Marty and his team are a great combination to help you through all of your financial services. We…read morehave used them three times and every time Marty has been honest and forthcoming about the process and outcome of all of our selections. Even through the pandemic, Marty and his team managed to help us refinance at a great rate and saved us tons of money per month on our mortgage. I would recommend CMS to anyone looking for financial services in the VC. I am looking forward to using them again very soon. Thanks Marty and Team!

Marty's group was fantastic and unlike any other dry, stick in the mud, company I have had to use…read morein the past. It was no muss, no fuss, I never felt like I should feel sorry for myself because we needed money when the market changed and we needed funds in addition to what we We're getting from our the Sale of our house. We got our money right away! Thank you Marty!

100% Greg at America Pacific Mortgage is outstanding. He's knowledgeable, responsive, and truly…read morecommitted to helping his clients succeed. The entire process was smooth and stress-free thanks to his expertise. Highly recommend him !!!!

I've done 3 different major financings with Greg now, my first home purchase, my refinance and now…read moremy second home purchase. Greg has been incredible to work with across all these transactions. He is masterful in being efficient yet making sure I've got enough understanding through the process. Through each of our transactions he went above and beyond to make sure things went through without a hitch.

My husband and I just completed a loan process with Heritage Financial and couldn't be more…read moreimpressed with the service we experienced!! Emily and Tennay are astute, accomodating, efficient and phenomenal communicators. They went to great lengths to find the most competitive rates and understood when we opted to delay for a week or so in hopes that the volatile rates would swing in our direction. We've closed, we're delighted and we're appreciative!! When rates drop again, we'll be calling them again!

Called us back once then they disappeared and we never heard from them again, if you want to be…read moreghosted you'll be pleased but if you actually need a loan I'd go elsewhere FAST.

This being our first time buying a home, My wife and I did not have much knowledge on how the…read moreMortgage Loan process works. That is when Keith Renno and his wonderful team at Wintrust Mortgage came to our rescue. They explained to us in the detail the steps and what we had to do to get approved for a loan. They kept in touch with us throughout the process and made it made our experience smooth as wine. We will definitely be returning customers and will recommend your service to all our friends and family. Thank you for making this experience a memorable one Keith!

Great and easy to work with even on weekends. No lack of communication. The process went smoothly…read more We cosigned for our son and his wife for their 1st home.

It is simply hard to find the words that do justice to this incredible team…read more Michael Quinn and his amazing team were referred to me by my realtor, Stacey Havener. The story is that Michael and team came late into the game, as I was already working with Wells Fargo mortgage, and the house was on escrow, but about two weeks deep into the process, I got notice from Wells Fargo saying they were not going to be able to help with the loan. I was very frustrated as the loan officer did not communicate properly, and created delays and chaos. The story is that I was out of town on a short vacation when I got the call, and I know I had to act quick or risk losing the house to another buyer, so I called my realtor, and she said: "Damian, I got the right guy for the job. Let me call Michael Quinn so he can help you with this". At the time I was driving, and it was a Friday evening, so I thought maybe I was going to get a call on Monday, but that was not the case. Michael called me within 10 minutes!! He was friendly, personable, professional and caring. That same night I received an email with instructions to upload information, so the process got started. Michael and his team worked hand on hand with my realtor and escrow company, and processed everything electronically, which was so fast, convenient and efficient, so and in a matter of a little over 3 weeks, I was a home owner!! I always heard about the nightmare the home purchasing process is, so I was tense and concerned, but you guys made it so smooth and easy... Michael, Jessica, Stephanie, and Lexy, you ROCK!! I am very thankful and honored to have worked with you guys, and I am blown away by your performance. Thank you, thank you, thank you, and all the best to you!!

I bought my first house and also got a HELOC loan with Michael and his teams' assistance. They are…read morekind, supportive and understanding. Add the word patient to that list as well! I knew nothing about the process and they gently walked me through this overwhelming process. Highly recommend!

Therese really cares and listens to understand your situation before suggesting the right path…read more She knows her stuff, I recommend Therese for your next refinance!

It can be hard enough to buy a home in another city, but when you add on needing to time everything…read morejust so to buy your dream house in your dream city, having a terrific mortgage broker on your team is essential. Therese Hartmann is my idea of the perfect mortgage broker. She is incredibly knowledgeable; prepares you well in advance for what you will need to provide so you are not running around last minute trying to collect things; and she is very available to answer calls, texts or emails. When the sale of my home seemed to be taking a different turn, Therese assured me that we could still get the financing I would need to close. Because, again, we are talking my dream home, dream city, so I was very focused on making sure it happened. I also wanted to keep my promise to the sellers that I could close on my deal with them. They had extended me some contingency in terms of timing to sell my home; and I wanted to make sure I could perform. You can probably imagine how much stress I was feeling, but, again, due to Therese and my terrific real estate broker (that review to come separately), I was able to manage all of it and, today, I closed on my dream home. I cannot say enough good things about Therese Hartmann. She is definitely worth giving a call and seeing how she can help you with your loan or refinancing. She is top notch!!

AMAZING AND SMOOTH PROCESS....Special thanks to Larry Reyes and his team for helping me get through…read morethis roller coaster off a process! I am thankful for all their help and knowledge and getting me into my dream condo! I definitely recommend them for your next home purchase! Very helpful and knowledgeable got me in at a great rate!

We paid our account off about a month ago. We were told this company did not receive the pay off…read morecheck for FULL amount due. We sent a second check to pay the account off. One of the checks should have been return but NO it was not, only PART of the money was returned to our bank account. I would NOT recommend this terrible company to anyone! If I could give a "0", I would have.

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

He wrote a paragraph as comment to my review that his senior executive called me and explained to…read moreme. Yes, he does. He apologized for what Bill and his assistant did!!! Again, I always appreciate transparency and being honest in every bussiness and every stage. If you are a person like me, I advice you to avoid them.

We have recommended Paul to several of our home buyers over the years and everyone has loved him…read moreand the service he provides. He is informative and very communicative. Many of our clients have been first time homebuyers and he has an amazing way of walking them thru the loan process. He always keeps us (the agents) in the loop every step of the way. When helping our clients purchase a home, it's very important who is on the "team". We hope to have Paul on our team with all of our future buyers as well. Thank you Paul!

Paul was recommended to me by a friend which is odd because usually people recommend realtors not…read moremortgage brokers. But we soon understood why. We worked with Paul to purchase our first home. We had a million questions and he went above and beyond to answer every single one of them. He is incredibly knowledgeable, extremely pleasant, hard working, and has impeccable attention to detail! Communication was never an issue working with Paul even when he had a family emergency the same week of our close date. He is more than a mortgage broker, he is an incredible guide during a the very stressful event of buying a home. We are extremely grateful we used Paul as our mortgage broker and we would recommend him to anyone financing a home!