I feel completely confidant working with Chad. My sister referred me to Chad and he has handled two…read moremortgages. He's trustworthy, honest, prompt and I never felt uneasy at any time working with Chad. And that says a lot because I am a skeptic. I never felt like I made the wrong decision to work with him. I was always at ease. He's professional and very knowledgeable in his field. Chad is a humanitarian. That is important to me. I would do business with Chad again. As a matter of fact, I wouldn't do business with anyone else! You have to know not only in your mind but in your heart that you can trust someone to the fullest. I completely trust Chad. 5 stars! I would give 10 stars if I could. Thank you Chad, and thank you to your staff for pleasurable business transactions and explaining everything in detail.

Chad gives great service.. Educates you as to the process, spends time with you without pressuring…read moreto close a deal, and is always concerned with your best interests. Would use and recommend Chad any day.

Over the years, we have worked with Brian on multiple home mortgages. His expertise saved us a lot…read moreof money and helped us get the loans we needed to eventually buy our dream home. He went way beyond our expectations for service and helpfulness throughout the process. He continues to provide excellent counsel as we have investigated refinancing our mortgage and buying a second home. As others have also said, I cannot recommend him highly enough.

Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Purchasing my first home in Washington, DC was truly a journey, but one that was absolutely worth…read moreit thanks to David Toaff, his team at First Home Mortgage, and my realtor Terinee Bonds. I was originally introduced to David through Emily Atwood back in May 2019. After a minor setback, I was reconnected with him by Mr. Bill Milko in June 2022, and from that point forward the process officially began. From June 29, 2022 to December 11, 2022, this six-month journey taught me patience, discipline, and the importance of having the right people in your corner. At first, I found a condo in Northwest DC that I absolutely loved. The price was around $220,000, which was amazing for DC, but unfortunately FHA would not approve it because the HOA reserves did not meet the required percentage threshold. While it was disappointing at the time, everything happens for a reason because I later found another property for $325,000 that turned out to be the right fit for me. I was also approved for the DC HPAP First-Time Homebuyer Program along with DC Open Doors, which were both incredibly helpful programs for low-to-middle income homebuyers. I highly recommend anyone looking to purchase in DC to explore those opportunities. There were definitely bumps along the way. In August, I had to resolve my 2021 tax bill, which became part of the process. Throughout everything, David remained patient, professional, knowledgeable, and personable. He genuinely cared and always kept my best interest at heart. He also stayed on me about my spending habits, especially my DoorDash spending, making sure I stayed financially on track to successfully close. David also made sure everything was taken care of through his amazing team, Josh and Danielle. They consistently checked in with me through calls and emails at least three times a week, making sure I understood every step of the process. That level of communication and support made a huge difference because buying a home can feel overwhelming, especially as a first-time buyer. They truly walked me through the process from beginning to end and helped make things much less stressful than they could have been. What really stood out to me about David was his personality. He is truly a people person and just an overall down-to-earth guy who genuinely believes in helping people achieve homeownership. You can tell this is more than just business for him. He wants to see people succeed and become homeowners, especially those who may not think it's possible for them. That kind of authenticity matters during a major life decision like buying a home. Terinee Bonds, who I originally met through Redfin in 2019 and who is now with Keller Williams, was equally amazing. She consistently checked in, advocated for me, and helped guide me through every obstacle that came up along the way. Like David, she was personable, caring, patient, and truly invested in helping me succeed throughout the process. In the end, I only had to bring about $3,250 to closing, and I also received seller credits, which made a huge difference. I am beyond grateful for David, Josh, Danielle, and Terinee. I highly recommend First Home Mortgage and Terinee Bonds to anyone looking to purchase a home, especially first-time homebuyers navigating the DC market. Their professionalism, honesty, communication, patience, and dedication truly made this dream possible. He will really work for his clients and it's worth it. Trust his word he is extremely knowledgeable. 10/10 overall!!!

