We worked with Ben and the team at Reside Home Loans during the process of purchasing our first home. Our situation was unique (we were purchasing our home from our landlord at the time so no realtors were involved) and spanned several months. Throughout the process, Ben stayed in contact, guiding us through every step from start to finish. Given our somewhat slow process to buy our house, I had a chance to do a lot of homework and look into a bunch of referrals for mortgage brokers, and I wouldn't change my decision to work with Ben if I had to do it all over again. I feel extremely lucky to have found Ben and his team, and I look forward to working with them again in the future. A few things stand out to me as I look back at Ben's role in our homebuying experience. First, Ben is just a nice person, easy to talk to, good at educating, and willing to dive into as much detail as someone would be interested in related to the push-pull of rates, points, lender credits, etc. - all very important to my analytical mind. Second, Ben was straightforward about how to go about negotiating rates with competitors, and he was able to match (and significantly beat) a competing rate offer I received from another lender, which will save me a significant amount of money over the term of the loan. Finally, the back-end system used by Reside to gather data is top notch. Unlike other systems that require filling out form after form with the same information over and over, the Reside system streamlines the data entry in a way that's practical and efficient. read more

Chris is a rockstar, both literally and figuratively! We recently worked with Reside in our home purchase and they were absolutely incredible. I did my homework and shopped for some rates from the usual suspects out there (which were not rocket-fast nor was anything guaranteed) and the service given by Chris was far above and beyond anything the other companies could offer. It's a competitive housing market out there these days, and Chris was always ready to help us get an offer in at a moments notice, often working with us late into the night or on weekends. His competitors others couldn't keep up. He was always ready to jump on a call to explain some complicated mortgage process to us, which was super appreciated. I can give you anecdotal details for days, but how about some numbers? When we finally were able to lock a rate in, it was a little higher than expected but that's the market right? Wrong! Part way through the mortgage process, rates came back down and without us even asking him to, Chris was able to re-negotiate our rate with no disruption or delay to our close date. That saves us $95 in our monthly mortgage payment and $34k in interest over the life of our mortgage, which more than paid for Chris' fee. I'd highly recommend Reside to anyone who asks. Chris and his team are experienced, creative, and overall just great people. read more

Chris (and the whole team at Reside) made our first home-buying process an absolute DREAM! Truly. From the moment we reached out, we could feel the depth of Chris's care, knowledge, and attention to detail. He took the time to meet us where we were at--numerous questions and all! All of this was entirely new for us, and there was never a point where we felt uncertain or out of our depth, and that was largely due to the amazing communication and insight we received every step of the way. We felt prepared and informed, and we always knew what to plan for or anticipate next. In a process like home buying that can be a bit unpredictable, that says a lot! We also felt really cared for, seen, and heard throughout the process. It meant the world to know that Chris and the team always had our backs and our best interest at heart. After closing on our first home yesterday and reflecting on the last several weeks, I couldn't imagine going through this process with any other lender. You need a Chris in your corner! We're better for having met him, and so grateful for his tireless efforts. Five stars, a million times over! read more

Ben was exceptional throughout our entire home buying process. As first-time homebuyers, we had a lot of questions, and he took the time to walk us through every single step in detail. He explained everything clearly, made sure we understood all of our options, and never made us feel rushed or overwhelmed. What truly set Ben apart was how responsive and proactive he was. Anytime we had a question, he answered quickly and thoroughly. He always made himself available whenever we needed him. He consistently stayed one step ahead, anticipating what was needed next and keeping everything moving smoothly. His attention to detail and constant communication gave us so much peace of mind during what could have been a stressful process. His team was also fantastic--organized, efficient, and supportive behind the scenes, ensuring nothing fell through the cracks. Together, they made the entire experience seamless. We're incredibly grateful for Ben and his team and would highly recommend them to anyone, especially first-time homebuyers looking for someone knowledgeable, responsive, and truly invested in their success. read more

Ben and the whole team were amazing! The financial side was the least stressful part of the buying process because Ben and team were so incredibly thorough in explaining what to expect and preparing me for pre-qualification and applying for a loan. *And, important to note, they're never condescending and are well-equipped to help you navigate through any quirks in your finances* I felt confident in every decision I made because of their clear guidance. Ben was always just a phone call away and encouraged me to reach out for any reason, big or small! He would often just give me a call when he saw I had emailed so we could talk through options and make sure I had the time to ask anything else that was on my mind. With interest rates and the housing market being so unpredictable, it was incredible to work with a team that handled what can be one of the most stressful events of your life with empathy, understanding, and grace while being so present and available. read more

I purchased my first property (a condo) 7 years ago, and at the time, I thought doing a 7 year Adjustable Rate Mortgage was the best option for me given the low rate I was offered. I certainly didn't think I'd be in my condo for 7 years, but sure enough, time flew by and I found myself in a big bind with my rate due to increase 5+%. That's when I was introduced to Chris Delaney and I could not be happier that I was. We set up a time to call the very day I was referred to him and he took the time to listen to my situation and quickly offer me options to combat this major increase through a refinance opportunity. Because of his hard work and willingness to help, we were able to refinance my mortgage, moving from my former lender to a new one, all within 30 days time. All while being able to keep my monthly mortgage payment around the same cost! I can't express enough how much this alleviated my stress and concerns and I am so grateful to have worked with him. read more

