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Fremont Bank

3.4 (39 reviews)
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Services - Fremont Bank

Mortgage services

Personal banking

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Jason S.

I dig this small local bank. They treat you kind and you feel special each time you enter this bank. Our family business uses this bank. One nice feature is you have to ring to get in each time, which is a nice extra layer of security. I suppose some people could be annoyed by this but I appreciate it. The bank is kept clean and there is a very professional staff willing to help.

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1 year ago

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2 years ago

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2 years ago

Business owner information

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Cisco B.

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1 year ago

Fremont Bank, Mission Valley Branch offers excellent service. The parking is usually easy and everyone is extremely helpful!

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3 years ago

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4 years ago

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3 years ago

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6 years ago

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6 years ago

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5 years ago

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13 years ago

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4 years ago

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11 years ago

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12 years ago

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15 years ago

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12 years ago

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13 years ago

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8 years ago

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12 years ago

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13 years ago

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9 years ago

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11 years ago

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9 years ago

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13 years ago

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13 years ago

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8 years ago

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13 years ago

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10 years ago

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13 years ago

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12 years ago

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13 years ago

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13 years ago

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12 years ago

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12 years ago

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11 years ago

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14 years ago

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10 years ago

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Ask the Community - Fremont Bank

Review Highlights - Fremont Bank

Through the transactions, Jason Gallagher was very prompt, thorough, efficient.

Mentioned in 10 reviews

Read more highlights

Fremont Bank

Fremont Bank

(102 reviews)

I had the best experience I have ever had working with Anna Belenky in the loan department a…read moreFremont Bank. Anna always answered her phone, was patient, attentive and thorough during a difficult loan process. She helped me navigate adding documents into the Portal, which were MANY. It was a very stressful situation with a last minute requirement. She helped me all the way through. Thank you Anna. Judy Gray Thygeson

If I could leave a minus review would. After being with Fremont bank for many many years I recently…read morehad an experience that has made me pull my funds out and transfer my service to Patelco. I mostly used this account for bill pay as I had a monthly 401 distribution going there. A couple of months ago I paid a bill and when the receiver said they didn't receive it I argued that it had cleared my bank. When after waiting a bit to see if it was their mistake (it wasn't), I called Fremont bank and the rep said they would stop payment on that check and issue another one. When I got billed a $29.50 late fee from my HOA I called FB again and asked that they reimburse me for that fee. The manager's stand was they deduct the $$ from my acct when they SEND the check. I argued that it should NOT be deducted from my acct until the check clears. He refused to reimburse me and said he would have the branch where I opened the account review it and call me. I never received a call and I honestly can't believe their way of paying bills and how they handled this. Good riddance Fremont Bank!

Transglobal Lending - Fremont

Transglobal Lending - Fremont

(12 reviews)

Stella and her team are excellent at handling complicated scenarios. The most important thing in…read morethe loan process is knowing it can be closed on time. I was anxious that my situation might cause delays, but Stella not only ensured the loan closed on schedule--she made it happen weeks ahead of time. That was truly remarkable. Her team kept communication clear, prompt, and smooth throughout the process. I will definitely be a returning customer and highly recommend Stella and her team to everyone.

We worked with Stella Dai and her processing team for our primary home refinance from a 7/1 ARM to…read morea 30yr fixed loan, effectively lowering the rate by 0.375% (below 3%) I am thrilled to write this review for their outstanding work. I started looking into refinance early in August as the rate keeps dropping and would like to take Advantage of the low interest rate. A few banker friends referred a few brokers and Stella is among one of them. I work with all of them simultaneously requesting daily updates on the interest rate. I was aiming at a no point no cost low interest rate refinance for 30yrs fixed mortgage. This is hard to get because I wanted to prevent multiple hard credit inquiries with different lenders at the same time hoping the rate would drop lower. Without the hard credit inquiry one cannot locked the interest rate for the refinance. I missed a short window to lock the rate in August. Coming into September, Stella convinced me to have all documents ready and do the hard credit pull while waiting for the my target rate. The stock market tanked in early September and the opportunity emerged for the rate drop. On Sep 9th, target rate appeared and she informed me and decisively locked the rate for me for 30days and my refinance is closed with quicken loan(one of the lenders the broker works with) on Oct 5. I am very pleased because Stella and her team is on top of things and answered all my questions timely. Stella is also the expert at what she does and I felt confident my refinance would get done timely. I also felt so lucky to get the rate because the interest rate started recovering shortly after that with no sign of coming down. I highly recommend Stella and her team if you are considering refinance and I am sure they will help you find a solution you need. A few take away points: 1. Don't hesitate to lock the rate when the rate is within target 2. Have all the documents ready in the beginning when deciding to do refinance 3. Hard credit inquiry last for 60 days so plan accordingly

Chris Kamali - US Bank - Great loan programs and rates!

