I had the best experience I have ever had working with Anna Belenky in the loan department a Fremont Bank. Anna always answered her phone, was patient, attentive and thorough during a difficult loan process. She helped me navigate adding documents into the Portal, which were MANY. It was a very stressful situation with a last minute requirement. She helped me all the way through. Thank you Anna. Judy Gray Thygeson read more

If I could leave a minus review would. After being with Fremont bank for many many years I recently had an experience that has made me pull my funds out and transfer my service to Patelco. I mostly used this account for bill pay as I had a monthly 401 distribution going there. A couple of months ago I paid a bill and when the receiver said they didn't receive it I argued that it had cleared my bank. When after waiting a bit to see if it was their mistake (it wasn't), I called Fremont bank and the rep said they would stop payment on that check and issue another one. When I got billed a $29.50 late fee from my HOA I called FB again and asked that they reimburse me for that fee. The manager's stand was they deduct the $$ from my acct when they SEND the check. I argued that it should NOT be deducted from my acct until the check clears. He refused to reimburse me and said he would have the branch where I opened the account review it and call me. I never received a call and I honestly can't believe their way of paying bills and how they handled this. Good riddance Fremont Bank! read more

Support your community by joining a credit union. Avoid rude phone service, constant issues with our account.

Customer service is poor .I called regarding mobile banking and told every thing like ssn ,mail address but they asked some security question I told correct answers but they are not in their system.. read more

I have a mortgage and a HELOC with Fremont Bank. When they wanted my business, great customer service. After they had my business, terrible customer service. I would look elsewhere for banking services. read more

Don't waste you time with mortgage or HELOC. They will promise the world and unless you have "cream of the crop" numbers, you will be denied or even better, the higher rate will be offered. This review coming from someone who has 790 credit score and writes off expenses on my taxes. Nothing out of the ordinary and they still denied. Them, actually laughed at by loan consultant for calling them our for wasting my time. Never work with this bank. read more

I tried to close the CD with them three different times. The first time I missed the grace period by two days because the agent that opened it for me was in India no problem. I waited for the next six months to close it again. I called the 800 number and asked if I could close the CD and deposited into my account over the phone. They asked all of the identifying questions and I was told that it was indeed transferred to my checking account. A few minutes later, I went to use the money and it was still in a CD I was told I could go into a branch and they would release the funds to me because the CD was now in its maturity date I went into the branch and was told it was in fact, not in the maturity date, and I would have to wait two more months to be able to collect my funds I went into the bank today to get a cashiers check and asked if they would waive the $10 fee because of the inconveniences I incurred during the entire CD fiasco. I was told by the operations manager, that he did not have the authority to waive any fees. There was a period of time where this branch called me every couple of weeks trying to get me to switch my business account from Bank of America to Fremont Bank. After this experience, if they did not have me tied to a bank account because I have a safe deposit box I would've closed the account and left. The operations manager, I spoke with was Sergio Cuevas. I'm on my way to Bank of America, where they will gladly give me free cashiers checks read more

We had a mixed experience at this bank. They were very helpful and personable with our mortgage, but it was the opposite experience with a business loan. Unfortunately for a business loan we had to go with a different bank. read more

The loan team is incompetent. My wife and I applied for a loan at Fremont Bank and they had approved our loan. However, I followed up with the loan team to confirm the funding of our loan and they indicated their loan team made an error in their calculation and their management denied the loan they had approved. They also did not contact me to let me know of the error. We highly would NOT recommend Fremont Bank. They are a local bank and their service and management are sloppy in doing business with the general public. read more

I liked this bank until they reneged on their promise to service our mortgage for the life of the loan ... they sold it. So they're just like every other bank; nothing special, don't really care about their customers or customer loyalty. It's very upsetting to have been fed such a monumental lie. read more

