Brian service to us during our home buying experience was nothing short of amazing. Being first…read moretime home buyers (especially during a crazy competitive market) can be a little intimidating and bring on a million and one questions. Brian was always so fast to get back to us whether it be with numbers and cost break downs for houses we were going to look at, or answering any questions we had regarding next steps or what to expect next. No matter how many times we reached out to Brian (and it was a lot haha)- we always got the same great energy and personable responses. He definitely made us a feel like a priority! Highly recommend working with him and Nickel City Funding if you get the chance!

Excellent Mortgage Brokers! Last year after looking several months I found the perfect home. I was…read morealready pre approved with my credit union but began to have concerns that the deal would not close working with the credit union. My agent recommended Paul Vassallo at Nickel City Funding and I'm so grateful she did! Paul with his team (Gamila Abdulamalik) were very knowledgable and professional. They kept me informed at every step of the process. Paul even got an approval and then a few days later went with a different lender because of better terms and rates. When you are closing on your dream home you need people on your team to close the deal at the best rates. You will be stressed enough in buying a house, but having highly skilled and knowledgeable people on your team helps a lot. Thank You Paul and Gamilia and the rest of the team!

I couldn't recommend Lake Erie Mortgage more highly if you're buying a home. Every one I met was…read morepleasant to talk to, answered every single (dumb) question I had, and was almost instantly responsive to communication by any medium - call or email. I started my first home buying search with LEM and they took me to the very end with nary a hiccup. What they required of me was very clear and communicated promptly. I also greatly appreciated that they always kept me appraised of the next step so I was fully prepared. The only reason I mentioned no specific names in this review is because the TEAM at LEM is exactly that - a team. They work efficiently with each other and communications to me and my Realtor were seamless. I would recommend - and already have! - LEM to anyone seeking a mortgage. A local business with a streamlined process and great people... I couldn't ever ask for more! Thank you, LEM team, for all your great work.

From the owner: Together, our employees form a dedicated team committed to superior customer service and ultimate…read moreclient satisfaction. Whether you're a first time home buyer or refinancing your forth investment property, our job is to guide our clients through the entire process from application to closing and beyond. We strive to educate our clients throughout the entire process, communicate frequently to provide continual status updates, and set expectations that leave you completely satisfied with the end result. We take great pride in assisting our clients and value the opportunity of "Helping You Get Home."

I worked with Frank Sardina at the Buffalo office and I couldn't be happier with his expertise and…read moreexperience. Although I have purchased a home before it was not in NY. Frank was able to walk me through the differences between states and help me understand the process of purchasing a new construction home. After the first conversation I felt at ease that I could trust him to get our house funded. Frank was also very responsive to my calls, questions and concerns. I highly recommend him to anyone purchasing in and around the Buffalo area and will be using him again if I need a loan broker in the future.

called today to get my 1098. First person at the Rochester…read moreoffice had no idea whom to talk. Tried three other locations, two did not answer at all. Third location answered and put me into voice mail. its Thursday at 3pm really? Scott Sullivan called me back from Rochester from the first call. send an email to Kristin Thorton which was great. In the email he ask her if she is the person to provide this. Really? So he does not know? Disorganized mess!

I would just like to say I am quite thankful for this bank and their employees. I am on the upturn…read moreof recovering credit after far too many hospital visits. I still had a few left over but had manage to recover back to 600+ as well as having a stable well paying job, it was time for a new vehicle purchase since I've been without one since April when my Camaro broke down. But as you know, credit lenders aren't so quick to forgive even with a nice salary and rising score. Banks everywhere were holding it against me or asking for outrageous downpayments. I'm also in the middle of having to move because of promotion, I can't dedicate that much to my car and still have a home as well, I'd rather lose the vehicle, figure out how to make it work for awhile than just be homeless. However I passed Van Bortel's used car lot and picked something I could more than afford. Sadly the question still was, who would trust me. But with Van Bortel's help and Canandaigua's trust, I was able to purchase the vehicle with only $2,000 down. I will forever be grateful for this and would in no way let them down. Thank you for making my life easier.

Sounded good on the phone. When I asked for more guidance, I just got yelled at over email. I…read moreattached the photo.

Paul Banas has been a personal friend for over 3 decades. Over the years I have always enjoyed…read morehearing him tell stories of the many people he has helped. Owning real estate is part of the American dream and the foundation of a preferred financial future. Paul and his team creatively design financing packages that make this dream come true. He is emotionally connected to the idea of helping people not only because the sign out front carries his name but because he genuinely cares about people. When I am asked how to describe Paul one word comes to mind; resourceful. If you want someone who is determined to create the best financing package, from creative to conventional, Paul Banas and his team are for you!

Anyone who has a mortgage knows that one of the msot stressful parts of buying your home is…read moreobtaining/getting approved for your Mortgage. The hoops they make you jump through (like paying off that $27 you owe on a best buy card - seriously?). The second most stressful part "can be" resigning depending on what's going on in the market at that time. I had gotten into a bad mortgage with another broker on a 1 year term, one that was borderline extortion in my opinion and it was coming up for renewal and I was having difficulties with the terms of the new offer - meaning they were sticking the knife in deeper. I had to get out. My realtor, Chanel Uguccioni, introduced me to the broker that their office did a lot of business with, Dominion Lending Centre in the Beaches area, and with that introduced me to Patricia to see if she might be able to help me with my financing woes. Right off the bat she exuded far more confidence once looking at our numbers that she'd be able to get me a way better rate and even help save me some money. Over the next 2-3 weeks, Patricia gave me helpful and detailed instructions on what to do with my financial situation in order to be taken more serious by lenders and made herself available by phone/text/email 24/7 anytime I was having a momentary freak out. She knew exactly what was coming and what to say to keep me calm and on point. After jumping through many hoops for lenders Patricia was able to get me a rate nearly at market with Scotiabank - a huge savings and longer term from what I currently had. To say Patricia is a maker of dreams would be an understatement but also she knows her craft extremely well and really went above and beyond on the customer service side of things to help us out! Give her a call and I hope she can help you out the same way she helped me. Thanks Patricia!

This has been my primary banking institution for over 40 years, the last 10 remotely from Deep…read moreRiver Ontario and Saskatoon SK. Great people in a great institution. Minimal banking fees and above average interest rates. Highly recommend.

Parama is the best kept secret in banking in Toronto!!…read more Why would you continue banking with one of the big banks when you can get all this from Parama for free, on a clear conscience? It's a small, community based credit union, and of course you have a say in how it's run. And also you get returned a share of the profits! In 2013, they returned something like $250,000 to their members. I originally signed up to this bank because I saw a sign that said they offer free chequing while passing by on the Bloor night bus. I think one of the reasons that this place is a secret is because the hundreds of thousands of people passing underneath it every day don't see this sign. Here are some of the things you get for free that you don't get anywhere else: -Free certified cheques and Money Orders (!) -Free regular cheques -Free pretty much everything else! -Teller service, if you want it -Free use of The Exchange ATMs across the country; you probably have one around the corner and you don't even know it yet... -Only $2 to use Mastercard ATMs in any other country in the world - that's cheaper than they advertise! Potential barriers: -Both branches are in Etobicoke along the Bloor subway line. I live in Vancouver now, though, and that hasn't really stopped me from enjoying their services. -You have to buy a $40 share to join. But you would get the money back if you wanted to leave.