, and genuinely cares about my financial goals. I trust his judgment and appreciate his proactive approach. I highly recommend him!

Four years ago, I was living in San Francisco, and I had sold my first shares of stock that I had…read morereceived from working at a "hot" startup that everyone on Yelp would be familiar with ;) At that point in my life, I was a 20-something living in San Francisco, and I didn't know where to begin. I wanted to start saving and investing my money, but I didn't have any solid referrals for companies or individuals. After doing some digging, I found several financial planners, but I owned nowhere near the outrageous portfolio that many companies preferred to work with (sometimes, upwards of $1m)! Coincidentally, one of M&E's long-time clients worked with my mother and had passed along their information. I contacted Mosher & Ellis, and was immediately greeted by Barb, who passed my information along to my (current) advisor, William Tom. At the time that I reached out to Mosher & Ellis, I was overwhelmed and nervous. I knew that my portfolio was much smaller than the ones they were used to managing, and I was sure that I was one of their younger (less experienced) clients. I was worried that I wouldn't be taken seriously, and I didn't know if I would receive the same quality of service that their "higher net worth" clients received. From the first day I walked into their office, I have always been treated with respect, and encouraged to continue saving and planning. William is supportive, and always willing to explain things to me if I ever have any questions. Fast forward, my understanding of financial planning has transformed, completely. I've even moved across the country, and at this point, I plan on being a customer for life - regardless of where I'm living. Thanks to Mosher & Ellis, I have grown my portfolio considerably, and I am proud of my financial decisions. Financial planning and advising is a sensitive topic, so I never bring it up, but if friends or family ever ask me for referrals, I always send them directly to Mosher & Ellis.

25 years ago, a friend asked me about my retirement plans. With a quizzical look, I replied,…read more"well, I'm just going to keep working." Thankfully that friend recommended Mosher Financial Advisors which proved to be the blessing of my life. Now at 76, I'm living a comfortable retirement in Hawaii and thanking Jerry Mosher and his competent staff for their care and guidance all the past 25 years. At first, I couldn't even sit in a meeting for 15 minutes before I reached overwhelm. With each succeeding meeting over the years I have been educated and guided. And, as a new business consultant in the early 90's I had to start saving in order to catch up for all the years of "saving the world" - wonderful work, but no money. So, living in San Jose, CA, I was at the right place at the right time, and grew my business as the Valley continued to grow. Even though I was making "good money," I had to save. MFA created a plan for me, and I worked the plan. I worked and saved for 10 years. And, I did it! When my mom asked me to come home to care for her at age 94, I was able to say YES and we spent 6 wonderful years together. I wasn't worried and scared. I now can volunteer and travel, and say YES to friends requests to meet for a movie and dinner. I look forward to my annual reviews with the team and know I can always ask for help and within minutes (really), I get the response I need. Mahalo to MFA for providing me with the peace and security I have. I am forever grateful and continue laud your team to others. Patricia Johnson

My husband and I have been working with Evor and Johnny for 4 years now and couldn't be happier. We…read morefound them through a website that listed fee-only financial management firm. This appealed to us because we were looking to hire someone who would manage our investments according to what would be best for US, not where they would get the most commissions. I don't like dealing with accounting stuff and was dreading the process before our initial appointment, but they ended up making it fun for us, yes, FUN! We did some exercises that helped us define what kind of a life and future we wanted, where we saw ourselves and the process from there was pretty easy. Evor and Johnny exceeded our expectations as far as the services they provided. We were expecting someone to manage our accounts, but they went over our trust documents, disability insurance, taxes, and had great referrals to the best of people in all those areas. What I like most about working with Evor and Johnny is that they are very pleasant to deal with, easy to get ahold of and answer any questions you may have, personable, transparent, have high level of integrity, and truly care about your personal goals and future. I have been recommending them to friends and family and anyone looking for a trustworthy financial advisor.

Evor's services are great! Read my story below:…read more I met Evor doing a small construction project at his home years ago. I found out what he did for a living and we ended up talking about my investments. I could tell immediatly he was on his game. I had a hodge podge group of investments new and old both, brokerage, IRAs, Roth's, etc. that just ended up in a box - unwatched. Even though I dreaded changing all the accounts over, Evor made the process seamless! He filled out ALL the forms, made all the calls, gave me my tax info, all I had to do was sign the forms... Now I have the peace that he is taking care and watching my investments. He emails or calls me when he feels we should move money from one sector to the next, sends out an informative news letter AND I now get all my investment info in one nice package that is easy to understand. To top it off the fees he charges are very resonable. I would highly recommend his services.

I got a postcard from a "roadshow" advertising they would be in town and buy my gold & silver. Not…read morefeeling comfortable that it was a legit company who would pay a fair price, I instead went to Pacific Precious Metals with my broken gold chains & jewelry I wasn't ever going to wear again. Ron was really nice, incredibly transparent with the process, tested everything to verify the gold content and we left with cash in hand, feeling glad we went to our local business. Highly recommend!

