I was referred to them in 2013 by a debt consolidation lender that wasn't able to help me to borrower to pay off my debt. It was $45K at the time consisting of hard $$ high interest unsecured loans. I was totally screwed till they referred me to this company. Since that time I've successfully paid off 2 of my debts with them in 12 months or less, others I've settled myself because it wasn't worth paying the fees or higher monthly payments on debts below $2K. I'm currently using them to payoff a company where the debt was $14K that'll be paid off in Feb. 2021. I have 3 more to go but only 2 they can handle so I'll have to work with the 3rd myself which is fine. All said I'm down to $26K to work out.
I did it on a few others that were below $2K & paid them off successfully. I got myself into a lot of trouble financially but this company really helped me to pay it off & be free of the debts. They gave me hope, negotiate settlements with my creditors & make monthly agreed upon payments to them. NO other debt consolidation company does that! They take your $$ monthly, don't contact you, tell you that you have to have 35%+ of the debt amount in a savings with them, before they can negotiate it, if it's not charged off count on the creditor coming after you legally until it is or you file bankruptcy! Those companies don't tell you that, they also don't tell you that the creditor has the legal right to continue to pursue you until the debt is charged off. Not all creditors will work with debt settlement companies so be aware of that.
I recommend calling this company first to weigh options before you call those other companies to be discouraged. They will treat you like garbage where as this company will not. I've had my differences with them over the years but it was basically understanding the process. They've always been nice & respectful, far cry from the attitudes presented by the other debt consolidation companies. They didn't have any reviews out there so I wanted to give them one. They work hard & do everything they can to help. I think I only had 1 creditor that refused to work with them, that was used to what the "others" do & demanded something unrealistic. The rest have been tough but this company was tougher! MyPayDay, it may not seem like it but I do appreciate everything you do & have done for me. You've gotten me through a really harsh, bad time in my life & I actually see light at the end of the tunnel. I went from having almost 10 hard $$ lenders down to just 3 left! Keep up the great work & we still have 2 more accounts to go & I'll finally be free of debts!
I got myself into this mess & you've helped me to get out of it NEVER to return to that again! I learned the hard way at the sacrifice of my credit for sure. Once the last 2 are paid, my credit may actually recover. One can only hope. Thank you MyPayDay! And YES I highly recommend them. I don't think you'll be sorry at all. They at least explain things whereas those other crooks do not! Call the best before you go to the rest! read more