Personable: 0/5 Professional: 1/5…read moreConfusing quote that shifts numbers to look confusing to borrower: 5/5 Best rates in town: likely, but you PAY extra in fees what you gain in small rate. Felt like we were dealing with car salesman. Unfortunate. Do not expect the quote you get from Zillow or LendingTree to be what you get from this company.

I was considering a refinance to reduce my mortgage payment via elimination of mortgage insurance…read more I had been locked in at 4.25% interest on a 30 yr fixed FHA loan--not bad--but when interest rates dropped in mid-October (2014) I plugged the numbers into the zillow mortgage calculator to get some automatic bids, and K2 lending provided the most appealing offer at 3.875% on a 30 yr conventional loan with pretty low total costs (it ended up being something like $1700). I had to hope for a reasonable appraisal so that the loan-to-value was under 80%, and fortunately that is what happened. However, the agent we worked with at K2, Darren Snow, had a plan in place to reduce our payment regardless of whether the appraisal came in where we thought it would, or whether it came in lower. They do not promise to close the loan within 25 days but in my case they did--and my total payment actually came in lower than they had initially estimated. I was kind of a high maintenance customer because I had to close this refinance quickly. Darren and colleagues were professional while on a pretty tight schedule during a very busy time in which everybody and their sister was trying to refinance. In the end, K2 lending reduced my mortgage payment by a whopping $350/month. And because of their low fees, I will basically get back to even within two months--before I even actually make my first new mortgage payment--because I will save more money during the two skipped payments than I payed in fees. Pretty spectacular. Great company. So impressed!

Well, we got a home loan... that's where the positive ends and justification for one star, though…read morezero stars isn't an option. Being first time homebuyers, Catalyst Lending was recommended to us by an agent and everything that Julie Marquis and Steve Perez told us pointed to a fairly easy process. With 45 days to closing we came to count on a late afternoon phone call every two or three days with a request for additional documentation which always seemed as though it had been missed, an increase in the cash to close based on "new" calculations, or some other hoop that we had to jump through. For the last ten days prior to the closing we had to reach out to Steve or Julie for updates and consistently got conflicting information about what was actually happening, what was needed from us, and whether we were going to be able to close on time. They routinely blamed HUD, the builder, and the seller's agent for issues that should have been handled proactively and were instead left for the last minute. The kicker was the evening before our 9am closing Julie called to tell us that we needed to bring an additional $3k to closing. When we told her we didn't have that money she replied "we have your bank statements, we know you have it." At this point we told her she could communicate only with our agent moving forward. Our agent, in dealing with Julie, was told that Catalyst knew we had the money and if spending it to close meant we'd have to go without gas or groceries that she'd give us a King Soopers gift card. Yes, this was actually her suggestion. On top of this, when we did iron out the details of the additional cash to close, Catalyst was late to actually fund the loan and delayed our closing by almost two hours. The seller walked away only to have to come back and you can imagine the stress this created. If you're looking for a mortgage brokerage who employs hapless, insulting, and rude staff; will require you to manage a very complex process from start to finish; treats their customers as a commodity rather than human beings; and turn what should be a milestone into a nightmare you should definitely work with Catalyst Lending. For anyone who desires a different experience run as fast as you can in a another direction.

I had an incredible financing process with Catalyst and working specifically with Timothy Brannon…read more We were relocating and he made what could have been a really stressful situation, a relaxing positive and often extremely humorous experience! He is incredible efficient, very responsive and takes a gray deal of pride in finding the best situation for each client! He has made miracles happen twice for us and we love working with him! Thank you Tim!

The staff at FR Mortgage were very helpful, patient and knowledgeable!! Whenever I had a question…read moreabout the process as well as any thing they did/ requested; it was always answered and in a timely fashion. They were able to get me closed (even earlier than originally planned) and all went well. The process was smooth , just required a lot of documentation but with these transactions you get what you put in. Send requested docs / info on time ; communicate openly and honestly and all will be fine. I had some loan conditions before full approval and my processors Dana / Erin made sure I understood how to supply information/ as well as ensuring it was appropriate format for my lender. Broker Tim was also very personable and helpful! Thanks Front Range !!

Brian is a pleasure to work with. Easy to discuss his business…read more He knows his stuff!

Chris and Candy were FANTASTIC during the mortgage process. I started looking for a home just…read morebefore the shutdown and found my home in what became the most competitive market in Colorado history with multiple offers every time. My offer was picked over others because of the reputation of Chris and Cherry Creek -- they are THAT well regarded. The closing process was easy and they answered all my detailed questions quickly and simply. They were truly advocates during the process. 10 stars!