I recently worked with Ben and his team for my mortgage (for a second time), and I couldn't be happier with the experience. He made everything incredibly easy to understand, breaking down complex concepts for me into easily understandable terms. His transparency throughout the entire process was refreshing, and I always felt like I knew exactly what was happening. What also truly stood out was their patience. I had a lot of questions (some might say annoying ones), but Ben and his team never made me feel like a burden. They took the time to answer each one thoroughly and kindly, ensuring I felt comfortable and informed every step of the way. If you're looking for a mortgage lender who combines clarity, honesty, and exceptional customer service, I highly recommend Ben and his team. read more

Chris and Reside Home Loans is at a level way above the many loan companies, officers and countless very salesly people I met before being referred to him. Chris' expertise, work ethic, diligence, responsiveness and every facet far beyond what you'd expect from someone in his position is unparalleled. Chris did more work on our home closing than the real estate agents and attorney's on both sides combined, saving us from what would have been a catastrophic investment before we bought a different house (and Chris made that experience so smooth). Can't recommend Chris enough, hands down the best, you'll save thousands in fees others will charge even after getting the best rate and if you're like us will avoid hidden issues that may be present at a place you're under contract for. read more

I worked with Ben last year on my first home loan. He guided me through every step of the process and was always willing to jump on the phone to discuss the details. As a first time buyer, I was nervous about making such a major financial commitment. After reviewing my overall financial picture with Ben, he was able to assure me I was making the right decision. A couple of months ago, as rates started dropping, I was wondering whether I should consider refinancing. Ben contacted me before I started researching the process and guided me through all of the steps. He was able to secure me a lower rate and kept my original term, all while minimizing the cash I needed to bring to closing. I would recommend Ben to anyone at any stage of the home ownership process. read more

We worked with Ben to purchase our first home for about 6 months during 2025. His ability to clearly explain the details of the financials was very appreciated, as this was our first time really going through the process of closing. Anytime we needed to run the numbers on property, he was really responsive to getting us various options so we could quickly evaluate the deal. And he's just a pleasure to talk to, we felt very taken care of in every step of the process and felt that Ben was always looking out for our best interests giving us transparent information on anything we needed. I would definitely recommend talking with Ben and his team at Reside Home Loans. read more

I am so pleased and grateful that we worked with Chris and the team at Reside Home Loans for the purchase of our first home. Throughout the stressful process of a first-time home purchase, Chris was the most prompt vendor we worked with, who always went above and beyond to answer our every question and make sure nothing fell through the cracks. I am seriously blown away by the Reside Home Loans level of service and the care they put into every step of the process. We are so grateful for Chris! We will definitely be returning to Reside Home Loans for future financing needs, and can't recommend them enough! read more

We had a wonderful experience working with Josh at Reside Home Loans! He made the entire mortgage process smooth and stress-free. Josh was incredibly easy to work with, very responsive, and communicated clearly with all parties involved in our home purchase. He was also great at answering our questions and explaining things each step of the way, which gave us a lot of peace of mind. His professionalism and dedication truly stood out. We highly recommend Josh to anyone looking for a reliable and knowledgeable mortgage broker! read more

Chris & his team were spectacular to work with. As first-time homebuyers, my husband and I were seamlessly guided through the mortgage loan process from start to finish. Chris worked overtime to achieve a 3.5 week close, answered any and all inquiries we had, and was attentive & openly communicative throughout the entire process. Not to mention, their portal for document upload made everything secure & simple. For this we are incredibly thankful, and we could not recommend Chris and Reside Home Loans enough! read more

I cannot speak highly enough about my experience working with Chris. He was attentive, supportive, knowledgeable, and consistently reliable throughout the entire process. He guided me every step of the way and made me feel valued as an individual, not just another client. I spoke with several lenders prior, and none came close to the level of service Chris provided. If you are looking for someone who truly understands your needs, I highly recommend Chris and the team at Reside Home Loans. read more

Chris was AMAZING!! As a first time home-owner, I could not have had a better lender. He walked me through every step of the process, was available to answer all of my many questions in a timely manner, and most importantly was someone I could trust throughout. He got me the best rates, gave the best insight, and focused on providing me the tools to make the best decision. I will most definitely be going to him for any future properties. read more

Working with Ben has always been an absolute pleasure. He takes the time to explain things and answer our questions in a way that makes intimidating stuff feel easy. He's always made himself available and is super punctual in his responses. My wife and I did our first mortgage with Ben, and recently went through our first refinance with him. Both times Ben made the processes go smoothly. Cannot recommend working with Ben enough! read more

Ben has provided exceptional support over the years. From assisting with our first home purchase in 2018 and our second in 2023, to the recent completion of our mortgage refinance, the experience has been consistently excellent. We truly appreciate the time he took to guide us through every stage of the purchasing and refinancing processes. I continue to recommend his services to anyone I know who is looking to purchase a home. read more

I used Chris and his team for a mortgage and they could not have been more knowledgeable, responsive and thorough throughout the process, from walking me through everything I needed to consider to start making sure I hit all milestones needed to completion. They made the entire buying process way quicker and easier than I even could have hoped, and I'll definitely recommend them to anyone looking to buy in the future. read more

Josh is the best in the business! I have had a fantastic experience with Josh. From the very beginning, Josh was extremely helpful and knowledgeable about the entire process. He took the time to explain everything to me in detail and answer all of my questions. The rates and terms they offered were competitive and I felt confident that I was getting the best deal possible. I couldn't be happier with my experience. read more