Unprofessional and borderline unethical. Moved out of state and no longer want to deal with Fremont Bank. Fremont Bank will not wire me my funds without me flying back to CA and personally signing their document. Essentially refused to send me funds via cashiers check. Will only release my funds in $2000 increments daily which will lock up my funds in my new checking account for days at a time until the funds"clear". Young unprofessional clerk who I won't name not only talks over you consistently but also will tell you in so many words to solve your own issue instead of taking a few minutes to remedy the problem I was having. Asked to speak to a manager, no call back. Awesome, Right on! read more

Was told our HELOC loan would be an easy loan being we outright own our property worth 1.3 million. After 3 weeks of back and forth of them wanting this document,that document, then that document now we need this and that.......they said they can't do our loan. Unbelievable but i wish I would have read the reviews prior. Looks like we saved ourselves a bigger headache down the road. Trevor, was lacking professional too. Request a call because I had questions, only to get an email saying they are finishing up the loan and would reach out in a couple days......never came. read more

Every year the same problem: FB: We need to proof of insurance on your Property: Me: The Agent sent it to you and it is the same as the last 10 years. FB: A month later: You have not provided us with the proof of insurance Me: that day: Here is an email PFD of the Policy FB 30 Days Later in a letter: You have failed to provide proof of insurance, if you do not do in th enext five days, we will buy a policy for you at what is likely a HIGHER THAN MARKET Rate Me: the day let letter arrived after 45 minutes on hold with their LSD Department: WFT? FB: Your insurance is fine Me; When why the threatening letter? FB: Unnnhhh, we dunno ... What else do they have wrong? read more

I have a relatively new mortgage with Freemont Bank, and had not yet set up an online account. Trouble setting up that account so I called customer service. What I was really looking for was my most recent statement. After three days of back-and-forth and answering the same security questions over and over, playing telephone tag. I finally got the statement. The first customer service rep did not get my email address correctly and refused to give me my account number. Finally found somebody who answered the phone actually in a minute sent me my statement. Still trying to set up an online account so I don't have to deal with that anymore. read more

We HAD been banking with the FREMONT BANK, for OVER 35 YEARS!! So, what I'm about to state is an AUTHENTICALLY HONEST review!! For over 35 years we've collected the Fremont Bank pens, coffee mugs, binders, calculators, tote bags, and tv!! We've had the checking account for over 35 years, We opened it at the Niles Branch! We have used the Fremont Bank for home purchases and refinance loans many many times over the 35 years!! The LAST time the Fremont Bank offered an outstanding clients and associates relationship, and a positive experience was decades ago!! Way back when Artie was the manager at the Brookvale Branch office!! We recently tried to take advantage of their 4.45% 7-month CD offering, I called their failed customer service department to set up a associates callback window to set up the CD account, they NEVER called!! What a waste of my time and effort!! This crap happened three times, three different days, and three different callback times!! The last one was this yolanda, who was transferred from a Sunnyvale branch to the Decoto branch. Yolanda, called and apologized for the Fremont Banks short comings, and promised me she was the dedicated associate, and this callback widow she gave me, will be her personal callback to set up our 4.45% CD!! Well that day came, and so did the window of her personal callback time, yOlAnDa failed to call me at our mutually agreed callback time!! SHOCKED??? Hell no, I expected more crap from them!! The FREMONT BANK is a TOTAL AND COMPLETE FAILURE!! When ever you call the Fremont Bank customer service, they automatically email you a Fremont Bank Survey!! Well, I gave the Fremont Bank both barrels! I told them exactly what I thought of their customer service department!! The Fremont Bank did not appreciate my constructive feedback, SO, they sent me a "Dear John" letter!! The letter stated that they wish to no longer provide us with ANY banking services, and in accordance with our agreement, this letter will serve as notice that the FREMONT BANK intends to close our account!! Remember, They're the screwups that don't take constructive criticism well.This official letter was dated Tuesday, April 18,2023 and was delivered to our mailbox on Friday April 21,2023!! The letter stated that we have until Thursday April 27, 2023 to make arrangements to transfer ALL funds to a new institution that will better serve us!! What a JOKE!! A third world bank in the middle a dangerous jungle could offer BETTER SERVICE then they have!! We did Andie, and most of our funds have ALWAYS been parked in the "TOO BIG TO FAIL BANK" CitiBank for years!! I've attached that Fremont Bank "Dear John" letter to my dartboard, BOY, does that thing inspire all those Bulls-eye shots!!! read more

