After speaking with a few lenders, I reached out to Providential and it was immediately clear that…read moreTuan and his team operate on a completely different level. Everything was professional and above board, but his experience and guidance made the process feel far more approachable and comfortable than I expected as a first-time buyer. He offered thoughtful insight into the nuances of the process, communicated clearly and consistently, and helped me understand what really mattered at each step. Both my agent and the seller's agent were impressed, and we were able to get our offer accepted on the first home we pursued. Once you speak with Tuan, the difference is obvious. Highly recommend.

Tuan and Mike were absolutely amazing to work with!! Tuan was always available to answer questions…read moreand break down the process for us.

We opened a HELOC to make major renovations to our home. Initially, the loan agent was pleasant to…read morework with. After the initial submittal we had more and more requirements that came up during and even after the close of the loan. Communication became very frustrating and inconsistent. We are happy with the rate but unhappy with the overall process and experience.

I opened a HELOC with them 1.5 year ago. The introducing rate was good. However, it expires in 9…read moremonths. There is no fee involved when opening the HELOC. I have zero $ balance all the time. Recently, I tried to do refi and need to close this account. I was charged $691.50 for all the fees. Call them up and told I signed the disclosure doc. I guess it is my fault that I didn't read all the docs and I was never told that early closure fee either. So please be aware if you open HELCO with FB.

Top notch mortgage banker. I have known Sean for last 5 years across his 2 firms and taken 2 loans…read morewith him. Cant recommend him highly enough. Super transparent, never pushy, always delivers on his promise. He cant change the interest rates that Fed or his bank decides :) but for everything else "Better call, Sean"

Sean is very good at communicating on whats happening through out the loan process. He also went…read moreabove and beyond to get us a good deal.

We have refied our original loan that Nelva helped us with, again through Nelva! Our…read morecircumstances were very difficult having had a short sale in our recent past. We found that other lenders were unable to deliver the kind of assistance we needed. Through Nelva and her underwriters, we were able to refinance our loan and get rid of our PMI in under a year. We called Nelva to see if she could help and naturally, it was a matter of a little investigation, but the criteria that needed to be met was rather easy for our particular situation. Nelva helped us through every step and explained anything we questioned. There was a little snafu in the end concerning closing costs. January 2015 regulations changed and the interpretation was vague. Allowing, it seemed, for lenders holding notes to request one thing and yet something else was suppose to be the rule. What ever the outcome was, Nelva held fast to what she told us, letting us know that if any extra cash was needed, her company would come to the table for us. WOW. Customer service at it's ultimate very best. Sticking by one's word is not the norm, especially in real estate. Excuses or exceptions are generally given. So needless to say and yet I'll say it anyway, Nelva and her company, Diversified Mortgage, are Extremely Honorable and Trust Worthy. If we find ourselves in the favorable position to refinance to a lower interest rate, Nelva is going to be the first person we call. Hands down, great job. Nelva Samiee is an asset and Diversified Mortgage is a fantastic company to do business with. So is the lender they set us up with. We couldn't be happier all the way around. Do you actually like making your mortgage payment? We do!

Nelva has magical powers. Yes. Yes, she does. Initially, we were working with the guy who…read moreusually handles our loans, but then he told us that what we wanted to do was impossible - buy a house and then sell our existing home. We knew it was going to be extremely difficult to sell first and then buy, as our toddlers make a mess of the house daily. There was no way we would be able to have nice "open houses" and sell our house prior to purchasing a new one. Our real estate agent put us in contact with Nelva and she made everything work! Nelva was fast, efficient, and friendly. I am pretty sure we have a record time for closing on the house that we purchased. It happened in a snap. Really. She is also very easy to contact, which totally helped keep the whole process feel a notch lower on the stress factor - a bonus when you're in the middle of trying to buy a house. Any time we had questions or wanted updates, we knew we could call, text or email. Her responses were immediate. She was amazing. If you are reading this review, you are done searching for the person who will help you with your loan. She is that person.

The branch manager Marilyn Reyes is unfriendly and rude. A couple of personal bankers there are…read moreinefficient and unhelpful. Though some of the tellers are very friendly. Thankfully, the branch manager's attitude has not percolated down to the tellers. I live a few minutes away from this bank. I thought this could be a small, local, friendly bank where I could deposit enough money and bank comfortably. But on the contrary, I have pulled my money out and avoid it like plague. I would not recommend it to anyone.

I've never been treated worse than Marilyn Reyes treated me during my interaction at this branch. I…read morewill never bank at Fremont bank because of her. She was disrespectful and not even rude but cruel. I'd come in after my dad's passing to sort out his affairs and left in tears because of her. I cannot believe Fremont bank allowed her to be a manager. This was truly the worst customer service interaction I've ever had in my life.

