I especially love the personalized service that Fremont Bank provides (a far cry from the corporate structure at Bank of America, where I have banked for over 15 years). We have done 2 loans with fremont bank. Through the transactions, Jason Gallagher was very prompt, thorough, efficient. He goes beyond the call of duty to assist his clients. I have first hand experience of his excellent service, which I learn is family tradition, with his mother an experienced loan officer at the bank too. read more

The branch manager Marilyn Reyes is unfriendly and rude. A couple of personal bankers there are inefficient and unhelpful. Though some of the tellers are very friendly. Thankfully, the branch manager's attitude has not percolated down to the tellers. I live a few minutes away from this bank. I thought this could be a small, local, friendly bank where I could deposit enough money and bank comfortably. But on the contrary, I have pulled my money out and avoid it like plague. I would not recommend it to anyone. read more

I've never been treated worse than Marilyn Reyes treated me during my interaction at this branch. I will never bank at Fremont bank because of her. She was disrespectful and not even rude but cruel. I'd come in after my dad's passing to sort out his affairs and left in tears because of her. I cannot believe Fremont bank allowed her to be a manager. This was truly the worst customer service interaction I've ever had in my life. read more

I put it 0 star. I was so shocked that they are biggest thief for non profit organization. Many years ago, I closed the non profit organization to transfer money to other for safety purposes. I gave the check to my colleague. This year I take over this organization again and I clean out the old files and found the old check that has not cashed. So I went to the bank which I closed long time ago. (More than 10 years ago). I asked them to reissued the check or cash out so I can move on faster that my former colleague didn't. They refused to reissued the check or cash out either. Wow. They refused and I considered that they are thief our non profit organization. I was very disappointed with them. Big recommend for you all. DO NOT open any non profit organizations account there and possible personal accounts. They are not trustworthy bank at all My non profit organization lost that F**k a lot of money. read more

Fremont Bank, Mission Valley Branch offers excellent service. The parking is usually easy and everyone is extremely helpful!

I just want to give a shout out to Diane at Mission Valley branch, she is the most exceptional worker, great attitude, and great service every time. Good work Fremont Bank on hiring such a great employee. read more

I have been banking with Fremont Bank for over 20 years. My grandmother banked with them for 40 plus years and my parents started banking with them in 1986. A couple of years ago my mother pulled her accounts from them and advised me to do the same. I didn't listen. I have 2 accounts with them and 4 members of my household (that I referred) bank with them as well. We are all going to be leaving this bank. They are VERY rude. They say they are going to call you back and don't and they charge unnecessary fees. In all the years I have been banking with them these past few months have been so horrible because the customer service at this branch is so terrible. I 100 percent do not recommend this bank. read more

We've banked with Fremont Bank for approx. 15 years and have multiple accounts of several types. Something has changed in the last several months; they seem to have hired absent-minded morons and not even tried to train them. I can no longer trust them to perform minor tasks that were formerly automated and trouble-free. Example: They've double-paid several monthly bills that were on automatic pay. Fortunately, that didn't cause any overdrafts but for many people it would have. Now I see that they're charging us service charges that are normally only charged on small accounts. E-mailing them about this proves that they didn't even look at the balances on our accounts before they started charging those service charges. I'll be investigating the credit unions near us now because Fremont Bank is no longer trustworthy on even the most menial tasks. read more

Came to open a personal account, and they kept trying to pressure me with upsells. When I refused, their "service" stopped being friendly and they even ignored me to talk to other clients (probably business clients) who came in. Very rude. Ended up opening an account in a different bank read more

Mission Valley Fremont Bank has always been my #1 go to bank. Over 40+ years of banking at FB. Manager Marilyn is by far my favorite! She always has customers best interest at heart. Always cheerful, kind, and a wealth of info. She goes above and beyond her call of duty and I want to thank her and tell her I appreciate her very much. read more

DO NOT use Fremont Bank for a mortgage refi. Fremont Bank does not know how to process a mortgage loan. I am an existing customer, and started the application process online to refi for a lower rate. They took my uncompleted application, ran a credit report , then sent me disclosure documents of a rate higher than the published rate, without a phone call from anyone. I ignored the disclosure, then two weeks later the rate went down, and I got a courtesy call. I went ahead and started the 90 day rate lock and application process since they had already created an inquiry on my credit. They ordered an appraisal on day 60 of the 90 day rate lock, after giving me final payment and closing cost disclosures. I have just been informed all approval documents have expired while waiting for the appraisal, and I have to submit new documentation for reapproval. read more

I dig this small local bank. They treat you kind and you feel special each time you enter this bank. Our family business uses this bank. One nice feature is you have to ring to get in each time, which is a nice extra layer of security. I suppose some people could be annoyed by this but I appreciate it. The bank is kept clean and there is a very professional staff willing to help. read more

