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    Pathway Mortgage Group

    3.8 (10 reviews)
    Closed Closed
    Updated 3 weeks ago

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    Services - Pathway Mortgage Group

    Mortgage services

    Mortgage refinancing

    Home purchase

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    Miller Lending Group - Miller Lending Group, LLC NMLS #118665

    Miller Lending Group

    (7 reviews)

    Believe me, I had heard enough radio commercials to know that when it came time to refi, I was…read morebound and determined to experience their so-called no-closing-cost loan. But I knew I needed to be smart and check out other great sounding options. So I did. I offered several other companies our business, expressing the desire for a no closing cost loan. Other companies said sure we can do that, then when I looked at the fine print, it was obvious that they were just building the closing costs into a higher price point loan. NO. That was not what we wanted. I am happy to report that Skip at Miller Lending along with his team of hard-working folks achieved for us exactly what they have advertised and what we wanted. A no-closing-cost refi. It was all done via email and the internet. Even the closing part couldn't have been easier as the notary from the lawyer we chose came right to our house! Do you still have to go through the annoying process of supplying all kinds of personal financial information? Yes. But you have to do that with any mortgage loan. The whole process for us took about a month from beginning to end. Very much worth it as they have saved us about $300 a month!

    I have done multiple loans (1 purchase and multiple refis) with the Miller Lending Group working…read morewith Gordon Miller, Skip Dyer, Brian Koncz and Lori Koncz in various combinations. I am very familiar with mortgage lending and could tell right away that I was dealing with knowledgeable professionals across the board. They were extremely responsive and kept everything on track to close all my loans without a hitch. I highly recommend Miller Lending for a home purchase or refinance.

    Exhale Lending

    Exhale Lending

    (4 reviews)

    I had the absolute best experience working with Patrick Gallagher at Exhale Lending. Patrick is an…read moreexpert in all things real estate and lending--he walked me through every option available, from renovation and construction loans to standard mortgages, while also sharing insights on market rate trends, insurance providers, and smart loan strategies. He was always available for a call, even at odd hours and on weekends, and held my hand through every step of the process, which made things so much easier as a first time homebuyer. What stood out the most was his honesty and integrity. Even though he had the best rates and offers on the table, at the very last moment I received a discounted offer through my employer which was too good to beat. Patrick reviewed every competing option with me and genuinely advised that the employee discount was the better fit for my situation--even though it meant he wouldn't get my business. That level of customer care is rare, and it speaks volumes about his character. Patrick was always available for a phone call, saved me a huge amount of time and money with his guidance, and went above and beyond to make sure I felt confident in my decision. If you want someone who puts your best interest first, I can't recommend Patrick and Exhale Lending enough. He's the real deal.

    Patrick and the entire Exhale team were amazing to work with. They guided me through the process…read moreand made me feel as if I was their sole client. He simplified the information for me to follow along, as I was a first-time buyer. Throughout the process I felt informed and valued as a customer. Would highly recommend to anyone in the area. 5 stars.

    Patrick Roman - E Mortgage Capital

    Patrick Roman - E Mortgage Capital

    (2 reviews)

    I was contacted randomly by this broker dealer in cloak of a Conrad Myers. This fictional person…read morehad all my personal information and was soliciting a " sale" over the internet via text and email. I never contacted this company and when I called the phone number this agent stated he had my information and would use it to secure a loan for me for my home as a refinance with a 7 percent rate and a new mortgage amount of 2400 a month. I am currently on a 2.9 percent rate locked a payment of 1195 a month. Who in their right mind would double the payment ? This is a scam and please be aware of these savage shark predatory lending scams. Conrad Myers I hope this is a teaching moment for you and your staff preying on consumers. I will fight you with every turn. The internet is a large town that talks. You should be outraged reading this. Do Not Recommend this business.

    A terrible stressful experience. I will have to report to local BBB. Mr. Roman literally left me…read morehanging and I had to deal with an inept lender and appraisal team on my own even though Roman was getting updates. It was only when the process was getting really bad that he stepped in. In addition, he selected a lender for me that he had never worked with before, Roman did not know that they did not service 30 yr loans which is what I wanted nor did he fight for me to remove the escrow account. Consequently, my loan was sold immediately. Roman indicated that it would be no problem asking the new lender to remove the escrow account. The new lender has refused citing documentation it received from the initial lending company. Not only was Roman inept and uninformed, he was part of the over 3 month debacle that this loan process required. He did get the lender to reduce some fees and Roman did pay for some of my notary fees; however, overall I would give Roman a poor rating. Buyer beware. Roman came to me via a referral and turned out to be the worst loan experience. Costly, inept, uninformed. DO NOT USE!!!

    Pathway Mortgage Group - mortgagelenders - Updated May 2026

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