No stars today. My original review was removed. Thank you Fremont bank for righting a wrong. Thank you for listening to my plight. I will keep Fremont bank in mind for future banking needs. read more

Absolutely the worst business banking experience ever. If I could give this a zero I would. Banking here literally jeopardized my business with extended holds on checks and ridiculous bureaucracy and policies that wasted my time and delayed fund availability. If you're trying to manage and grow a business with agility, run far away from this bank. They have no idea what any of those words mean. read more

I've been a Fremont Bank customer for years (Checking, savings, refinance, and investments). Fee structure is pretty similar to other banks and as long as you follow the requirements it's all pretty simple. If I'm short on balance and get charged a "fee" is it Fremont Banks fault? No! And while I could probably call and asked to have said fee reversed why would I, it was my error. As for this branches staff and manger they have always been pleasant and easy to deal with. In short I LOVE Fremont Bank! read more

I have had a basic home mortgage with Fremont for over 10 years, never a late payment. Usually found their website fairly intuitive and manageable for scheduling payments. When I paid off my loan 11/23/21 I heard not a peep from Fremont. I followed their arcane rules and paid $25 to have the final $ wired to them, same day. I finally called today (24 days later) to find out where my $5K escrow monies are. Seems they are coming from Tennessee. And I should expect the check to arrive in 11 days to two weeks from mailing. This what Fremont told me. Kinda sad, they drag their feet to make a few dollars in interest I can only surmise. And leave a bad taste in the mouth of a previously loyal customer. read more

Run away, They have my mortgage held hostage, constant accounting errors. I have reported them several times to FDIC. It would cost me a lot of money to move my mortgage, and I might have to because every few months I have to correct their errors. I pay them interest to maintain good accounting, I should not have to do their jobs. read more

I wish I had read the reviews I too started a HELOC was approved within days then every week they have asked me for more docs I send within 24hrs or less my grandma had a stroke I could not leave the country because my loan "was almost ready". My grandma passed about 2 week ago and I didn't get to see her. I am almost 75 days in. I applied 08/18/2020. I am a realtor I had an idea this would take a long time but this is insanity. Please recommend a bank I can take my business too read more

I am very upset with Fremont Bank , Jordan gave me a quote of an interest rate of 3.25%. I had mentioned to him I had debt I wanted to pay and he said that was no problem. After he collected a fee of 495.00 to process my application he said I would get that money back after my process was over. When it was about to almost close they had another person call me, she said I could not take cash out , that it would be a higher interest if I did that. I told her NO, Jordan and I I had already spoken about this in the beginning, she said she would get back to me. I immediately had a bad feeling, so he just not took my money for the application fee, I was now lied to about the interest rate I was first given . I called him to cancel everything. He seemed upset mad he said ok, when i asked him about my $495, he said I don't think you can get that back. I was having a hard time financially, I trusted this person.. this company, I was lied to and now I was denied my money and a return call. Jordan did not return my call after I begged him for my money back, he said he was going to ask his manager. He never returned my call. Make sure you all write everything down who you speak with, time , and date. I am very dissatisfied with Fremont Bank. Don't give them any money up front !! read more

Ultimately Fremont Bank has cost me thousands of dollars. They refused to change the value of my HELOC without many steps (even before it closed) and therefore limited my refinance at 2.75%. Now the HELOC rate is significantly higher, so it is useless and they want to charge me $750 to close it or to keep paying $75/year to keep it open. They are not transparent or helpful when things get confusing. I would go elsewhere. read more

What a sh*tty bank!!! Do not bank here or waste your time! They charge ridiculous fees for items that are normally waived by any and all other banks. The management sucks and are good for nothing. They make excuses and send you to hang dry! Bank at your local wells or BOFA instead of this piece of crap bank who do nothing but frustrate their customers! read more