Fremont Bank - Banks & Credit Unions Near Me - Fremont, California

Rude and uninviting. As others have noted, this branch uses a buzzer system for every visitor that effectively dissuades customers from patronizing. Big brother syndrome gone awry. Security feature, or just another opportunity to profile someone if s/he doesn't look quite "right"? This establishment was along my travel route and I had hoped to exchange some large bills, but was turned away with sanctimonious sneers, with the associate barely taking the effort to make eye contact before stating their services are for customers only, of which I was not. Drove a few streets down to another bank to perform the exchange, at a "big bad chain store", and they were eager to help, no account required. read more

The company I work for uses Fremont Bank. This branch has a very friendly staff and you hardly ever have to wait here when you in for something. They also have a ATM there as well. This branch is located on Mission Blvd right past Stevenson. read more

Fremont Banks, seem to be the most secure by far. You can't just walk into an Fremont Bank, you have to be buzzed in. Meaning you have to look into a camera that records your picture, then they buzz you in. Fremont banks seem to take care of their customers for sure. Everyone is really nice when you walk in. They offer you water, coffee, mints, and floss cards. I switched to Fremont Bank about a couple of years ago. I haven't really had any problems since. Plus as a added bonus, Fremont Bank on Decoto is the only one that is open 7 days a week. Awesome. read more

Fremont Bank - Banks & Credit Unions Near Me - Fremont, California

The customer service is unacceptable. The bank lost my night depository transaction and when I went to the bank to ask for it, they showed no care for the missing deposit. They found the deposit few days later because there was problem with the night depository box. They didn't apologize to me but they blame me on putting it in wrongly. The lady name Maria Gonzales was rude and has a very bad attitude to me. I would not want to deal with this branch anymore. read more

I had all my business accounts with Bank of America for number of years until I visited Fremont Bank, in the Mission Valley Shopping Center. The service that I receive there, for the first time, made me realize that the staff in this bank really appreciated my visit and the manager, Albert really wanted to help me out. I have not only been a customer since then, but I have referred other friends and family who have all been happy with this location's service over all. I am definitely referring everyone that I know and wish other banks can learn customer service from this amazing bank. Thank you for all your hard work and support you have given to our business Fremont Bank. You have earned my business. Shabeer N. read more

I just closed on my loan last week and was thrilled with the service and rates I received from Fremont Bank! I NEEDED my loan to close within 30 days, otherwise, I would have been subjected to a fine by my builder for each day I was late. They completed everything right on time, and probably could have done it sooner if my builder didn't make them hold off for a few days. Much thanks to Jason for making this happen. I was vacillating between going with Fremont Bank or another lender for weeks and what won me over was Jason(my loan officer)'s response rate. He answered my initial questions like a champ and went above and beyond his call of duty, supporting me all the way through closing. The only thing that I believe could have been better executed was the communication around the documents that I needed to provide their underwriter. I felt that the employee handling this portion of the process lacked some detail about my situation at the time, and expected some items that I couldn't provide until a specific date. read more

I was impressed by the branch manager Lauren who helped me promptly by directing the right person to get the ball rolling related to my refi/loan inquiry. Comparing to many other offices and banks, she's definitely leading and served my need very well. read more

I just opened up an account with them, and was so pleased with the service I received. Albert and his staff were very courteous, funny and very easy to work with. Albert, who is the branch manager, really took the time offer me options and gave me suggestions about other things with my business. And when can you ever talk to the branch manager of a bank for even more than 5 minutes, let alone half an hour or more at a time? He answered all of my questions and told me more about the background of Fremont Bank and how they like doing things. I'm not sure about the others' experience, but I definitely felt like "part of the family" when I met them in person. I am definitely happy I opened my account with them! read more

Opened a heloc with this branch a couple of years ago with no problems. Decided to refi and closing the heloc was required. I was told I would not be charged an early closing fee if I reopened the heloc after the refi closed. I went to reopen the day after the refi closed and they still charged me the early closing fee $500. Gave me some runaround and some people to call but nothing ever happened. It's been almost a year now and they won't return my calls or emails. read more

I have had several mortgages with Fremont Bank for over 10 years and until I tried to refinance these loans in 2012 I was very satisfied with the service. The experience in 2012 was a nightmare of endless requests, only to be denied the refis. Last fall I received a call from a loan officer asking if I wanted to take advantage of the lower interest rates. Reluctantly, I agreed and found the team that help this time, very friendly, helpful and efficient. The four people on the team restored my faith and trust in Fremont Bank's mortgage unit. Goes to show it boils down to the people in any business and their caring and dedication. Please feel free to call: Jason Gallagher at 510-593-1874 (Jason,Gallagher@ fremontbank.com). He follows through on what he promises to do, and is a really good guy. John Kitts read more

