Believe me, I had heard enough radio commercials to know that when it came time to refi, I was…read morebound and determined to experience their so-called no-closing-cost loan. But I knew I needed to be smart and check out other great sounding options. So I did. I offered several other companies our business, expressing the desire for a no closing cost loan. Other companies said sure we can do that, then when I looked at the fine print, it was obvious that they were just building the closing costs into a higher price point loan. NO. That was not what we wanted. I am happy to report that Skip at Miller Lending along with his team of hard-working folks achieved for us exactly what they have advertised and what we wanted. A no-closing-cost refi. It was all done via email and the internet. Even the closing part couldn't have been easier as the notary from the lawyer we chose came right to our house! Do you still have to go through the annoying process of supplying all kinds of personal financial information? Yes. But you have to do that with any mortgage loan. The whole process for us took about a month from beginning to end. Very much worth it as they have saved us about $300 a month!

I have done multiple loans (1 purchase and multiple refis) with the Miller Lending Group working…read morewith Gordon Miller, Skip Dyer, Brian Koncz and Lori Koncz in various combinations. I am very familiar with mortgage lending and could tell right away that I was dealing with knowledgeable professionals across the board. They were extremely responsive and kept everything on track to close all my loans without a hitch. I highly recommend Miller Lending for a home purchase or refinance.

We worked with David Tyndall to get an FHA loan. He was a fantastic person to work with. He looked…read moreat multiple options to get us the best rates. Whenever we had questions, concerns, or just needed some reassurance, he was available to work with us and calm our nerves. We hit a couple bumps in the process (not his fault or the mortgage company) and he worked really hard and did the research to make everything go smoothly. He was always patient and took the time to explain every process throughout the entire process. Best part is they won't sell our mortgage to someone else so we get to keep working with him. Definitely recommend!

If you are searching for a mortgage broker I would highly recommend you keep looking. When we were…read moreready to submit an offer for a house this broker couldn't be reached and wouldn't respond to my emails and phone calls. Even a week later no response. It's one thing to be a lousy business partner but another to question whether this is in fact a legitimate business. My biggest regret is sharing my financial information with these people.

Raleigh Mortgage Group single handedly saved our homebuying process, and my biggest regret is not…read morestarting with them. We first connected with Alayna Weaver from Raleigh Mortgage Group during the preapproval process, while we were comparing rates among lenders. We eventually got a rate too good to pass up from a large commercial bank and went with them, thanking RMG for their help. The loan process from this bank ended up being a complete disaster, where problems arose last minute over things we should have been told weeks earlier. With closing coming up, and our trust in the bank fully broken after a week of fruitless back-and-forth, we decided to get our mortgage elsewhere, but it needed to be fast. I reconnected with Alayna, who gave us a sanity check by confirming the bank was being ridiculous, and snapped into action to help us. Within 36 hours, we had a fantastic rate in hand and were set up with a mortgage processor. Each time we ran into a problem, Alayna - who was readily available via text, phone, and email - as well as others at RMG (Hayley Jackson) and the processing team (Corry O'Neill and Kristina Polson) provided alternate choices or simply solved the problem. We closed on time and have our house, and we have them to thank. There are two morals here: 1. Commercial banks won't lift a finger to help you originate a mortgage, so only apply with them if you feel lucky. 2. If you need a mortgage in North Carolina, call Raleigh Mortgage Group.

Mike Alberico was helping me to refinance on my Raleigh home. He was able to get me a 3.375% rate…read moredown from 6.25% :-)) with less then 4 weeks. He and his assistance Kelly Gardner were prompt and professional to get me through the whole process smoothly. I would come back to RMG again and again in the future for my real estate mortgage needs. I would strongly strongly recommend Raleigh Mortgage Group to everyone out there who wants a low interest rate mortgage or a refinance on your existing home. Happy New Year ! Tam Tran

I was a first time home buyer (now homeowner!) from a different state. I reached out to Tiffany,…read morewho helped compile a list of possible homes to view. I was able to find a perfect NC home in just a few days. Tiffany guided me through the buying process and was always incredibly responsive and patient, helping soothe my worries by answering quickly. She was thorough, and helped navigate communication with the seller. She also was great at gathering repair quotes to help negotiate the selling price. We got a lot of concessions. If I had to buy a house again, I would definitely choose Tiffany.

I couldn't imagine navigating this experience with anyone other than Tiffany! Her level of customer…read morecare exceeded all of my expectations (which are always admittedly high.) Her patience is unmatched and her explanations are thorough. She made this process incredibly simple. In this market, you want a realtor as responsive and available as Tiffany and her team. I will use her services when I purchase my next home!

