If you need insurance, you should ABSOLUTELY talk to Amanda Twomey at Phil Richard Insurance. We recently switched our auto policy to work with PRI, and was connected with Amanda. She was extremely helpful in switching our auto insurance and also trying to save us money on our homeowners insurance. As life would have it, only a few months into our new insurance, my wife and I were awoken by the police at 2am. Someone had drunkenly backed down our street and scrapped up the side of one of our cars (along with at least one other on the street). One of our neighbors had seen the entire incident and called the police. The officer took our information and said he'd have a report for us in a few days. When we finally got the police report, almost all the information for the drunk driver and witness was blacked out. I tried dealing with a claim through our insurance, and they were LESS than helpful. Out of frustration I spoke with Amanda about the situation, and she said she'd see what she could do. OH MAN DID SHE GET IT DONE!! Amanda called the police department and asked for the driver's information and insurance company. Their reply? "This is America . . . [they should have their own insurance], you need to protect your belongings." Absolutely despicable (yes, that officer is DEFINITELY getting reported). Through her own time and research, Amanda eventually found out the other driver HAD THE SAME AUTO INSURANCE COMPANY I DID! The insurance company didn't even check their own system for the other guy's insurance. Amanda was cool, calm, and collected through the entire process, and I KNOW I wouldn't have been able to deal with any of this without her. Amanda - you're an all star, and I'm absolutely telling everyone they need to go through you to get their insurance needs. THANK YOU SO MUCH!!!! read more

Betsy is the best @ Phil Richard Insurance! She makes you feel like you matter plus knows her stuff! The RMV sent me to get some forms stamped and I was there and back and barely lost my spot in line. Thanks Betsy! read more

I just had to update after almost a year. Amanda is still just as responsive, friendly, and personable as the first day in talking to her. Amazing service - seriously exactly what you're looking for in an agent. Feels like she's really working for you - which is super important when you don't know left from right when it comes to home/car insurance. read more

The whole team at Phil Richard has been incredibly helpful. We had to navigate some complications with both auto and condo insurance, and Amanda was there on the phone with us to help us figure it out. They're very thorough and thoughtful about advising on products. I never felt like they were trying to up sell us on things we didn't. On the contrary, they were working to save us money wherever possible - while still protecting us and our assets. I'm SO glad that we switched to working with an agency. I feel like they've got our back. read more

I recently had an issue regarding replacement of my cracked windshield. Gwen went above and beyond to help me with this issue, she guided me through the process of contacting the right department and setting up a claim. During the process she kept in touch with me. But the amazing thing she did after was contact me to make sure that everything was completed. I did not expect this kind of great service. Thank you Gwen for everything you did for me. An appreciated customer, Grace Saugus, MA read more

I would definitely recommend this particular Insurance company to any one and especially getting the opportunity to work with Gwen Laschi out of the Danvers office although I have never met her in person, I was always calling and only wanted to speak to her or email her she made me feel as though we go way back. I know I was time consuming due to the fact i was trying to buy a SUV every time I saw the one I knew I was going to buy I always called for a quote that could be very annoying especially when am always changing my mind. I finally bought my Nissan Rogue two weeks she was very good at helping me with picking my plan and deductions. what I like the most she never try to convince into buying a plan that I did not want or need. Good Job Gwen read more