Poor management of safe deposit lock boxes and poor customer service. I walked into the bank on Saturday morning around 9:30ish.  Marilyn banker greetings was hard on customer and made it very uncomfortable.  banker Maria was loaned from Hayward branch helped me to open box and when securing box back lock was broken. It took sometime for them to figure it out and response was take your belongs to home sorry we can't help much. When I insisted to talk to bank manager Marilyn said I will talk to my manager and then made temporary arrangements. I had few questions when she asked me to take home.  This tells me poor management, improperly taken care of lock boxes, rude staff and Marilyn tells me "you can rethink/ talk Fremont bank account if you would like later". read more

Fremont Bank continues to excite and delight...by surpassing all expectations, in all things, all of the time. When you're five out of five (stars), consistency is all that matters, and Fremont Bank is wondrously consistent...whether talking about savings, checking, mortgages or investments. A special asset (among many) is Jessica Havlik whose people skills...combined with her competence...yield a synergistic result. Walking into the bank...in no particularly noteworthy good mood..., and being greeted by Jessica is enough to make one forget about why they'd gone to the bank in the first place. It gets even better...because the smile she puts on your face stays there...all day long (so go in early to derive maximum benefit). On the practical side, it is positively entrancing...that there is no federal or state tax on Jessica's mood lifting results. Thank you, once again, Fremont Bank ! read more

I have been with this bank personally and with various non-profits for over 18 years and have been consistently happy. They know me very well and always bend over backwards to try to keep me happy. I really appreciate their personalized customer service and the fact that they know me and everyone in my family! read more

I just purchased my first home and I was lucky to have found a wonderful agent like Jason. I applied for a pre-approval at Chase and Bank of America, but Fremont Bank beat them all. Fremont provided me with the best rate. Unlike Bank of America (my own bank), which repeatedly tried to deceive me with higher mortgage rates while offering miniscule closing cost credits! As a first time home-buyer, now I know the value to having a trusted loan agent. Jason was patient and explained the significance of each paper work that I needed to provide. He answered all my questions in a timely manner. I would even email him at all hours of the night, and he would respond in a matter of hours. I was really impressed with his level of commitment in providing customer service. I would definitely recommend Jason (loan agent) and Fremont Bank to anyone that is applying for a home loan. Along with my superb real estate agent Ron Thayer, it's like working with the dream team! read more

The first thing that attracted me to Fremont Bank was their radio ads. They never have legal disclaimers at the end delivered so fast that you can't possibly understand what they're saying. I'm always distrustful of companies that do that. Over the years, I have noticed that even though they are a local bank, their mortgage interest rates are competitive with the big boys. When I called to inquire about a loan, I was connected to Jason Gallagher. I couldn't be happier with the way he handled our loan process. In fact, after doing the initial loan on our first investment property, I went ahead and refinanced our primary mortgage at Jason's suggestion, which has positioned us very comfortably financially. The only reason I am not giving them 5 stars is because there were a few minor bumps from the loan processing department involving requests for info, etc., but whenever an unnecessary request came up, I contacted Jason and he handled it for me in a matter of minutes. Jason definitely deserves a 5-star rating! My initial reason for pursuing a loan through Fremont Bank was that I wasn't suspicious of what they were trying to hide because of a lightning-speed legal disclaimer, and I was not disappointed. From beginning to end, everything was upfront and as promised - no bait & switch. I am now a BIG FAN of Fremont Bank and would highly recommend them to anyone looking for an honest bank to do business with. In particular, ask for Jason Gallagher to handle your loan. He is a "real person" who has the refreshing qualities of being both proficient in his job as well as personable. read more

Matthew England handled my whole loan process and was very professional. He was always available for my questions and timely on his responses. I recommend Matthew to anyone who is looking for a loan and doesn't want to be stressed out during the process. read more

Last month our daughter bought a house in Stockton financed by Fremont Bank. We were helped by Cathalene Hefner and Mathew England. Both were highly professional, friendly and very helpful. We close the escrow in 21 days. Great team work by Fremont Bank! Thank you so much, Cathalene and Matthew!! read more

