While at a golf show in February I apparently filled out a "entry form" of some kind for a vacation package that turned out to be a timeshare hustle. After they contacted me and congratulated me for being "selected" (I love that one...anyone who fills out an entry form is "selected") my wife and I figured we'd take an hour drive to Atlantic City for the experience and the "free gifts" if nothing else. I listen to salespeople everyday and I can smell a real sales pitch from BS at 500 paces. I pretty much knew this was a scam going in, but it gave us an excuse to walk the boardwalk on a nice spring day. I knew what we were in for as soon as we arrived. The parking garage was closed for repairs and the outside of the building looked very weather beaten after a very mild winter. Upon entering we were asked to fill out a form asking income and not much else. We then waited in a room filled with others, most of whom didn't appear to be in the market for a timeshare. After a few minutes after showing ID (funny that I can vote without doing that) and proving I had a valid credit card which I guarded closely, we sat down for a 2 1/2 hour high pressure sales pitch which made no mention of the cost until the last 15 minutes. During the pitch we were taken to the 2nd floor which was "under construction" allegedly for an arcade, exercise room, etc. but the gutted rooms where the construction was taking place had no signs of active contractors or tools. It looked to me like work had stopped but was told in April it would be done by "the fall". Not buying it. The outdoor pool was closed but I got a look at it from a few floors up. It was empty which you'd expect in mid-April, but it looked like it hadn't been filled in many years and obviously needed a lot of work. Of course the studio and 1 bedroom units they quickly walk you through are clean, fully stocked, and have beautiful views of the ocean. I couldn't help but notice however the other details of the building. Many things needed attention such as dirty common areas, broken elevator buttons, worn or missing cove bases on the walls, broken rest room fixtures, and multiple general maintenance issues. Finally we got down to the cost. A studio started at $21K, but sign today and you get a (pretty bogus) bonus package worth $6K and a discount to $19K. Don't forget the $1K in annual fees, the transfer costs, and the nickel and dime charges. Oh by the way, the interest rate is 17.9%, but you can pay it off at anytime "without penalty". Well, I should hope not! After I made it clear to our salesperson I do not make impulsive purchases, especially for $19K, her "Supervisor" took a few brutal minutes implying it would be foolish to pass this up. When I finally got rid of him another guy made a pitch and mentioned something about "would $8K make it more attractive". His totally annoying personality made listening to any more impossible to stomach. One more hard sale push from a final creep and we were outta there to get our free "gifts". 4 free airfare tickets...provided you book through them months in advance and stay at their resorts at the rack rate which is about triple the Expedia rate. They also included a highly restricted 3 day getaway that would be practically impossible to use and still had fees and taxes. The 3rd "gift" is a special discount book to the Atlantic City outlets, which frankly you can get for the asking at the outlet customer service desk. Some free "gifts", but that's the scam routine. It was a waste of time, but also what I expected. I feel sorry for the people who are duped by this scam and impulsively sign up for a long term 17.9% debt without doing their homework. When they won't answer questions about taxes, resale rates, foreclosure rates, financial stability, etc. you know they have untold issues. After all this and reading the reviews (which I should have read before driving to Atlantic City), I'd have to say steer clear of RCI and be very careful when they approach you. If it sounds to good to be true, it usually is. read more