Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Doug and his team really went above and beyond the call of duty for us. Not only did they help us…read morecraft a mortgage that really worked for our family, but also offered the guidance and insight along the way to alleviate what can be a pretty stressful process. I would highly recommend Doug and Hillhurst Mortgage to anyone looking for a creative team that truly cares about getting you into a great deal that works for your unique situation.

We just used Hillhurst to close on our first home - from cross country, no less - and Doug, Syrita,…read morePanos, and Michael could not have been better partners to assist us in navigating through such an in-depth process. The whole team is approachable and transparent, and will go above and beyond in their efforts to make you feel included and comfortable with all of the paperwork flying about. Bonus points for being so smooth in working with self-employed incomes as well, although I can't go above 5 stars on Yelp.

Keith Baker is amazing!…read more First off, I would like to say that I have been fortunate to have both worked with Keith on transactions where I was the Real Estate agent representing clients and I have also had the pleasure of working with him as a buyer myself in need of a loan. In both capacities Keith was stellar! As a Real Estate Agent I was introduced to him by one of my buyers - he was easy to work with - efficient and professional made the deal go smoothly and both the buyer and myself were impressed with his work. When it came time to buy our own house - we started with another mortgage broker but he was horrible. Immediately I called upon Keith to see if he could help. After being given half info from the first lender I worked with - Keith was able to pick up where the other barely made a dent and worked with my fiance and I from day one to get us ready to be able to write strong offers. At every turn, Keith gave amazing advice on what we should do to improve our credit, what we could pay off, how we could qualify for more or better rates. He answered every question I had - before and during the transaction promptly and in layman terms. Since closing on our house, I have recommended him to another buyer of mine, Keith was able to give him rates that were lower than what that buyer received from others - but the best part - Keith also encouraged him to shop around to see if he could get a better rate - and if not, come back to him. Keith is fair and knows the biz inside and out having worked in all areas of lending in the past. I cannot say enough how much I appreciate Keith as my personal mortgage broker - and as an agent having had the pleasure of working with him to make sure our clients got the best possible representation. I cannot sing his praises enough!! THANK YOU KEITH!!!!!

I'm on home #3 working with Sidney (Beverly Hills, West Hollywood, and Del Mar), and he'll continue…read moreto be my first call for broker and mortgage loan needs!

Unfortunately I haven't had the pleasure of meeting Ms Davis yet but I'm hopeful the new year will…read morelead to new opportunities in business and networking.

Meshawn was super professional to me, and she truly is a godsend. My home was a week from…read moreforeclosure, and i was behind significantly on my bill as well as my taxes. She helped me get financing to save my home, and now i am back on track! The process was painless, and she explained everything very thoroughly. I also looked up online things she talked about and ... quite frankly she is an expert. Would reccomend to anyone who is needing help and has a will! Thanks Mrs. Davis!

I've worked with several lenders over the years, and Arcstone Financial has truly raised the bar…read more Their team understands the complexities of real estate investing especially when it comes to structuring deals under LLC and executing long-term strategies like 1031 exchanges. A special thanks to Eli Khoury, who went above and beyond in every way. Eli brought deep expertise, clear communication, and a hands-on approach that made a major difference. His sight on entity structure, loan products, and timing was invaluable. If you're growing a rental portfolio and want a financing team that truly understands investor needs, I highly recommend Arcstone Financial and Eli Khoury in particular. They've earned my trust as more than just a lender---they're a key part of my investment strategy. I will definitely do business with them again. Thank you!!!

I highly recommend Arcstone Financial, the staff are so professional, nice, and friendly…read more Specially Noneh she's so knowledgeable, respectful, patient. She answered all my phone calls, replied to all my emails, texts right away, and helped me through. Thank you.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

My wife and I just purchased our first home through an FHA loan, and we couldn't have done it…read morewithout the incredible guidance and support of Young Ho Yoo. As first-time homebuyers, the process felt overwhelming at times--but Young made everything manageable and clear from day one. What stood out the most was how knowledgeable he is about the wide range of loan options available. He didn't take a one-size-fits-all approach--instead, he took the time to understand our financial situation and goals, and tailored the loan process specifically for us. He was transparent and patient throughout, always making sure we understood every step before moving forward. If you're looking for a loan officer who genuinely cares and has the experience to find the best solution for your unique situation, I highly recommend Young. We're grateful to have had him on our side, and we're now proud homeowners thanks to his expertise!