I have been with Phil Richards for years - started with my car insurance, then moved my business insurance there, starting with general liability, then workmans comp and then general liability. THEY. ARE. THE. BEST. Seriously, what reason would you have to go anywhere else? I'll explain. Sorry, Phil Richards staff - no offense to you - but... insurance is boring :) I don't want to spend a lot of time thinking about all the details of all the policies I have, the nuances of what coverage I should have, the in's and out's of the various policies and changes that happen in the industry. And that is the value Phil Richards' staff deliver. They worry about that stuff so that I don't have to. When a customer asks me for a certificate of insurance, I email them and they send it over. When my policy is up for renewal, they email me and keep me informed of deadlines and payment dates and the like. When I buy a car or if I want to get a quote, I email them and they handle it. It's PAINLESS which is what I want. I like that I can handle things by email. I'm an email guy. It's perfect. I hooked my parents up with them. My parents are old school phone people. They are great with phone too - my parents love that. My parents call and get the info they need - they are happy. I believe insurance agents work on commission from the insurance companies - which is the best part... you're not paying higher prices for this service from Phil Richards. You're getting this, essentially, for nothing. There are not too many things in life that are 'no brainers'. This is one of them. There are not too many businesses these days that I can honestly say I TRULY LIKE doing business with. Phil Richards is one of them. My review probably sounds like I am Phil's nephew or something. I don't think I have ever met the man. Kathy is my personal insurance policy rep. Maureen is my business insurance rep. They are the superstars that make Phil Richards a great place to do business with. I wrote this review because I've had to interact with both of my reps this week due to changing cars and needing to update my biz insurance. I've been crazy busy and it's been a very frustrating week. But one part that could have been SO frustrating but was totally pain free was dealing with all the insurance stuff. These folks deserve more than 5 stars. read more

I've been with Phil Richard Insurance for several years now, specifically with Cindy Moore as my agent. Previously I had an auto policy that was both more costly, and had insufficient coverage for my situation with owning a home, etc. My former agency never adjusted the policy when I bought a home so I was at risk. Cindy reviewed the policy, was able to secure a lower rate, and better coverage! So when my homeowners policy came due for renewal it made perfect sense to switch, which she made a completely painless experience. Most recently, I needed renters insurance for my son who is away at college, and Cindy and Amanda came through again. I received the quote on a Friday evening, and was able to sign, pay for, and send the document to the landlord by Monday morning. Excellent service as always!! read more

We worked with Amanda to purchase home and auto insurance. She was incredibly helpful and responsive. As first time home buyers we were very appreciative of her patience with us and helping us navigate the processes. We highly recommend working with this company. read more

I recently purchased a new home and was in the market for home insurance. Our realtor recommended PRI. Upon calling them for a quote the receptionist took down some quick info and said someone would be in touch. Within an hour Amanda Twomey contacted me. Amanda is simply AWESOME! She was friendly, easy to speak to, knowledgeable, helpful and all around personable. Being new to home insurance she was able to clearly go over my quote and explain in detail everything and had an answer for all my questions. She even helped me roll in my car insurance saving me a ton. Between email and phone call follow ups Amanda was always available and happy to help. Buying a home is chaotic and stressful enough and Amanda made the entire insurance process simple and easy. I never felt pressured and honestly it was like speaking to a friend when dealing with Amanda. I highly recommend PRI! Thank you Amanda! read more

I don't even know where to start. I had been with liberty mutual for several years only to find out I was being severely overcharged. A friend referred to Phil Richard insurance Cindy and Amanda managed to find myself and subsequently my girlfriend new insurance that saved us about $6500 a year (not a typo). They managed to make this happen over the course of a day and were ridiculously easy to deal with and super helpful every step of the way. I feel very fortunate to have found this company and would not think of turning back. Extra special thanks to Cindy and Amanda for being on their game. read more

Phil Richard Insurance provides exceptionally responsive service for their clients. We have been working with them for two years. Their staff is knowledgeable and is willing to help you in any way possible. They proactively look for ways to create value and cost savings for their clients. read more

The folks at Phil Richard Insurance provides all lines of our business insurance. His team is great to work with and they were able to save us some money by switching some of our carriers. I highly recomend Phil and his team if you are looking for competitive rates a outstanding service! read more

I have used Phil Richards since I was 16, from then to now and through 3 vehilces, I have never had an issue. All the employees and respectful, quick, knowlegable, and thorough. The company is very accomadating too, such as payment methods. It can be mailed, in person, or on the website, and all three options are quick and painless. Their prices are very good too. read more

I've had my commercial insurance with Phil Richard for years. Every time I have a questions or issue the CSR team is responsive and knowledgeable. Phil also referred me to a vendor I use and a client. I find the team to be friendly, smart and enjoyable to work with. read more