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Waianae, HI

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Pacific Academy Accounting Services

4.8 (8 reviews)

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Pearl Hawaii Federal Credit Union - Thanks to everyone who came out to the #Waianae Parade... We had a blast! #Oahu #hawaii #waianaeparade #PearlHawaii #phfcu #upgradeyou

Pearl Hawaii Federal Credit Union

(10 reviews)

We were told by American Savings Bank that we needed an appointment to open an account so we left…read moreand decided to go to Pearl Hawaii FCU and we are so glad we did. We did not need an appointment and the employee Darchelle was so very helpful, kind, and very patient with us. She explained everything and had such a sweet spirit that made us feel so welcomed. So glad we went to PHFCU and will probably transfer our other accounts here.

Pearl Hawai'i Federal Credit Union is formerly known as West Oahu Community Credit Union and…read moreformerly located at the Waianae Mall. I have been to this location several times since it is within walking distance of my workplace. The credit union is in a building located next to a automotive repair shop. It is also across the street from one of the grocery stores in Waianae. The credit union is very clean and the tellers are all friendly. In fact I recognize one of the young female tellers since she was a child. Dang...I'm getting old. I normally come to this location to make a deposit to an account that belongs to a different credit union. That's pretty convenient since I don't have to travel outside of the Waianae area and go to Kapolei or Waikele. Save gas and save time...do the deposit then walk the short distance to work. Repeat visit to Pearl Hawaii Credit Union at least once or twice a month to do a deposit. Maybe I should open up an emergency funds account here in the future.

First Hawaiian Bank - 20 minutes and no budge to this line. Do better Waianae FHB!

First Hawaiian Bank

(16 reviews)

First Hawaiian Bank located between the United States Post Office and Tamura's Supermarket. This…read morebank is another alternative for the Waianae and Makaha residents to store their hard earned working money. I recently visited this bank location to pay my Hawaiian Telcom phone bill. Did you know it cost a fee of $1.00 to pay your phone bill at First Hawaiian Bank? Besides accepting payments for Hawaiian Telcom....First Hawaiian Bank was also one of the designated banks where I paid my Mililani Memorial Cemetery funeral plan. That was 15yrs ago when I made my monthly visits to First Hawaiian Bank and my funeral plan is now paid in full. When the bank had their CLIMBING RATE CD offer...that's when I was also storing my money. I liked the idea of having some money stored aside and sitting in the bank gaining interest. I think it was every quarter the interest rate would go a little bit higher (I could be wrong on this...LOL). The employees at First Hawaiian Bank are always friendly. Depending on what type of transaction a person is doing during the time of visit....the waiting time could be under 10 minutes. Waiting time could be longer if it's a transaction that needs bank managers consultations. Maybe one day I would open up a savings account here at the bank. I just need to remember to set aside some money for the day I do decide to open up a savings account.

Waianae First Hawaiian Branch has to be the worst and slowest branch I've been to. This bank is…read moreknown for only have 2 tellers at a time, 1 for the business and 1 for the regular and this is not only during the lunch hour this is all day long. This is very unfortunate for the community. Please FHB do better because this has been going on for months and multiple complaints from those in line would agree that this is ridiculous. We see workers just lounging in the bank hiding not putting their customers first. Corporate needs to do something because waiting 2 hours for a deposit or cashing your check is horrendous. If it could rate this establishment I'd give it 0 stars!

Pacific Academy Accounting Services - accountants - Updated October 2026

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