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    PNC Bank

    1.0 (2 reviews)
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    Services - PNC Bank

    Personal banking

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    2 years ago

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    3 years ago

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    Chase Bank

    (10 reviews)

    I was a customer of Larkin Bank back in the 80's. They were eventually bought by Chase which is…read morewhere we still bank. Our family (parents, children, etc) has used Chase ever since Chase came to Elgin. I have both my personal and business accounts at Chase as does the rest of my family. Over the years Chase has become less and less responsive. During Covid, I applied for PPP thru Chase and received nothing. We're a a small company with 3 employees. I'm sure all of their major corporate customers we taken care of to the tune of millions, probably billions. We also had business with TBK. They contacted us to see if we needed help. They were able to get us a small PPP loan without any issues. Last year I had a business check stolen out of the mail and washed. They change the amount to $4500 and the name to some rando in Missouri. Deposited it via phone thru their bank. ABSOLUTELY ALL OF THE SECURITY info was wiped, no watermark, no foil seal, nothing. I paid for checks with the full security features. Chase paid it, no problem. My 8 yo granddaughter saw the difference between that check and the others when she looked online. Who or what checks when it arrives at Chase. Stevie Wonder could have seen the issues. Regretfully, my accountant only reconciles quarterly so we missed the 60 day window to get reimbursed. The check was not much better than notebook paper and some type, but they paid it. Presently, I've been a POA and sines on my moms bank accounts. She passed away last month. I went to Chase, met with the Branch Manager, let he know if the passing. She was able to consolidate her accounts and move what money she had to checking. I explained I had bills to pay such as cremation, nursing home care, Drs bills, utilities on her home, etc. I left the bank, went home and write out bills. About 7-10 days later I start getting letters from Chase that the account was frozen because one of the signers had passed. ALL of the checks for her bills were returned unpaid. Rather embarrassing to have the check for the funeral home returned. They knew I was going to pay bills, however, no warning that the account would be frozen. On the positive note, the ATM access is great. I've learned to use the security features via the web. I now have any deposit or withdrawal of more than $1 set for review by me. otherwise not much else. We carry a decent balance in our business and personal checking accounts. The interest is .01%. and now they charge $25 for our personal account because we don't have more that 100k in investments or savings. Not sure how banks work but I assume they loan out our deposits? At the current 6-7% they charge for loans they can make 6000 off of a 100k deposit. In exchange they don't charge $25 for my checking account? Very generous on their part. I guess it's time to find a local bank that supports the local businesses and people. Good bye Chase

    I went there yesterday to pay my tax bill and I was shocked to see at least thirty people waiting…read morein the teller line. Being handicapped, I cannot stand up for long periods of time. There were no accommodations for the handicapped customers. I sat down for a few minutes but the line just got longer when more people arrived.. Clearly this bank has no procedures in place to assist Americans With Disability. I just left without waiting any further. Will never come back here again...

    PNC Bank - banks - Updated May 2026

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