Delete any solicitation email and ignore any solicitation phone call regarding a refinance you get from Fremont Bank. Believe me, you don't want to do a loan with them. This is coming from their current customer. Why? Let me tell you. I got a call from one of their reps back in January in which he told me that he would like to offer me a lower rate than what I currently had. I said okay. He asked some financial information from me, which I provided. Then I get a call from another rep a few days later and he asked me to give him the amount of $490 to lock in the rate as everything looked good based on my credit history and information I had provided, which I provided. Thereafter started a barrage of emails and disclosure documents needing signatures and asking for all sorts of documents such as bank statements, pay stubs, leases, tax documents etc. This went on for another month or so. So, close to end of February, I am getting a bit impatient and started inquiring about what was going on. Eventually, I get an email telling me that my loan had been denied and at first I am not given any particular reason, but, when I pressed a little bit harder, I am told that my debt to income ratio was not meeting the guidelines. I am surprised to hear that. When I asked how come this was not determined when I provided all the information initially to the rep before locking in the rate, I was not given a clear cut response. When I asked for the refund of the money I had already provided, I was declined and reason being that the underwriting had denied the loan and hence the deposit could not be refunded, which sounded like a complete hogwash to me. It is very clear to me that Fremont bank is running a scam which involves soliciting loan customers, getting them to deposit money to lock in the rate and then when the underwriting denies the loan based on their stringent guidelines, the bank still pockets the money. The bank does not even care about its current customers like me. I have stellar credit history and should be easily able to get the loan except all these banks are following very stringent guidelines that make no sense, like a debt to income ratio of 45-50%. That's a total nonsense. With that kind of ratio, why would I need a loan? Also, how come their reps don't check the customer's ratio against all the guidelines before getting them to commit? So, people, if you want to avoid all the hassle I have had and want to safeguard your money, please don't do business with this bank. I don't know if and when I would get my money back, but I hope that enough people read my comments go to other better banks and hopefully I can recoup my cost by denying this bank business worth perhaps lot more than what they got from me and then maybe this bank will learn how to deal fairly with customers or maybe not. read more

I financed my home purchase through Fremont Bank. Have to say Jason was awesome. He was always on top of things and made sure everything was done on time or sooner than required. Even my agent was impressed with him and will be referring clients to him. read more

We got our home loan from Fremont Bank. After a couple of bad experiences with other banks, the whole process went on, unexpectedly, smoothly. Jason was our loan officer. He is the nicest guy ever. Super helpful and caring. We definitely recommend the bank and Especially Jason. read more

Just recently chose Fremont Bank as a lender for my home loan. As a first time home buyer, I must say it's a very detailed and thorough process and I understand the hoops and hurdles that would have been expected. Jason (Loan Officer) and Josie (Fulfillment Specialist) were very good in terms of communication and were able to make sure that the loan closed at a reasonable date. I'm happy to say that Fremont Bank is a good lender with great rates and I definitely will use them for more home loans in my future. read more

This is by far my favorite Fremont Bank office. The service is always great. The staff is friendly and always helpful. I was so impressed with how friendly and kind they were to my special needs son today . I highly recommend this office for any banking needs. read more

Wow this is a Bank? You wouldn't think it from their extreme personal service. After getting a last minute insane rate hike for a House i was getting ready to buy i had to do a last minute loan shopping already in escrow. Getting a price quote and an assurance from their loan rep Jason Gallagher that they could close the loan in 21 days i decided to put my odds on still closing in Jason's hands. Wow, this guy is a machine!! Every email , text msg, phone call promptly answered and fully explained. 21 days later I am a home owner and couldn't be happier. Thanks Fremont Bank and Jason!! read more

When it comes to loans there is no better bank to deal with then Fremont bank. I have had two loans and many refi's with Fremont and no one can compete!! Special thanks to Jason G. You are awesome. read more

At of all branches I've been to this is the best and most helpful. The tellers always meet you with a smile, willing to take an extra minut. To make sure your questions are answered. So thank you Samia , Angelina, and Sadaf. Great job , Thank you read more

If I could give a negative star I would. We have had our home loan through this bank for years and although the rates have been ok the customer service department and processing of a loan is awful. I do not recommend this bank to friends or family ever I tell them to try any other bank but this one. I have been disappointed by the excuses, lack of organization and the fact that they cannot get your payment statement out to you on time. Payment is due on the 1st of the month and they show up on the 3rd or 4th, they tell you it could be the mail, then they tell you that the statements go out on the 20th but last month they went out late at their end. That has happened continually, so evidently they don't go out on the 20th!! It's continual excuses!!! Who runs this bank, if you can't get a straight answer from customer service after 5 phone calls then they need to retrain their people. What a disappoint this bank has been. Cannot recommend them look elsewhere save yourself the years of excuses. read more

signed up for their checking and line of credit for support if smaller biz. i guess i was wrong charges such as checking account monthly fee, 125$ yearly fee for just holding eloc fee, and constant harassment thru mail i.e. for buying condo master insurance and all kinds if these charges becomes starting faster than i can manage and as a result i found struggling to close all accounts thru their bureacratic process with those crooks. read more