Believe me, I had heard enough radio commercials to know that when it came time to refi, I was…read morebound and determined to experience their so-called no-closing-cost loan. But I knew I needed to be smart and check out other great sounding options. So I did. I offered several other companies our business, expressing the desire for a no closing cost loan. Other companies said sure we can do that, then when I looked at the fine print, it was obvious that they were just building the closing costs into a higher price point loan. NO. That was not what we wanted. I am happy to report that Skip at Miller Lending along with his team of hard-working folks achieved for us exactly what they have advertised and what we wanted. A no-closing-cost refi. It was all done via email and the internet. Even the closing part couldn't have been easier as the notary from the lawyer we chose came right to our house! Do you still have to go through the annoying process of supplying all kinds of personal financial information? Yes. But you have to do that with any mortgage loan. The whole process for us took about a month from beginning to end. Very much worth it as they have saved us about $300 a month!

I have done multiple loans (1 purchase and multiple refis) with the Miller Lending Group working…read morewith Gordon Miller, Skip Dyer, Brian Koncz and Lori Koncz in various combinations. I am very familiar with mortgage lending and could tell right away that I was dealing with knowledgeable professionals across the board. They were extremely responsive and kept everything on track to close all my loans without a hitch. I highly recommend Miller Lending for a home purchase or refinance.

I found David via his great reviews. I walked into his office without an appointment, yet he was so…read morewelcoming and friendly, and immediately I knew he was going to be who I wanted to work with for my mortgage. He made the whole process easy, and I was able to purchase my home in a short timeframe. He helped all the way through the closing and continued to be quickly available for any questions I had even long after the process. I highly recommend him to anyone who is looking for a knowledgeable and friendly professional!

We worked with David Tyndall to get an FHA loan. He was a fantastic person to work with. He looked…read moreat multiple options to get us the best rates. Whenever we had questions, concerns, or just needed some reassurance, he was available to work with us and calm our nerves. We hit a couple bumps in the process (not his fault or the mortgage company) and he worked really hard and did the research to make everything go smoothly. He was always patient and took the time to explain every process throughout the entire process. Best part is they won't sell our mortgage to someone else so we get to keep working with him. Definitely recommend!

Mike Alberico was helping me to refinance on my Raleigh home. He was able to get me a 3.375% rate…read moredown from 6.25% :-)) with less then 4 weeks. He and his assistance Kelly Gardner were prompt and professional to get me through the whole process smoothly. I would come back to RMG again and again in the future for my real estate mortgage needs. I would strongly strongly recommend Raleigh Mortgage Group to everyone out there who wants a low interest rate mortgage or a refinance on your existing home. Happy New Year ! Tam Tran

I was referred to Mike Alberico at Raleigh Mortgage Group by the buyer's agent I was working with…read morefrom Redfin. From the application process all the way through to the final qualifying for loan closing Mike was on top of everything. He always promptly returned phone calls and responded to email questions with clear answers. Mike and the RMG team gave me 5-star white glove service and I appreciate how easy they made the loan process for my home purchase. I highly recommend Mike and RMG if you need a mortgage, either for a home purchase or to pre-qualify before entering the real estate market to find your home.

I was a first time home buyer (now homeowner!) from a different state. I reached out to Tiffany,…read morewho helped compile a list of possible homes to view. I was able to find a perfect NC home in just a few days. Tiffany guided me through the buying process and was always incredibly responsive and patient, helping soothe my worries by answering quickly. She was thorough, and helped navigate communication with the seller. She also was great at gathering repair quotes to help negotiate the selling price. We got a lot of concessions. If I had to buy a house again, I would definitely choose Tiffany.

I couldn't imagine navigating this experience with anyone other than Tiffany! Her level of customer…read morecare exceeded all of my expectations (which are always admittedly high.) Her patience is unmatched and her explanations are thorough. She made this process incredibly simple. In this market, you want a realtor as responsive and available as Tiffany and her team. I will use her services when I purchase my next home!

Tony Brewer and his team did a phenomenal job on our mortgage…read more He is very competitive, and was able to offer a great promotional rate on our mortgage loan. He is very professional, and was very attentive to my questions and concerns. He must have saved us thousands of dollars.