Sold gold coins today. Was treated professionally and given a good price for all pieces.read more

Trust. I an…read morerelatively new to Capital Advantage. When it comes to my money, to someone else managing it, what I need, what I want, is to be able to trust. To trust the integrity above all. Trust the knowledge. Trust the expertise. Trust the service, the responsiveness. Trust the overall goodness. And I trust Capital Advantage. I trust them because my friends trust them. I have friends who have been with Capital, happily, for years. My friends trust them year after year. My friends recommend them. Recommended them to me. I trust Capital because of my experience with them. They do what they say they will do. They work hard to be sure they understand what I want and what my options are. What my needs are. They demonstrate they understand. They double check to be sure they understand. When I call, someone answers. When I e-mail some gets back to me. Quickly. I feel seen and heard and valued. But to summarize. Overall, I trust them.

I called Capital Advantage on a whim this week looking for some quick advice. The receptionist was…read morequick to tell me she'd have someone call me back later in the day. Within a few hours John gave me a call and we chatted for around 30 minutes. He gave me very sound advice and helped me feel comfortable with a big financial choice. John was great, very practical and understanding of my situation. While the timing is not right for me to use Capital Advantage right now for my financial situation I will definitely call them first thing in my future when I'm ready. Thanks again for your help, John!

My husband and I became clients at Dragon in 2011 and we met Alfred in 2013, in the midst of an…read moreout-of-state property sale (title in my name). The realtor was giving me grief about his fees during closing and this was my first big financial transaction. I was basically on the verge of tears when I called Alfred and he never flinched- we immediately got on a conference call with the realtor and Alfred didn't take any if's, and's, or but's. I don't think the realtor knew what hit him. We have absolutely trusted Alfred with anything and everything since that day and he's never disappointed. We trust him completely. He is absolutely 110% "invested" in our client-advisor relationship. He's really been a voice of calm and reason whenever we're tempted to make "emotional" financial decisions. It's hard talking money with a spouse, but Alfred knows how to talk to both of us and get us on the same page. It feels like a team and we feel lucky to have him on it! We'd highly recommend Alfred and Dragon to anyone ready to make some financial plans or has a pending financial decision, who wants someone with experience and who cares.

My biggest annoyance with Mercer is that their portal support is only open until 2 PM Pacific time,…read moreMonday through Friday. This is an easy, probably not very expensive fix. The quality of your service will depend on your specific financial advisor and their support. If you have an inattentive advisor, you should request an alternate.

We have been working with Elisabeth for a few years now. When we joined this group, we joined a…read morefamily. She cares deeply for her clients not only on a financial level but also on a personal level. Every time we call with a question, we are not given an answer but a lesson - she wants us to understand what we are doing. She truly loves her job and the challenges set before her. I would recommend her without hesitation!

I have been working with Elisabeth for years. She is extremely knowledgable, thorough, and caring…read more Highly recommend if you need a financial planner.

I reached out to Fidelity Investment in March 2022 to discuss options for moving my 401k, 401k…read moreRoth, & my pension from financial company I worked for 33 years, plus few dollars from a prior company of 15 years. I had talked with four financial advisors including Fidelity Investments over 3 month period while retired. I was impressed with David Woodworth and opinions he had suggested. Basically, I purchased an annuity through 'USSA' through Fidelity Investments, so I would receive monthly checks for rest of my life. Plus, my other monthly income includes: social security, rental properties and mineral rights. In addition, I left some 401k $$$ in my Fidelity Investment Accounts, giving Fidelity Investment the 'Okay' to manages these dollars. I have been asked repeatedly by friends / family how much do I pay Fidelity Investment, my response have been minimum. They all look at me with a confusing expression, then I tell them %% I've made over past 2 yrs, and they all quickly say, 'I Would Pay For Their Services.' At retirement everybody's finances are different, and I just wanted to share my positive experience with Fidelity Investment, Walnut Creek and especially a Big Thanks to Mr. Woodworth. ***** Stars *****

This pertains only to the poor telephone service. I waited…read moreon hold for 23 minutes before giving up in high frustration. The robo recording kept saying how sorry it was that they were experienced a high call volume, blah blah blah. . However, 6 times during my wait I was connected to a ringing phone line-- that nobody answered, then the cycle of the robo voice began again. I made 2 more calls for a total of 3 in 2 hours, with the combined wait time almost 1 hour ! I understand everything is not instant but really, nobody to answer a waiting call for 20+ minutes ?? Unacceptable.

All the people at the front desk especially Richard help me…read more tremendously with my personal finances he help me with computer support and setting up my accounts. Richard and the front desk were very courteous, friendly and have expert knowledge at what they do. And because of them I continue patronize Charles Schwab. They have great customer service when I go in the office and when I call in from the phone.

I have to add another review because I was in here twice on tax day depositing checks at the last…read moreminute and the bankers were so helpful and attentive even though they seemed very busy. I think the employees who helped me were named Naz and Bhriyesh and they were super helpful and knowledgeable about any questions I had on what account I could deposit into.

Jason Vitucci is outstanding as our financial advisor and has been for a number of years! He is…read moreprofessional, sincere, capable, caring, thorough and very knowledgeable. His communication with us, as his clients, is periodic, clear, informative and we regularly chat to review our portfolio. Jason is approachable and genuinely cares about the performance about our portfolio consistently moving in a positive direction. We highly recommend Jason Vitucci without any reservations! Cheers! KO6GUY

I have been using Jason as my financial advisor since 2008 He has been a good steward of my assetsread more