David was instrumental in finding me an amazing program for my home purchase…read more I wanted to buy a fixer-upper, but a renovation loan wasn't ideal for me, as my friends and I planned on renovating the home ourselves. The properties I was interested in wouldn't pass a conventional appraisal, so David got me approved in advance for a specialty product of his known as Golden Ticket. We were able to buy a true fixer-upper since this program didn't require an appraisal and this allowed me to put a no-contingency offer in, allowing me to beat 2 cash offers with only 10% down! David assured the listing agent we could close in under 2 weeks, similar to a cash offer, and delivered on the promise. I can't recommend David and his team more. You will hear in his voice how sincere he is and his knowledge of mortgage products, strategies for a strong offer and reputation in the DMV market were invaluable.

I can't speak for this whole company, but I want to highly recommend working with Kathleen Lauman…read more She is patient, knowledgeable, and communicative and I feel so grateful to have worked with her. I just closed on my very first house, and thus needed a bit of hand-holding to get through the process. My sister does non-profit law and used to sue banks for illegal foreclosure practices, so I was a bit wary of using a mortgage broker or a bigger bank. I assumed I would work with my credit union for the loan. Still, I've read about how important it is to receive quotes from a few lenders before committing, so upon my realtor's suggestion, I included Kathleen in the list of quotes I sought out. After speaking with a few lenders, it was clear that Kathleen was head and shoulders above the others. She patiently and kindly walked me through her entire quote, breaking down and explaining all the closing costs and fees to me. She never once pressured me to work with her (something some other lenders did after spending the time to give me quotes). If I had a question, she was easy to get in touch with, even during evenings or weekends. And I certainly had a lot of questions! This was the biggest reason I went with Kathleen over the credit union--I couldn't ask questions of the credit union unless it was between 9 and 4 M-F. Plus the lender there just didn't seem nearly as knowledgeable/organized as Kathleen. I know this company will probably sell our mortgage in a month or two and we'll be dealing with some place other than PRMI, but working with Kathleen through the purchase and closing was SUCH a pleasure. Everything went so smoothly!!!

Our home buying process was very up and down over a 3 month process. The one consistent thing we…read morealways had was Greg Carol at PRMI. He was always available, quick with responses and dependable. Between him and Rendell, we were always in the loop. I so appreciated to constant contact throughout the process. Can't recommend them enough!

As a 1st time home owner I was referred to Maryland Mutual. I had never purchased a home before…read morethis and honestly didn't know what to expect other than the nightmares that everyone makes the mortgage process to be like very stressful. YES! It can be stressful as I witnessed it 1st hand going thru my home purchased but I can say that I was very very fortunate to have David & The M.M. Dream Team in my mortgage processing corner!!! Mr. David Helper and his team are amazing!!! My process went very well & he is so very knowledgeable and has a vast range of experience in the Mortgage processing business and I found all this out just by interacting with him quite frequently throughout the entire home buying experience from start to finish I felt like he was in my corner and working to do all of what he could so that my numbers JIVED correctly & as well as kept me informed of all things little and small. David and his team did a superb job and always keeping me in the loop no matter how big or small the detail was. There was no surprises, I was kept informed and briefed on how all things would happened before they even happened & I felt like I had a team/support system behind me thru the entire process!!! My family and I are so grateful to David & the Maryland Mutual Mortgage team!!! Truly amazing and we love our new home! Thank you David & Maryland Mutual Mortgage!

I worked with Corey Anderson and his team securing a mortgage for a new home and I couldn't be more…read moresatisfied!! Everything went smoothly and the team made sure that I understood the process and knew what was needed from my side of the process. I definitely recommend Corey and his team! BTW- the costs were the best I found and everything closed right on time!

I had originally consulted the services of a large bank's private loan department and when I wasn't…read moregetting responses, or any education or insight, I turned to my real estate broker who referred me to Lonnie Cooper and the Rate Kings Mortgage. Not only were they exceptionally friendly and helpful but also provided clarity and insight along every step of the way. For a first time home buyer, the mortgage process couldn't have been more intimidating but with the help from Lonnie, Angela and their team, it really couldn't have been easier. Not only did we lock in an excellent rate (initially) when rates happened to fall a little between the time we locked in our rate and closing, we were able to lock in at a lower rate, taking advantage of the current rates.. Every phone call or email was answered promptly and completely and not once throughout the closing process was I ever nervous that something would come up that wouldn't be able to be handled quickly and easily with Lonnie, Angela and the rest of the team. All of their initial estimates were right on the money and every dollar needed was outlined so that there were no surprises when we went to close. Since closing, I have gone out of my way to let anybody I know who is in the process of buying a home, to give the Rate Kings Mortgage a call knowing that they would be taken care of, the same way that I was.

