I've lived in Mountain House for over a decade. It's located in an unincorporated area of San…read moreJoaquin County, just over the eastern border of Alameda County. Everyone has had a different experience, but from where I stand, Mountain House is good as it gets!
Why would I say good as it gets? Isn't the commute terrible? There aren't any stores! Your property taxes are high! So it must suck! The answer to all three statements is yes yes yes. But this isn't the fault of Mountain House. Through all the negative press about this being the most underwater town in the country, Mountain House has been an innocent victim. Let me explain.
The developer Tri-Mark and retirement fund CALPers are the major landowners and developers in Mountain House. They made a financial investment in this unincorporated city. "Unincorporated" means everything needs to be approved by San Joaquin County. Anything through a County, and not through a City with a mayor, takes longer to approve. LAFCO. Board of Supervisors. In other words, politics. Tri-Mark and CALPers look at this area strictly as a financial investment. Long term holds on land takes patience. And they are being patient in developing commercial property. As a wise poet once said, "Money rules the world around me dolla dolla bill y'all."
So to build this area, there was a lot of surveying and planning done in the 1990's. The first homes were built in 2003. Builders bought land from Trimark and CALPers and created subdivision maps and heavy buildout of homes occurred since 2003. And yes people walked away from their homes during the 2008-2013 economic crisis. But this was not isolated to Mountain House. Tracy, Brentwood, Stockton, Lathrop, Manteca, Antioch and many East Bay and Central Valley towns were knee deep in foreclosures. Mountain House is only one of these towns. To call Mountain House the most beautiful underwater city does not tell the full story. This was happening regionally!
The commute up and down the Altamont Pass and through Livermore is getting worse. Why? Probably because more people are moving to the Central Valley! Not only Mountain House, but to Tracy, Lathrop, Manteca and Ripon. Can't blame this solely on Mountain House. Commuting is a reality for anyone living here and working in the Bay Area. Silver lining is Mountain House is the first town off the freeway. Yes, even closer than Tracy!
And yes the Wicklund Market is the only retail in town. But that's not fair. Tracy is so close! For those in Alameda, Union City, Brentwood. how long does it take you to run errands? I know it takes longer or the same amount of time as us Mountain House residents!
Are property taxes high here? Yes. But put this in perspective. Everything is new. Streets. Gutters. Lamp posts. Street signs. And yes schools! The Mountain House schools are vibrant with activity. Enrollment is increasing and youth and parents alike are heavily involved in school activities. Good or bad? I say good. Healthy parent involvement helps the schools maintain a high quality educational system. My property tax bill is about 1.8% of my assessed value. Yikes to some, but that's part of living in a new community. Loans were taken out and bonds issued to provide the "new ness", so homeowners pay high property taxes, for better or worse.
But surprise! Since 2013, Mountain House has recovered from the economic crisis. Today in June 2016, more families are moving in at a higher rate than those leaving. Yes people are leaving, selling their homes and moving to Tracy, River Islands and Brentwood. But more people are moving into Mountain House! How do I know? Enrollment at all the schools are increasing! New families are upset their kids can't go to the school of their choice. This means more people are buying homes here. This means Mountain House is growing. I just hope people bought these homes within their budget.
So why 5 stars when to the casual observer it's like I'm justifying every reason the perceived negatives aren't so bad? Well, every town has its political issues. Berkeley. Piedmont. Oakland. Stockton. Alameda. Mountain House is typical of every California city!
For me, the schools are the backbone of Mountain House. It feels like a small town, which I loooove. Everyone knows or knows of everyone in this town. We feel our family is safe. People look out for each other here. For those from the Midwest, Mountain House has the small town, Midwestern pride one feel when a town struggles through adversity. The town is 40 minutes away from everything. Far enough from the Bay Area madness, but not too far away for a day trip. Home values have stabilized higher than Tracy and the rest of the Central Valley, but not as ludicrous as the Tri-Valley (Livermore, Dublin, Pleasanton).
Once you drive and walk through Mountain House, it really doesn't get any better than this. Really. You just have to know what you are walking into. It's not perfect, but it's a California town worth 5 stars.