Chris Lien is by far the most amazing Mortgage Originator ever!…read more clien@ccmclending.com Direct: 303-488-0476 He is honest, organized, thoughtful, transparent and most important he follows through with what he says. I refinanced my house in October of 2018 with him and pulled money out of my equity this caused a slightly higher interest rate and so he said he would keep an eye on rates and call me when the time was right to lower my rate. Guess what, he called last month and just finished refinancing and lowering my rate and to top it off I didn't have to bring any money to the table either time. Highly recommend Chris Lien at Cherry Creek mortgage!

Michael help us with refinancing of our home and it was a walkt hrough the park. He was on top of…read morethings and found the company that was perfect for us. Whenever I had a question he would explain everything and made sure that we understood. If you want worry free refinancing call Michael and you.wont be disappointed.

There are not enough words to express how thankful I am to find Ease Lending & the Steller Lending…read moreteam. They truly know how to work magic in lending world, and I could not recommend them enough. Being a first time home buyer, this process definitely wasn't easy to figure out but this group completely changed my mind and made me so comfortable and knowledgeable throughout everything. Originally I was working with a different broker, who wasn't able to get me a loan because of HOA issues. This team came to my rescue and worked day and night to secure me a loan and get me into my dream starter home. Not only were they able to secure the loan, they did it in what seemed like record breaking speed and at a lower interest rate! They received my information on 6/29 and we closed on the home by 7/6. I was shocked and so grateful. They really took the time to listen to my situation, hear all my concerns, walked me through every step of the process to make sure I knew what was happening and was comfortable moving forward, and continued to stay in touch after the papers were signed. They gave me unbiased information so I could confidently make the best decisions, and were available anytime I had more questions. Even though I knew this was a smaller loan amount in the grand scheme of home buying, they never made me feel like I didn't matter or wasn't important to them. You could tell they knew what they were doing, and truly had the best interest of their clients in mind. I absolutely plan on working with this team again in the future, and would recommend to everyone I know to do the same!

Two years later, and thanks to a dip in interest rates, we decided to give Belinda Sawyer at…read moreMountain West a call to discuss refinancing. She knew us by name (like family) and was ready to get started. And again, we received TOP NOTCH service at every step. Belinda took our FHA loan, including the $15K payback for our down payment assistance, and rolled it into a conventional loan, all for a lower interest rate and with lower PMI. That means we're not only paying less monthly but we'll be able to get rid of PMI much, much sooner than with our FHA loan. Belinda even made sure we got the money we paid for the home appraisal back in our pocket at the close of the deal. She's all about your best interests and it shows! All in all...painless, seamless and I had nearly zero worries along the way because I knew I could trust Belinda and her team right from the start. If you're buying or refinancing, Mountain West and the incomparable Belinda Sawyer are the only call you need to make!

I'm so sick of this company selling my loan over and over and over to servicing companies owned by…read moremountain west financial only to lose my payment and call me threatening to report lates on my credit when they can't get organized. I have never been late or missed a payment EVER! Yet I have over 20 letters in the past 5 months stating how my loan has been sold and I need to pay this company. The next month it repeats and repeats......Can't wait to refinance away from this chop shop and find a better company who won't threaten you based on their mistake. I'm recording every call and maintaining every record so when they try to harass me again, I can have legal recourse. Find a company who will treat you well after they close your loan, Mountain West has failed at this for me BIG TIME!

Peter was a gem in helping me set up my mortgage for my first time home purchase…read more After a different mortgage company dropped the ball, Peter stepped in to make sure that everything was handled every step of the way. He was patient in walking me through the paperwork and explaining to me what every dollar was going towards. He personally handled my loan and never tried to pass me off to anyone else. Peter was great about keeping me informed of where we were in the process and what information was needed from me to get the loan approved. I would definitely use him again down the line and would recommend Peter to any of my friends who are purchasing their home.

I recently purchased a new home and want to share my experience with Megastar Financial and in…read moreparticular, Jonathan Kelly. I used to work with Jonathan and had worked with him to refinance a home I owned years ago and remembered the professionalism, the honesty, and the candidness of the transaction. His experience in mortgage lending truly makes him an asset to Megastar Financial. The Denver market is competitive. I worked with Jonathan to obtain pre-approval on a loan within my price range and to obtain a lender letter in order to ensure the seller knew I was qualified to buy the property, and to ensure the seller knew I was serious about buying the property. Once I found the home right for me, my real estate broker and I worked with Jonathan to make a competitive offer. During the close process, Jonathan helped me to lock into an insanely low interest rate (much better than I expected) for a 30 year fixed mortgage, and he worked on his end to communicate with my real estate agent, the underwriters, and the title company. I really appreciated Jonathan's advice, his frankness, and his continued communication and concern to ensure the whole process progressed as smooth as possible. Buying a home is a stressful process and Jonathan Kelly and Megastar Financial worked together as a team to ensure the transaction was as stress free and as good an experience as shopping for a new home should be.

Jonathan Kelly was a rock star. Always super organized, friendly, on the ball, and sent regular…read moreupdates to make sure our home buying/selling process went smoothly.