Working with Lonnie and his team at Rate Kings was a great experience. They were very clear and…read morecommunicative regarding the mortgage process, which was a huge help for us as first time home buyers. Lonnie went above and beyond to answer our questions and make sure we felt secure in the process. Will definitely be using him again!

The homebuying process as a first time buyer was difficult for me for a number of reasons - my…read moreagent was awful and completely unhelpful, I bought during the summer months so houses were flying off the market within days, and I was constantly disappointed by the houses I toured. Everything turned around for me once I started working with Bob (Robert) and Jessica. I called them at all hours of the day with a million and one questions and they were not only responsive, but also patiently explained every little detail that I was confused about (which was a lot). Bob came up with several different loan scenarios for me, all of which included every incentive program that I qualified for. After speaking with a number of different lenders and real estate agents, I realized that things like city-specific financial incentives are not common knowledge, even among experts in the trade. Bob knows his stuff and ended up saving me a LOT of money. He even called me once to say, "Great news - I just found a way to save you $1,500." Need I say more? I was also extremely grateful for Jessica, Bob's assistant. One time, Bob was in a meeting and normally, that's usually a sign to the client that they'll have to wait for a call back, but Jessica was so knowledgeable about my files and current situation, that she was able to help me with all that I needed herself. Bob also called to follow up after his meeting. Double win. I never even had to step foot in their office. I usually never write online reviews, but I really cannot say enough about Bob and Jessica at First Home Mortgage. If you couldn't already tell, I highly recommend!

I'm so grateful that I was able to work with Bob and his team as my lender for my home loan. They…read morewere true partners who worked to educate me and hold My hand through the home purchasing process. I highly recommend this team.

West Bart sure knows his stuff!!! We were looking for an uncommon type of mortgage with some…read moreconstruction/renovation cost included and he made it happen!! It was not an easy process, but he made it easy and helped to keep us calm, as we were planning a wedding, raising three young kids, and moving all in the same month!!! As rates are going down, I would recommend West for all your mortgage needs (purchase, refi, uncommon loans).

I cannot say enough good things about our experience with West Bart and his team at Affordable Home…read moreMortgage. We were in an unusual starting position, but West handled our situation with on-point knowledge, excellent advice, and a refreshing and consistent level of stellar customer service, as well as a hefty amount of patience. He truly held our hand through this buying experience (my first), and was always up front with what to expect and how things would work out, while also keeping a vigilant eye on market conditions and potential impacts to the interest rates at the time, as well. Despite being a busy broker, we were not once ever treated as though we weren't his most important client, and truly felt he was personally invested in our home purchase and buying experience. West Bart is very good at what he does, and if you're considering the differences between a regular bank and a Mortgage Broker, I urge you to choose Broker and call West. He is patient, takes the time to truly make sure you're comfortable and educated throughout the entire process, and helped make our dreams of home ownership a reality. He even recommended an insurance agent that helped us save a tremendous amount of money, as well!

Tonielle Pickard from Federal Hill Mortgage is amazing. We had a Lender that dropped the ball…read more Federal Hill Mortgage took the loan and closed it in 10 days. Excellent quality of communication was provided throughout the transaction which definitely adds value to the deal making the client very happy. They save my client $80,000 and earnest money deposit that he could've lost. Definitely referring business to Federal Hill Mortgage Thank you Federal Hill !! Azar Abbasi Sampson Properties

I would give 100 stars if I could! Federal Hill Mortgage is the most promising, reliable, and…read morecredible lender out there. Working with Tamm and her loan officers made this entire process easier than grocery shopping. I am an individual who requires much communication and many updates, and was never left in the dark. It was nice to know someone was taking such careful care and looking closely into all details of my file to know what I was referring to whenever I had a question. 10/10 recommend.