As a first time home buyer, Jim and Chanda answered every question and were excellent in guiding me…read morethrough this process. Jim kept telling us, "Enjoy it, this is the fun part!" And we did. I'll say that they took a process that could have been a nightmare and made it quite enjoyable. Thank you so much guys! -Jack and Angie

I used Kyler to purchase my first home with a VA Loan. Home loans are so much work. But thankfully…read morehe is the one that did 95% of it. My credit score was only a 630 I believe. He made it happen! He actually got me a great interest rate to start out. He walked me through every process and did not sugar coat anything. After less than a year he called and asked if I would want to refinance at almost a point lower at a 3.65%!!! So we did that together. Cost nothing out of pocket. Someday I will be buying again and will not hesitate to call and have Kyler work for me again!!

Even as a Realtor, my personal mortgage loan was the most difficult I've ever been through. Mindy…read moreand her team handled it with complete professionalism and I have confidence in everything she does. I refer all my clients to her, and am thankful for a reliable partner in the mortgage business!

From the owner: Envoy is one of the top mortgage lenders in Harrison, OH. We are committed to providing a…read morestress-free home buying process. We offer FHA loans, VA loans and many other home loans, at some of the best mortgage rates Harrison has to offer.

My son recently purchased his first home and knew very little about the mortgage process. Phil and…read morehis team took more time than I could have hoped for making sure that everything was very understandable. It is scary to spend so much on such a large purchase, but Phil made the entire process feel safe and thorough. Phil presented us with multiple choices for mortgage structure and payments so Jax and I could make an informed choice for his financial future. Thank you to Phil and his team for helping make this big life step as painless as possible for my son and for me. I wouldn't go anywhere else for a mortgage.

Phil made what could have been an overwhelming process feel completely seamless from start to…read morefinish. His knowledge of the mortgage landscape is unmatched -- he took the time to explain every option available to us and helped us secure a rate we didn't think was possible. Phil was always responsive, keeping us informed at every step and never leaving us wondering what came next. His professionalism and genuine care for his clients truly set him apart, and we couldn't be happier with the outcome. If you're looking for a mortgage lender who will go above and beyond for you, Phil is absolutely the person to call!

I am pleased to say that I have been working with Diane Castro and her underwriter Amy Jackoby,…read morebest decision ever. I had been working with another company and had disastrous results (if it sounds too good to be true, it probably is). My realtor, Melissa Wade, recommended I reach out to Diane to see if there was a anything she could do. Unfortunately, she tried to save that deal for me but was unable to. After a few months, at the urging of Melissa, I very hesitantly reached out to try again. Melissa assured me that Diane had a reputation to uphold, would tell me like it is and would not sugarcoat anything. So I tried again. The process was easy, even with my busy schedule as a full time single mom to 4, that also has a full time job, and volunteers in my "spare" time. I was able to complete all documents online and either fax or email them in. I was also given the option to sit down with Diane, either in her Kettering or Springboro office, to go over paperwork to make sure I understood all of it. Both Diane and Amy are kind and available for questions through several options, giving you honest and easy to understand answers. I will recommend them ANY time. Now, if you will excuse me, I have a house to close on!

What a great experience working with the Professionals at PrimeLending. They make getting a…read moremortgage simple and take the stress out of the process. I would highly recommend anyone to use PrimeLending!

NRL was amazing in completing my home loan. Great communication and we were always kept in the loop…read morewith what was going on throughout the process. E signing most documents during this pandemic was super beneficial. High recommend !

Worst experience ever! Terrible customer service skills especially after one of their agents failed…read moreto communicate vital information. We literally did not know our interest rate until hours before closing. Would never recommend this company to anyone!

I don't write reviews often. But my experience with rocket mortgage is great. There are some delays…read morebut I understand it, it's part of the process. From our Mortgage Banker Chris Klug, who explain to me everything in details, from application to closing. Regina Hillman who have all the patience is very professional, she answer all my questions regarding the closing procedure. I had a problem with my bank account number and she went out of her way to find the right person who can help. She gave me the number and I spoke to Mike Brown who help me to fix everything. The closing went smoothly. Thank you to your team.

I recently refinanced my home with Rapid Mortgage. My experience with Rapid Mortgage went smoothly…read morefrom beginning to end.The team that helped me, Jacob Jutson and his managers Leo and Ronnie were a joy to deal with.

I recently used River City Mortgage for a mortgage on an investment property. They beat other…read morelenders in rates. Heather Witt was incredible to work with. I needed a quick close, and she went out of her way to ensure we met our timeline. Her communication throughout the process was great, and she was quick to answer any questions or concerns I had. River City Mortgage will be my first contact the next time we need a loan. The personalized cutting board was a surprise, thank you!

I would not trust this company. From start to finish there were many red flags that I kept…read moreoverlooking due to my situation and application being a tough loan to approve. I continued as I had invested so much time! I started with one loan officer who became aggressive verbally because I had legit questions about my loan that he didn't want to answer. He drove to my home yelling at me in front of my daughter outside of my car, then left driving quickly and yelling all the way up the street! I was then assigned a new loan officer who was very professional and polite the entire process UNTIL 3 weeks ago. I closed on my home 4/28 and moved in 5/1/ 2023. I am shocked and disappointed with certain companies who take advantage of their clients. I am sure it happens more than many realize. To make a very long situation as short as possible, the home I bought was a new build and the prior owner had only lived in it a little over a year, and since property taxes are 1 year behind, he was only paying for land. Dan Hunter assured me that they would access my property taxes as close as possible and between Title and River City not doing their job just to get a sale closed, I am now in a terrible spot due to a huge escrow shortage of 3213.59 and a increased payment of $480.81. Dan and I had several text messages and all he could do is blame the title company. This is unacceptable. I spoke to my mortgage company to where I pay my monthly payment, a real estate attorney, and other companies who are now trying to help me and I have heard the term " predatory lending" multiple times. I spoke with Dan on the phone hysterically crying and he mentioned they would try to help me, even if it meant they didn't make a penny lol, but next thing I know I am blocked from his cell. I called River City directly and ask to speak to Nick Hunter (his son) the owner 6 times. I was told he wasn't in the office, which was a lie. I ask for calls back, which I never received. There is nothing in writing stating that my payment would increase by almost 500.00. I even received a surplus check 3 months after I moved in from Carrington. I ask my mortgage company and Dan about it. I was told to cash it, even though Dan now says that he didn't tell me that. I even talked to the county auditor in Warren county and they said I should have already applied for an owner occupancy discount; which I knew nothing about. They stated that River City should have told me this. Oh and did I mention, that before I even knew that I had an escrow shortage, Dan had text me twice in a 2 week period and was incredibly pushing about doing a refinance for me. The rates he gave me are not found by one mortgage company. I was told, it is a way of these companies selling re fi's by buying points. I was about to get taken advantage of again. Every company I have spoken to states that River City needs to be ethical and make this right and to report them to BBB. I gave them every opportunity to fix this and keep me as a client, and they did not. What company blocks a client and the owner won't get on the phone nor return a call? I would say one with a guilty conscious. Run from this company!!!!!!!!!!!