Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

We picked him as our mortgage broker based on his good Yelp reviews. He is deserved…read more We just applied a small amount, (some broker doesn't like to do it),but he is so professional, and very patient, explained everything clearly. We finished the process by phone, we always get response. He guided step by step, escrow closed in 30 days, and got a good interest rate. My husband and me are the first time home buyer, We are so happy that we found him for our financial needs. We highly recommend him to anyone.

Best agent in services that I have work with. Michael is absolutely amazing. Michael is detail…read moreoriented and always make the best recommendations.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

She is amazing! She has done several loans for me in a quick manner. The most competent and always…read moreavailable loan officer you will meet!

I met her through a reference. She did my HELOC. She took almost 2 months or more for a simple…read moreHELOC and during that process, she managed screwed up HELOC on my another property. It was a huge financial hit for me. I have no problem with her dedication, availability. However, if you want someone competent and someone who can get the job done, she is not the person.

Babak was great, and extremely patient with all the questions a first time home buyer has…read more Highly recommend.

Working with B Squared Funding was an outstanding experience from start to finish. Babak was very…read moreprofessional, responsive, and incredibly knowledgeable throughout the entire process. He made everything clear and straightforward, answered all my questions quickly, and helped me feel confident every step of the way. If you're looking for a mortgage broker who truly cares and delivers results, I highly recommend B Squared Funding!

Working with Dave Soza at Powerhouse Mortgage was easily one of the best decisions we made during…read moreour home buying journey. As first-time buyers with busy work schedules and limited time, my wife and I had a lot of questions, and Dave was incredibly patient every step of the way. He took the time to explain everything clearly, stayed transparent throughout the process, and consistently kept us in the loop so we never felt out of touch. Not only did he help us lock in a great rate on our conventional loan, but he also made the entire experience feel smooth and fast from start to finish. You can tell he genuinely cares about his clients. One moment that really stood out was during one of our home inspections. The contractor needed access to the roof but didn't have a ladder. Dave didn't just stand by, he jumped in with a thinking-out-of-the-box solution and helped make it happen! That kind of resourcefulness is rare and speaks volumes about how committed he is to his clients. If you're a first-time homebuyer looking for someone who is knowledgeable, responsive, and truly goes above and beyond, I can't recommend Dave enough.

Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation…read morewhere he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave!

We've worked with Christy at MFG Funding Inc/Home Loan 123 twice now and both times it has been a…read morewonderful and stress-free experience! We are first time homeowners and were recommended to work with Christy by our real estate agent. We had an unusual situation since our recent work/income history included a few years we spent as expats teaching English in Japan, and in addition my husband had been working steadily as a contractor for a tech company in the bay area, yet many lenders were not considering his income as "stable income". Christy and her team were able to help us secure financing for our first home at a good rate, and we were able to close on time. Just this summer as rates dropped, we decided to reach out to Christy again in hopes of refinancing our loan for a better rate. She was able to find very competitive rates to what we were finding online and once again, her team worked with such efficiency and speed, we closed on our refinance loan MUCH faster than we anticipated! One thing: mortgages and refinances are not just a one-person job! Success is due to all parties involved including yourself. My advice, make sure you know and have access to all your important financial documents, employment history, tax info, etc.; be sure to respond to phone and email inquiries quickly; be flexible! Then it can be a simple process for everyone. Thank you again Christy and team for all your hard work!!

Uncle Lai (Tommy/Taiming) assisted us with our very first house's refi back in 2000. We been…read moremeaning to reconnect with him to re-fi our current home as the interest rate is so attractive. We finally reconnected with Uncle Lai, and he & his team(Ruby/Donna) diligently completed the re-fi on our home within less than two weeks and got us an excellent rate with no point and no fee. You can't beat that. A huge thanks to Uncle Lai, and we highly recommend HomeLoan 123!!!

Elite Global Lending was recommended to me from a friend. Lisa help me get a refi. She is very good…read moreat what she does. I think I had my faith in her the whole process. It was a lot of unknown and at times, it felt like the whole process would fall through. But, everything worked out in the end.

I called around and this was the rudest broker I had the pleasure of calling. After sending…read moredocuments I didn't hear back for months. She barely responds and is seemingly always busy. When I finally got a chance to talk to her she started screaming at me. Use this company if you like being abused.