Young Ho went above and beyond in every interaction that I can think of with our lending needs. He…read moreis extremely sharp, business savvy, and a problem solver. He was able to close a loan in ten days that consisted of a weekend, the interference of Thanksgiving holiday, and the escrow officer being sick. We couldn't be happier with the highly competitive rate offered and his ability to get things done! Was a pleasure to work with him and hoping to bring more deals in the future!

I am first time buyer and was trying to purchase condominium at new construction project and using…read morebank statement program through my business. I went through 2 other different lender that recommended by my agent, one before greenbox which was just waisting my time and one after which still on air. I decided work with Greenbox loan & had chance to directly work with Payam Kohanbash. I have to say by far he was most knowledgeable and helpful person during this painful process.He gave me preapproval letter less then 12 hours and I guess because he is direct lender, he was able to approved me with just my one year of bank statement and locked good rate around week or so of starting process. He even told me, he will adjust my rate if rates go down before closing. The only concern he had and shared with us and my agent and seller/ builder agents from day one, was that at least 50% of project needed to bo done and sold under this loan program which the seller's agent assured us that's all done and no problem at all which end up been lie and we discovered it just 2 days before closing date because saller just delivered this most important document just 2 days before closing. Unfortunately with all Payam's and greenbox hard work and help we still couldn't close it because couldn't get approval for project which Payam warned us from day one. Even though I wasn't able to do the loan with greenbox but I have to say Payam and his team were amazing. He was so much patient, always available and gave me so many helpful advice which I really needed as first time buyer. unfortunately 4 weeks later, I am still dealing with loan company that seller agent recommended and claimed that can approved the building at no time but all promises and no action so just wasting our time because what Payam knew day first, they are just discovering 4 weeks later. Thank you Payam & Theresa

I'm a broker in CA and work with many non QM banks. this lender works HARD to make a loan work!…read morethey are great at communication. I work with Robert Caldera and his team. he is the most pro active rep I have ever worked with. he has great resources and a clear understanding of what it takes to fund a loan. I've closed 3 with him now, all of them closed in about 4 weeks. this is my 'go to' lender for iTin, bank statements and P&L. This team works hard for a funding!

I don't usually write these kind of things, but I felt the need to just because I had such an…read moreamazing experience with this company. I recently got promoted and finally felt secure enough to move out of my cramped apartment and buy a house for myself and my kids. Sadly, I was denied a mortgage at the bank because of some issues I had in the past with my credit card. Luckily, I was able to find Most Cap and actually go through with buying my house! I learned about Micheal and Most Cap through a friend of mine who worked with him recently. She told me what an amazing job he did for her, so I decided to give him a shot. I'm glad I did, Micheal was incredibly knowledgeable and easy to access, and he always got back to me quickly if he was unavailable. Now thanks to Micheal, my kids and I are enjoying all the extra space in our new house!

I was helping my sister get her condo in LA. We were referred to MostCap from a friend and I'm so…read moreglad we went with them. Michael was extremely helpful and full of knowledge in the mortgage/loan industry. He always answered or returned our calls & emails, is very professional, and a pleasure to work with.

I had Shaun's company help refinance my house through his trusted broker, and even though I had…read morebeen denied through another company, Shaun's company was able to make an exception for me. He is very diligent throughout the entire process. I have already recommended​ him to my mother.

From the owner: We specialize in Non Qualified Mortgage loans geared towards self employed borrowers that do not…read morefit in under standard guidelines. Our bank statement programs shine because we offer 100% deposits on personal, business, or co-mingled.