DO NOT BANK WITH PATHWAYS.
They should be put up there with WellsFargo for lying two faced rip off banks!
I have a couple debts I wanted to consolidate and pay off after getting in over my head. Therefor I went into Pathway's Credit Union in Delaware Ohio and applied for a loan between $5,000-10,000 about a year ago.
Toni, who's now the branch manager set my account up. She applied for the loan and told me I'd hear in a few days is approved or not.
Jeri Lynn who's a loan writer called me and told me she could refinance my 2016 Ford Fusion also so let's try that as well! I said hell, why not!?
Days later I get a call back. Pathway's could approve me to refinance but not for the personal loan. I get it. They have collateral so when they want to take something from you they can help in a heartbeat! But not to help you get your life situated. No. No collateral, they won't help. But if they can rip you your car or home from your hands they'll approve you In a minute!
Toni told me to give it several months of good payment history with the Ford and bank deposits from my employer and they'd help me.
Several months later, I try again.
DENIED!!! Because my credit and debt yet these jerks won't approve me to help me!!
Fast forward to January 2020. I get into an accident. The Fords totaled. Thank god I had Gap, my loans paid off.
While waiting for my insurance to pay the loan off I assume Pathway's would help out again since I just had a 20,000 loan through them that I always paid on get paid off.
Nope!! After two months of fighting with them and my insurance to get my car paid off, Pathway's denied my loan because I switched my direct deposit to Chase for a special offer with Taxes being deposited and even though it was switched back immediately and my pay has already hit my Pathways account, they told me to wait 2 months with payment history even though they have over a year of payment history to even consider it.
Shittiest customer service in existence, lies and excuses, tell you one thing and does another. Stay the hell away from Pathway's. To call themselves a credit union is a joke. Credit unions are for helping the little guy yet instead of helping me; they lied and manipulated me.
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