Chad is a stand up guy a family man and really cares about his clients, his clients become his…read morefriends. I trust Chad and he has done 3 loans for me and I also referred him to my clients and he has done loans for them too. He is worth it! 5 stars - A+ for Chad.

Chad is amazing. It's that simple. I'm a real estate broker and refer business to Chad on a regular…read morebasis. My father-in-law to-be is a real estate broker and has been in the industry for 30 years. I turned him on to Chad and Chad did superb work for him as well. Having a team player on your side is crucial. Chad helps guide you through transactions and offers sincere advice. He's also extremely responsive to calls, emails, and texts. His integrity is uncompromising. If I had children, I'd say that I'd trust Chad with them. You rock Chad!

I really recommend Dignified Home Loans in particular Claudia she was amazing. she went above and…read morebeyond to help me and my fiancé out thru this whole process she made it really easy to work with.

The very best mortgage processing experience I have experienced! Kim Lovetro handled a purchase…read moreloan for me with impeccable professionalism and ease. She went beyond expectations and found a mortgage for me that allowed me to buy my new home before selling my old home. She saved the day and made my dreams come true. She will work hard for her clients. I highly recommend Kim.

As first-time homebuyers, the idea of navigating the homebuying process was daunting. We found Roy,…read moreMaritza and Taran through a friend's recommendation. Roy and his team made the loan process seamless! They were quick to respond, answered all of our questions, and kept us updated the entire time. We are so appreciative of their hard work, guidance, and kindness. We couldn't have asked for a better team! Thank you so much!

All the team members were great! They were helpful, prompt, answered all my questions, and made…read moresure I understood everything. They also sent reminders on everything I needed! Roy took his time (after hours) to explain the process and helped when I was feeling lost. He definitely went out of his way to make sure I was taken care of! I recommend them 100%. They're super friendly!!

I was contacted by multiple representatives from Freedom Mortgage, including Ryan Forbeck, Eric…read moreTonia, Justin Kuo, Lucas Chestnut, and Michael Doncsecz, but none of them ever responded to my follow-up calls or emails. Their lack of responsiveness and communication is not only extremely unprofessional and strange but it was a crystal clear indication to take my business elsewhere. You were warned -- stay away from this scam company.

if I had a stack of Bibles, I'd stand up and swear on him, Freedom Mortgage is the worst Mortgage…read more You can get they do anything to procrastinate so that they don't have to pay you back. They're rude. They're obnoxious you never get just one person you get another one another one and they'll pretend that they don't know anything. Do not put yourself through this. I had to pay off my mortgage cause I could not stand how bad they treated us don't bother asking for a supervisor they'll just send you from one person to another person. I'm telling you from the bottom of my heart Freedom Mortgage is the worst if I had a choicebetween the devil and Freedom Mortgage I would talk to the devil they're that bad.

First, I have to say thank you to Lori for making this loan process an easy and great experience…read morebeing my fist time. I was referred to Lori by a family member and I am so happy I worked with her. From the first conversation I had over the phone with Lori I knew how knowledgeable she is and made me feel super comfortable. She was super honest with us and gave us different options on how we could move forward. She will tell you right off the bat the honest truth and won't give you the run around. Process was very easy and Lori was always available at any time of day to answer any of my questions. We are truly happy with her services but most of all her honesty, loyalty and hard work. I am looking forward to working with her again in the near future and will definitely vouch for her when referring her to our friends and family. I am a very happy client and this process just changed our lives for the best! Thank you again Lori!

As soon as she knew both our goals and current situation, Lori was very helpful to Adriana & I both…read moreconfirming steps we were planning as well as suggesting others we had not even considered. She stressed the concepts moving assets, timing, and looking at different types of lending institutions, which could go a long way in helping with DTI and qualifying for all types of loans. Steve in Oxnard

Alex and his team are one of the top resources for people looking into buying their first home…read more The differentiating factor that someone should consider VCCD as their first resource when considering pursuing the purchase of a home is their empathetic approach to your individual situation. He is extremely knowledgeable and does not beat around the bush to try to secure a lead. They don't work off referrals or make you feel that if they can't help you, that you are wasting his time. From the moment I explained to him our financial situation , he immediately crunched some numbers and offered what my options were based on my current financial situation. I highly recommend this team as they let you explain your situation without interrupting you and thus makes you feel that they are truly looking out to find the best way to go about in qualifying for your home ! Thank you Alex !

If I could rate this place a negative number I would. The quality of service was very poor. He took…read moreforever to get back to you, request documentation to then turn around and say he didn't need it, request documentation every month, extremely rude, and treat you like you're requesting a hand out. The lender Ricardo is very unprofessional and does not know what he is doing and will only waste your time. I had the same experience with his supervisor. I left there never wanting to buy ever!!!

We've gotten a home mortgage and a refinance here, and they are the best! Frank is so helpful and…read moreresponsive. All of the loan processors and assistants are so helpful. Emails are answered within minutes. The process is so easy. Their office is beautiful. Highly recommend!

Thank you for your exceptional expertise in helping me buy my second home. I appreciate your…read morewillingness to always be honest, professional and trustworthy. I am forever grateful to you, Frank, and your staff. The communication throughout the process was efficient and I appreciate you and your staffs availability to always answer my last minute questions.

My husband found David as he sold a house near ours. He read reviews and was comfortable choosing…read morehim. We have bought and sold many homes in our life and it turned out David was the best realtor we have ever used! He far exceeded my expectations, even more than the reviews. First he was very knowledgeable about the market but not pushy about anything. I felt respected as he was very calm and patient as he allowed us to decide on everything after giving us all the info we needed to consider. Second I really appreciated his communication. It was helpful, reassuring and timely! He gave us reassurance that he was " for us" the sellers and told us of all we needed to know. We were never left wondering if anything was happening! I felt he was a good negotiator for us too. I don't think we've ever had an escrow go so smoothly. I highly recommend David to anyone looking for an amazing realtor.

We bought our first home with Dave in 1992 and never gave a second thought that we wanted to work…read morewith him again when we sold that same home in 2023! Yes, he's that wonderful to work with! Dave was reliable, supportive and meticulous in moving us through every step of the complex process of both buying a home and selling a home. I wouldn't have even thought of moving forward with a different realtor. He provides top service and is with you every step of the way!

started a Heloc application. received an offer and decided to proceed. Uploaded all required…read morepaperwork on the app. The app indicated that an appraisal had been ordered. Waited two weeks and nothing. Tried to contact the person I was working with via email and phone, left numerous messages and nothing. Tried to contact the main to see what was going on and got a recording telling me that they couldnt answers right now. so I wrote them off and proceeded with another compan. A week later I was contacted by an underwriter requesting another documen. I told her what had happened and she seemed pretty upset and apologized. they got back to me two days later with an offer that was totally different than the first offer. I told them no thanks

What can we say about Synergy is that we wouldn't use them again if they paid us!…read moreThey are rude, incompetent and nothing is ever their fault. The mistakes that were made were overwhelming. When we reported the errors and lack of courtesy to corporate we received a standard ridiculous letter. Please save your mental health and stay as far away as them as possible.