The Emperor has no clothes. I DO NOT recommend that anyone get a re-fi or mortgage loan through Fremont. It has taken them over 120 days and I still don't have loans or even appraisals via them. I have excellent credit, in the highest percentile as respect net worth and income as well as the highest equity in my properties. Yet, this juvenile company has passed me off to several "loan processors" "underwriters", what-have-you...and all along kept feeding me BS that things were merely getting done. I had to keep updating them with the same info time and again and what they had got stale/dated. I had to demand full return of my fees ($1100). These guys stink on ice. read more

I called on Saturday to inquire and left a voicemail and Ms Yolanda returned my call. She made an appointment the very same day and I met Vandana. All my work was done in less than 30 mins and I was all set. Vandana even called me to follow up after a day if I was able to set up things online. It was a great experience for me. I would give them 10 stars on 10. read more

This bank is open 7 days a week. It's by far the nicest bank I have ever been in. This is the newest branches of them all. It's great. Its super secure, just like most of the other branches. You have to be buzzed in before you can walk into the bank. The set up of the bank is not typical either. It feels like you are sitting at someone's desk when you are being helped. Not just standing behind a counter impaitently waiting for someone to help you. Everyone seems to be very professional and very willing to help you out when you come in. read more

Fremont Bank - Banks & Credit Unions Near Me - Fremont, California

This Fremont Bank has been very helpful and the staff is super nice. I was helped out by Reshmi and helped me open a personal and Business account and even with refinancing my home. read more

I worked with John Mach to do my refi on our home. What can I say, the worst experience, I ever had. After receiving ap fee $500, he started ignoring my calls. Emails me when feels like it. Now I regret going with fremont bank. The rate is higher than other lender. The rate, they put on website are not correct. I've learned this after going through it. read more

I have been a Fremont bank customer since 2015 since they helped me with my construction business. Now I have personal relations with so many of their long-term employees such as Tejal Shah and Nobel Messiah. Whenever I can't reach the customer support, then I contact Tejal Shah who has been extremely prompt to offer personal service over the phone. This takes the service to a new height where you call an employee of a bank to get resolved technical issus related to the website (website displayed error while generating the statement on Chrome & Edge but OK on IE) or get a answer to a question. In fact, the bank has refunded my fee for not keeping the monthly balance. Because the bank is relatively small, they are very quick in loans or refinance.. read more

Worst service at this branch. We opened our account fremont blvd branch. Service at this branch is great. Unfortunately few of the services are moved to Decoto branch. Decoto branch changes their rules frequently and they don't inform you the changes. You will only get know about the changes when you walk to bank. When I asked about, How Do I get notified about the changes? - I will inform my manger and marketing team. I would like to share my feedback. Can we talk to your manger? - Sorry, he is not in today. Even with your new changed rule (which is not notified to customers), I am only late by 1 minute and bank closes in 29 minutes. Can you please help us? - Sorry, we can't. I do not recommend this branch. Avoid this branch if you can. read more

We started the refinance process in April. 6+ months later and we have not finalized the transaction. While I am empathetic to COVID related delays, this level of delay is egregious. The staff is disorganized, inefficient, and lacks common courtesy in written professional communication and follow up. We have correspondended with 10+ individuals and been handed off multiple times. Terrible experience and I would warn any prospective client from using Fremont Bank. read more

I applied for home Equity line, the first person talk to over the phone Michael Garrick and he send me the link to apply So, I applied online since initially talk to Michael now he's my Loan officer every thing gone or handled online from processor to underwriter request online. It took 32 days between, in 32 days no one contact me neither. I contact the bank or these processors or loan office by the way there's no customer services at no points, I left several massages to loan processes and loan officer to at lease I should talk to someone regards to my loan. they won't call you back After 32 days which they ask for hundreds of documents and I did receive several email for conditional approval then they decline the loan for Insufficient income or DTI/Debt to income ratio high they didn't even ask for two years tax return as all other bank ask for it. It really piss me off for not understanding the business and has no services at all. for entire time couldn't talk to any one regards to my loan why and how declined read more