Chris Kamali - US Bank

(118 reviews)

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.

Nelva Samiee - Diversfied Mortgage Group

Nelva Samiee - Diversfied Mortgage Group

(23 reviews)

We have refied our original loan that Nelva helped us with, again through Nelva! Our…read morecircumstances were very difficult having had a short sale in our recent past. We found that other lenders were unable to deliver the kind of assistance we needed. Through Nelva and her underwriters, we were able to refinance our loan and get rid of our PMI in under a year. We called Nelva to see if she could help and naturally, it was a matter of a little investigation, but the criteria that needed to be met was rather easy for our particular situation. Nelva helped us through every step and explained anything we questioned. There was a little snafu in the end concerning closing costs. January 2015 regulations changed and the interpretation was vague. Allowing, it seemed, for lenders holding notes to request one thing and yet something else was suppose to be the rule. What ever the outcome was, Nelva held fast to what she told us, letting us know that if any extra cash was needed, her company would come to the table for us. WOW. Customer service at it's ultimate very best. Sticking by one's word is not the norm, especially in real estate. Excuses or exceptions are generally given. So needless to say and yet I'll say it anyway, Nelva and her company, Diversified Mortgage, are Extremely Honorable and Trust Worthy. If we find ourselves in the favorable position to refinance to a lower interest rate, Nelva is going to be the first person we call. Hands down, great job. Nelva Samiee is an asset and Diversified Mortgage is a fantastic company to do business with. So is the lender they set us up with. We couldn't be happier all the way around. Do you actually like making your mortgage payment? We do!

Nelva has magical powers. Yes. Yes, she does. Initially, we were working with the guy who…read moreusually handles our loans, but then he told us that what we wanted to do was impossible - buy a house and then sell our existing home. We knew it was going to be extremely difficult to sell first and then buy, as our toddlers make a mess of the house daily. There was no way we would be able to have nice "open houses" and sell our house prior to purchasing a new one. Our real estate agent put us in contact with Nelva and she made everything work! Nelva was fast, efficient, and friendly. I am pretty sure we have a record time for closing on the house that we purchased. It happened in a snap. Really. She is also very easy to contact, which totally helped keep the whole process feel a notch lower on the stress factor - a bonus when you're in the middle of trying to buy a house. Any time we had questions or wanted updates, we knew we could call, text or email. Her responses were immediate. She was amazing. If you are reading this review, you are done searching for the person who will help you with your loan. She is that person.

Yvette Teng - Everhome Real Estate - Dining Room | Yvette Teng, Everhome | Chinese Speaking | 讲中文 | Top Real Estate Agent | Fremont, Newark, Union City | Best Fremont Realtor

Yvette Teng - Everhome Real Estate

(150 reviews)

Yvette Teng is the realtor you need! My spouse and I were looking for our first home together and…read morewere satisfied working with Yvette through this new adventure. We wanted a verified and authentic realtor that was reputable and found her! This review is not solicited; it is our honest review after four months of working with Yvette. BACKGROUND: - We were first-time home buyers in the Bay Area and needed a realtor with an experienced reputation. - We had a lot of questions and were very picky about finding a home; we did not want a house near a graveyard, school, and within earshot distance from a train. Yvette was very accommodating and patient with us in finding a home with these requirements and big-picture questions throughout the process. - We spent a few months touring homes with Yvette until we found one that met our standards and price range. - Yvette and her team helped us understand what was happening every step of the way. - This home purchase and escrow was completed before the National Association of Realtors July 2024 settlement on who pays buyer commissions. QUALITIES: - She had a high level of knowledge of the current housing market and the neighborhood we were interested in. - She frequently sent us great matches for what we were looking for. - She pointed out subtle things that we would have missed but were important for our decision process during home tours. - She was always flexible and available for home tours and phone calls. If she was not available for calls, she was very attentive through text messages. - She was strategic in setting and managing expectations on homes and the paperwork. - She was honest and transparent throughout the entire process. She treated the situation as if she were purchasing the property--she looked out for us and had our best interests in mind. - During the processes of the home search, bidding on homes, escrow and paperwork, moving into the home, and after moving into the home, Yvette was attentive and constantly checked in on us to ensure we were comfortable and informed. My family and I highly recommend Yvette Teng and her exceptional team. Home buying is incredibly stressful, but Yvette maintained a calm and confident mindset and kept our anxieties low. Her promptness, strategic mindset, positive energy, and knowledge of the market are why we will not hesitate to call Yvette when we are looking to buy again.

Yvette helped us buy a new home and sell our old one about three years ago, both in Hayward. And…read moreall in the course of a few months. Her work was amazing. From guiding us through the complex process and timing, to referring us to good contractors, to listening without judgement to our concerns along the way, to preparing our previous home for sale, this lady took care of business and got the job done everytime. Highly recommended.

Fremont Bank - banks - Updated May 2026

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