I had the absolute best experience working with Patrick Gallagher at Exhale Lending. Patrick is an…read moreexpert in all things real estate and lending--he walked me through every option available, from renovation and construction loans to standard mortgages, while also sharing insights on market rate trends, insurance providers, and smart loan strategies. He was always available for a call, even at odd hours and on weekends, and held my hand through every step of the process, which made things so much easier as a first time homebuyer. What stood out the most was his honesty and integrity. Even though he had the best rates and offers on the table, at the very last moment I received a discounted offer through my employer which was too good to beat. Patrick reviewed every competing option with me and genuinely advised that the employee discount was the better fit for my situation--even though it meant he wouldn't get my business. That level of customer care is rare, and it speaks volumes about his character. Patrick was always available for a phone call, saved me a huge amount of time and money with his guidance, and went above and beyond to make sure I felt confident in my decision. If you want someone who puts your best interest first, I can't recommend Patrick and Exhale Lending enough. He's the real deal.

Patrick and the entire Exhale team were amazing to work with. They guided me through the process…read moreand made me feel as if I was their sole client. He simplified the information for me to follow along, as I was a first-time buyer. Throughout the process I felt informed and valued as a customer. Would highly recommend to anyone in the area. 5 stars.

We had the privilege of having our home mortgage financed through Primelending. Our financing…read morespecialist, Delphine Amrhein, was an absolute pleasure to work with. She found a specific loan product that fit our financial needs perfectly. She gave us many options. Delphine was courteous, easy to work with, and incredibly skilled at what she does. She helped us navigate through the many hurdles now required to obtain mortgage financing without having to worry about missing crucial dates, like our settlement. She constantly stayed in contact and is easily accessible. Just an absolute pleasure to work with. I am confident she can manage anyone's mortgage needs and recommend her highly. Thanks Delphine!

I was contacted randomly by this broker dealer in cloak of a Conrad Myers. This fictional person…read morehad all my personal information and was soliciting a " sale" over the internet via text and email. I never contacted this company and when I called the phone number this agent stated he had my information and would use it to secure a loan for me for my home as a refinance with a 7 percent rate and a new mortgage amount of 2400 a month. I am currently on a 2.9 percent rate locked a payment of 1195 a month. Who in their right mind would double the payment ? This is a scam and please be aware of these savage shark predatory lending scams. Conrad Myers I hope this is a teaching moment for you and your staff preying on consumers. I will fight you with every turn. The internet is a large town that talks. You should be outraged reading this. Do Not Recommend this business.

A terrible stressful experience. I will have to report to local BBB. Mr. Roman literally left me…read morehanging and I had to deal with an inept lender and appraisal team on my own even though Roman was getting updates. It was only when the process was getting really bad that he stepped in. In addition, he selected a lender for me that he had never worked with before, Roman did not know that they did not service 30 yr loans which is what I wanted nor did he fight for me to remove the escrow account. Consequently, my loan was sold immediately. Roman indicated that it would be no problem asking the new lender to remove the escrow account. The new lender has refused citing documentation it received from the initial lending company. Not only was Roman inept and uninformed, he was part of the over 3 month debacle that this loan process required. He did get the lender to reduce some fees and Roman did pay for some of my notary fees; however, overall I would give Roman a poor rating. Buyer beware. Roman came to me via a referral and turned out to be the worst loan experience. Costly, inept, uninformed. DO NOT USE!!!

Stephen Livesay took the time to explain the details of our loan offer, and even helped us compare…read moreit to other offers, apples to apples. He answered many questions and had lengthy calls to assist us in making the best decision for our family. In the end, our builder's preferred lender offered incentives that Stephen said were actually worth "real money" and not just a shell game, adding fees here and there to make the offer look more appealing. He advised us to accept their offer and lock in the rate before any chance of changes. When we expressed shock that he would be so forthcoming when it didn't benefit him, he simply said that doing right by us would bring us back to his company in the future if we ever need another loan. He was absolutely terrific. (He also caught a major mistake that a big name bank made in their initial loan estimate to us. The big-name bank admitted that Stephen was correct.)

Made the process of purchasing our first home very easy. We got approval quick and knew everything…read morewe were getting into. I've heard horror stories about the underwriting process, but ours was relatively easy. Were definitely pleased with their services.