Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Some of the most nicest and caring people. I was helped by Jerry. And to say he isn't helpful is an…read moreunderstatement. He's with you 24/7 every step of the way never leaves a question unanswered and was always ready to jump into action for you. 10/10 would recommend to anyone

I am writing to express my immense gratitude to Jerry for his exceptional assistance throughout our…read moremortgage pre-approval process and securing a VA loan for my husband and I. From start to finish, Jerry demonstrated unparalleled helpfulness, thoroughness, and an extensive knowledge of VA loans that made the our first home buying experience smooth and stress-free. As first time homebuyers, Jerry took the time to thoroughly explain each step, from the the pre-approval process to closing of escrow and he was always available to answer any questions or concerns we had even after business hours. We are incredibly grateful for his support and would not hesitate to seek his assistance again in the future. Thank you, Jerry, for going above and beyond to help us achieve our dream of homeownership. P.S We would highly recommend American First Home Loans and Jerry's services to anyone in need of mortgage assistance, especially VA loans as not many lenders are familiar or want to work with this type of loan.

AMAZING! Always on…read moretop of every single aspect and step of the way. Communicates immediately whenever anything of importance needs to be reviewed. What I really appreciated was the time and effort Melinda took to explain things to us until we were comfortable with the information. Work with her. You won't regret it.

Melinda and her team are top notch and very knowledgeable with different financing options. She…read moretakes pride in explaining the process and will go above and beyond for her clients. If your looking to purchase or refinance a home I highly recommend using Melinda

I love the TEAM at Residential Bancorp. Danny, Carmen and Abby are complete experts in the the…read moreresidential loan process, and Danny will pick up his phone on Christmas Eve. He makes it a point to work even when he is on "vacation." My grandmother and I needed some assistance recently from our former lender (big well known bank), and as much as the BIG BANK is great at 0% interest cards, they are TERRIBLE at home loans. I was desperate to close and we were going on 60 days with said BIG BANK and no appraisal yet. A family member suggested we use Residential Bancorp. My grandmother and I decided to pull our loan and take it to Danny's Team. Wow! I was impressed. The team returned phone calls the day I needed any information from them. They were fast, truthful and very courteous. What I love about Residential is that they have in-house processors, where as other major banks will have you dealing with automated 800 numbers. It is very hard to know what is going on with your loan on any given day when you are dealing with processors that sometimes take 48-72 hours just to return a simple phone call. Needless to say, we were extremely happy with the service at RESIDENTIAL. Try them! My grandmother and I are extremely satisfied! :)

Daniel Hernandez and his team are the best. They made my home buying processes so easy simple and…read moretransparent. I can comfortably say that I knew everything that was going on with my mortgage. Thanks guys! you guys are amazing!

If I could give negative stars I would be over joyed! In my 15 years in real estate transactions…read more... this absolutely by far ( and I mean universe far ) the single worst group I have ever dealt with! They delivered on zero of their promises ! The entire team deserves blame.. Adam , Pedro , JC the receptionist .. Everyone at this location .. I still can't believe how terrible every point of this transaction was. Communication , speed , follow thru , and let's not even mention the rates they got us.. and the FEES!! $10k to do the worst job I've ever witnessed ! Please stay as far away from this group with your refi , cash out , closing... any real estate related transactions . I pray you heed my advice folks !!

Great team! I had the pleasure of working with David twice! For all of my loan needs David is the…read moreperson I most recommend and would def use him again for my next home purchase! If I was able to give a higher rating I would. They made my purchase of my home so easy and stress free! Thank you 1st Choice Lending and thank you David!

Carla is extremely professional she gets the job done right away We've been dealing with her for…read moreover 2 years and she's always been very competent and she communicates on time thanks Carla

We couldn't have asked for a better team!! Carla & Ricardo went above & beyond. My husband and I…read morepurchased our very first home and the process was amazing to say the least! They treated us like family from day one. They guided us step by step throughout the process and kept us informed at all times. Their communications skills were phenomenal. I honestly have no idea how people say that buying a home is so stressful because let me tell you, our realtor & loan specialist made us feel as if we had a walk on the park. I know how hard they worked for us and we honestly couldn't have been more blessed! Thank you Ricardo & Carla for everything you did and continue to do!!

I just passed my real estate exam and I was checking out different brokers. I walked in and tried…read moreto get help and it was like pulling a teeth out a baby to get help. They sent me upstairs to the "recruiter" and she never showed up. I just walked out. They do not value people, it seems like a horrible place to work.

Worst Real ESTATE Office Had a offer on a home on 10/20 which went undercontract and their agent…read moretook a $1500 dollar check from me then the Agent calls me and says that someone else bought the home which upset me and my family because we loved the home and we were so excited.