Sharing my experience with Amit Inamdar and Renuka Inamdar…read more These guys are fraud and would give all false information and misguidance , even they will offer you rebate which you will end up loosing Though i went as a buyer, all through (so called) "power hour with Amit Inamdar" (as they advt on radio), they tried to power me up to go for million dollar property that i clearly said no.I went to Amit Inamdar since radio advertise said he is certified negotiator , and I dont even got a dime negotiated , neither rebate. They again and again try to sell mortgage product which i was not interested in From the very first minute, I could not get answers to basic house buying questions and every time i have been asked to refer to recorded presentation of theirs. This childish play continued in later calls as well ,there was no effort made for clarifying client questions. Treating client respectfully is way too much expectation from this business I already had property selected and was looking for expert help on contract and negotiations with the seller.This duo did not do any market research and did not help me to save single penny. On top of it i lost any negotiation chance that i had due to their commission Renuka told me not to get any clarification for my genuine property related specific questions to seller since as per her it would upset the seller, lol, what a broker!!! After first ever only property visit Renuka did not returned my call, messages, email since she got herself registered for the commission. Renuka did not show up for final deal with seller which was decided week in advance.Her husband Amit called at the appointment time and asked to change the date Amit offered commission rebate in very first discussion which he denied at the closing and asked to sign a contract to stop my ability to review his business anywhere and on internet You may refer his email message here. To give agreed upon commission , he wants me to sign contract to not to review his business in public Amit Inamdar wrote "I do not want to have you bad month us, like you did and asked for 60% commission back. Settlement agreement covers what everyone wants. We need written agreement, to give agreed upon commission back. We need agreement in writing to avoid further issues." After my initial honest review on Yelp, he asked me take it down and accepted mishandling from his side Later he end up denying agreed rebate and insisted for above contract to be signed , no wonder why there are all negative reviews for him

As a first time home buyer from another country, Amit & Renuka's guidance was extremely helpful and…read morereassuring for us. They're extremely friendly, sociable, knowledgeable and helpful. A friend of my husband listened to Amit & Renuka's radio show and recommended them to us. At first, we weren't convinced about contacting a realtor, but after we met Amit and Renuka, we realized how much they bring to the table, how patiently they answered all our questions (even the ones we thought were silly!) We felt they were a good match for us and it was proved right away as our 1st offer was accepted. Their first time home buyer webinar was an eye-opener for us. The initial consultation with Amit was absolutely fantastic -- it helped us determine our financial reach, what we could afford. He helped us understand the Bay Area real estate market, what part of the Bay Area will continue to appreciate. His insights were invaluable in making us understand and navigate the neighborhoods. November 2015 was a very hot market and we knew we had to move pretty quickly since there were multiple offers for every home that went on the market. Amit & Renuka negotiated everything -- the price, terms, and contingencies. Since we were new and just starting our lives in the valley, we were extremely grateful for the help they provided. Renuka accompanied us for home showings and had a lot of knowledge about the neighborhoods. They also assisted and guided us on all requirements, paperwork, timeline as well as the tiny but significant details that we would have never known about if we hadn't reached out to them. They are extremely professional and they went well over and above what they were required to do. Renuka even stepped out on Christmas day to deliver the key to us -- we were extremely touched by her gesture! For these reasons, I give Amit and Renuka a 5-star rating. And I will highly recommend Amit & Renuka to everyone.

AMG is the absolute best! Alan has about a million years of experience and is always so helpful in…read moreguiding the way on our re-fi's. We've used him for about 20 years to re-do our home loan several times and always know that we're getting a wonderful deal and caring service.

I used Toni D'india for my first home loan. She found me the…read morebest rate possible on my VA loan and also found out that the condo I was buying was mislabeled and was actually a Townhouse! To do this she had to dig for the original deed! Thank you Toni for all that you have done!

My husband and I couldn't be happier with Angelo at Supreme Lending. He was timely, attentive to…read moredetail, helpful, supportive and beyond knowledgeable in all aspects of the process. Any and all questions and concerns were addressed professionally, prompt and with care and compassion. He helped assure my first time home buying experience was smooth, stress free and QUICK. We closed in record time! Thank you Angelo. The Lopez'

Amazing is an understatement for Angelo. Seriously, as a first time home buyer, he worked hard to…read moreget me the best rate, available 24/7 for questions, and he truly made sure I was INFORMED and COMFORTABLE every step of the way. Will recommend him to anyone in my network who is considering purchasing a home. Thank you Angelo!

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.