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    Emerald Funding

    5.0 (1 review)
    Closed 9:00 am - 5:00 pm

    Services - Emerald Funding

    Mortgage services

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    9 years ago

    Excellent Lender. We've used this company 3 times and everything runs smoothly and closes on time every single time.

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    Michael Quinn - American Pacific Mortgage - Michael and Janette.

    Michael Quinn - American Pacific Mortgage

    (22 reviews)

    It is simply hard to find the words that do justice to this incredible team…read more Michael Quinn and his amazing team were referred to me by my realtor, Stacey Havener. The story is that Michael and team came late into the game, as I was already working with Wells Fargo mortgage, and the house was on escrow, but about two weeks deep into the process, I got notice from Wells Fargo saying they were not going to be able to help with the loan. I was very frustrated as the loan officer did not communicate properly, and created delays and chaos. The story is that I was out of town on a short vacation when I got the call, and I know I had to act quick or risk losing the house to another buyer, so I called my realtor, and she said: "Damian, I got the right guy for the job. Let me call Michael Quinn so he can help you with this". At the time I was driving, and it was a Friday evening, so I thought maybe I was going to get a call on Monday, but that was not the case. Michael called me within 10 minutes!! He was friendly, personable, professional and caring. That same night I received an email with instructions to upload information, so the process got started. Michael and his team worked hand on hand with my realtor and escrow company, and processed everything electronically, which was so fast, convenient and efficient, so and in a matter of a little over 3 weeks, I was a home owner!! I always heard about the nightmare the home purchasing process is, so I was tense and concerned, but you guys made it so smooth and easy... Michael, Jessica, Stephanie, and Lexy, you ROCK!! I am very thankful and honored to have worked with you guys, and I am blown away by your performance. Thank you, thank you, thank you, and all the best to you!!

    I bought my first house and also got a HELOC loan with Michael and his teams' assistance. They are…read morekind, supportive and understanding. Add the word patient to that list as well! I knew nothing about the process and they gently walked me through this overwhelming process. Highly recommend!

    Therese Hartmann, C2 Financial Corporation

    Therese Hartmann, C2 Financial Corporation

    (2 reviews)

    Therese really cares and listens to understand your situation before suggesting the right path…read more She knows her stuff, I recommend Therese for your next refinance!

    It can be hard enough to buy a home in another city, but when you add on needing to time everything…read morejust so to buy your dream house in your dream city, having a terrific mortgage broker on your team is essential. Therese Hartmann is my idea of the perfect mortgage broker. She is incredibly knowledgeable; prepares you well in advance for what you will need to provide so you are not running around last minute trying to collect things; and she is very available to answer calls, texts or emails. When the sale of my home seemed to be taking a different turn, Therese assured me that we could still get the financing I would need to close. Because, again, we are talking my dream home, dream city, so I was very focused on making sure it happened. I also wanted to keep my promise to the sellers that I could close on my deal with them. They had extended me some contingency in terms of timing to sell my home; and I wanted to make sure I could perform. You can probably imagine how much stress I was feeling, but, again, due to Therese and my terrific real estate broker (that review to come separately), I was able to manage all of it and, today, I closed on my dream home. I cannot say enough good things about Therese Hartmann. She is definitely worth giving a call and seeing how she can help you with your loan or refinancing. She is top notch!!

    Bill Rayman

    Bill Rayman

    (86 reviews)

    Sawtelle

    Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

    He wrote a paragraph as comment to my review that his senior executive called me and explained to…read moreme. Yes, he does. He apologized for what Bill and his assistant did!!! Again, I always appreciate transparency and being honest in every bussiness and every stage. If you are a person like me, I advice you to avoid them.

    Emerald Funding - mortgagelenders - Updated May 2026

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