I go to this bank for both personal and business and they are the best. When the Lucky grocery store identity theft thing happened, they responded very swiftly. They take care of their customers well and they are LOCAL. Real good coffee selection, a seemingly unlimited supply of bottled water and when I had a sneezing fit, one of the tellers gave me a pack of tissues. UPDATE: I help run a medical office in Union City, and when I rushed over there ten minutes before 6pm it appeared I didn't have the proper paperwork to finish a transaction. They told me not to worry and that if I rushed they'd still take me in after 6pm. I drove back to work, grabbed the right paperwork and at 6:03 there he was waiting for me. If I could, I'd give this branch an extra star. They literally went above and beyond their job for the customer. read more

By far the worst experience ever had in this branch. The stand-in manager for the day was the most unprofessional and unethical person my parents have ever had to deal with. They went to this bank in search of retirement IRAs and were highway robbery raped upon closing. Not only were they attached fees that were not disclosed at time of opening, but this manager was then trying to attach further fees if they did not take their funds in cash. A retired couple spent over 2 hours trying to get their money from this establishment. If I could give this review NO stars I would. I hope they go out of business faster than it took my parents to get their money. By the way in 4 years between two IRA they made $2.50. read more

Yolanda Balboa-Battles Branch Manager Thank you for all your help and support. The way you support your branch and show real respect for customers concerns is just the BEST. THANK YOU read more

This is NOT a community bank even it claimed doing community good. Being Fremont Bank customer over 40 years. I eye witness the declining in service and integrity. First, it took more than 3 weeks to handle my service charge ($18) inquiry & still waiting for respond. Simply asked for one time waive on service charge because I missed the min. balance of ~$100+ due to the property tax. I did forget it raised the min. balance from $1500 to $2500 since I never below the min. balance for 20+ years. I went to the branch in person two times and called one time and still need to wait for reply. Second, ergu... never mind. just disappointed. Stay away of it. Period... by the way, Chase only charge $12 for service fee if you below the min. balance but not $18. I confident to say there are many bank or credit union have much better service and online access thank Fremont Bank. read more

After being a long time customer with Wells Fargo, it was a difficult decision to switch over to Fremont Bank. Lytrel helped me switch over and open my accounts. He explained to me the benefits of banking with Fremont bank verse Wells Fargo. One of my favorites is that you can use any atm since there aren't a lot of Fremont Banks, and Fremont Bank will reverse your charges for you. Another thing about Fremont Bank is they set up a table to support their small business customers. It was so cool to see that they find ways to help their customers not just provide an account for them. Lytrel was friendly and informative and truly eased the switch from Wells Fargo. So happy with the customer service you receive here. I'll follow Lytrel anywhere. read more

When my boyfriend and I decided it was time to invest in a house we took a leap of faith in deciding to choose Fremont Bank for home mortgage. I have to say it was the best choice we made in a long time! We both came from large chain banks so we were really skeptical about going to a smaller bank. Judy Tran Garrick helped us through the process by providing us information about the different loans we can choose, the rates and more importantly gave us a great start in purchasing a home. We were also helped by Charles who helped us set up automated payments to help pay for our mortgage loan and graciously gave us his hand sanitizer lol. Overall great experience and will definitely by loyal customers to Fremont Bank! read more

Over the years my rating with Fremont Bank has declined from five stars to two stars. I have had several mortgages on multiple properties over several years. I also received a checking account which I have used for over twenty years. Recently, I deposited a rather large check (200K) and was told that the longest the money would be unavailable was 7 business days. I found out that the check cleared the originating bank after 3 business days and Fremont Bank is refusing to release the funds for another 4 business days. Additionally and most disappointing is that they will not wire the money to the escrow account unless I show up in the branch. Since I am in another state and approximately 1000 miles away, this is upsetting. Many other banks can wire money without showing up I specifically think of Charles Schwab's bank and USAA's bank. I am unhappy 06/18/2018 Updated review to 3 stars due to customer service. After posting this review, FB reached out and customer service said that they might be able to release funds early but transfers could not be done remotely. The customer service said she would mention the need to management. read more