Tony and Christine at Carolina Equity Services were very helpful in our home buying process!read more

Tony Brewer and his team did a phenomenal job on our mortgage…read more He is very competitive, and was able to offer a great promotional rate on our mortgage loan. He is very professional, and was very attentive to my questions and concerns. He must have saved us thousands of dollars.

I had the absolute best experience working with Patrick Gallagher at Exhale Lending. Patrick is an…read moreexpert in all things real estate and lending--he walked me through every option available, from renovation and construction loans to standard mortgages, while also sharing insights on market rate trends, insurance providers, and smart loan strategies. He was always available for a call, even at odd hours and on weekends, and held my hand through every step of the process, which made things so much easier as a first time homebuyer. What stood out the most was his honesty and integrity. Even though he had the best rates and offers on the table, at the very last moment I received a discounted offer through my employer which was too good to beat. Patrick reviewed every competing option with me and genuinely advised that the employee discount was the better fit for my situation--even though it meant he wouldn't get my business. That level of customer care is rare, and it speaks volumes about his character. Patrick was always available for a phone call, saved me a huge amount of time and money with his guidance, and went above and beyond to make sure I felt confident in my decision. If you want someone who puts your best interest first, I can't recommend Patrick and Exhale Lending enough. He's the real deal.

Patrick was just absolutely amazing!!! If you want someone that will keep you posted from beginning…read moreto end it's him!! He is so friendly, professional, and spectacular code of ethics. Whenever I decide to buy another property I wont even hesitate in calling Patrick. Thank you for everything. And as you say CHEERS!

We had the privilege of having our home mortgage financed through Primelending. Our financing…read morespecialist, Delphine Amrhein, was an absolute pleasure to work with. She found a specific loan product that fit our financial needs perfectly. She gave us many options. Delphine was courteous, easy to work with, and incredibly skilled at what she does. She helped us navigate through the many hurdles now required to obtain mortgage financing without having to worry about missing crucial dates, like our settlement. She constantly stayed in contact and is easily accessible. Just an absolute pleasure to work with. I am confident she can manage anyone's mortgage needs and recommend her highly. Thanks Delphine!

I was contacted randomly by this broker dealer in cloak of a Conrad Myers. This fictional person…read morehad all my personal information and was soliciting a " sale" over the internet via text and email. I never contacted this company and when I called the phone number this agent stated he had my information and would use it to secure a loan for me for my home as a refinance with a 7 percent rate and a new mortgage amount of 2400 a month. I am currently on a 2.9 percent rate locked a payment of 1195 a month. Who in their right mind would double the payment ? This is a scam and please be aware of these savage shark predatory lending scams. Conrad Myers I hope this is a teaching moment for you and your staff preying on consumers. I will fight you with every turn. The internet is a large town that talks. You should be outraged reading this. Do Not Recommend this business.

A terrible stressful experience. I will have to report to local BBB. Mr. Roman literally left me…read morehanging and I had to deal with an inept lender and appraisal team on my own even though Roman was getting updates. It was only when the process was getting really bad that he stepped in. In addition, he selected a lender for me that he had never worked with before, Roman did not know that they did not service 30 yr loans which is what I wanted nor did he fight for me to remove the escrow account. Consequently, my loan was sold immediately. Roman indicated that it would be no problem asking the new lender to remove the escrow account. The new lender has refused citing documentation it received from the initial lending company. Not only was Roman inept and uninformed, he was part of the over 3 month debacle that this loan process required. He did get the lender to reduce some fees and Roman did pay for some of my notary fees; however, overall I would give Roman a poor rating. Buyer beware. Roman came to me via a referral and turned out to be the worst loan experience. Costly, inept, uninformed. DO NOT USE!!!

Stephen Livesay took the time to explain the details of our loan offer, and even helped us compare…read moreit to other offers, apples to apples. He answered many questions and had lengthy calls to assist us in making the best decision for our family. In the end, our builder's preferred lender offered incentives that Stephen said were actually worth "real money" and not just a shell game, adding fees here and there to make the offer look more appealing. He advised us to accept their offer and lock in the rate before any chance of changes. When we expressed shock that he would be so forthcoming when it didn't benefit him, he simply said that doing right by us would bring us back to his company in the future if we ever need another loan. He was absolutely terrific. (He also caught a major mistake that a big name bank made in their initial loan estimate to us. The big-name bank admitted that Stephen was correct.)

Made the process of purchasing our first home very easy. We got approval quick and knew everything…read morewe were getting into. I've heard horror stories about the underwriting process, but ours was relatively easy. Were definitely pleased with their services.