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Marysville, WA

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Updated 1 month ago

Services - Moneytree

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1 year ago

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3 years ago

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5 years ago

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10 years ago

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Thanks so much for your positive review, Lea!

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9 years ago

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Ask the Community - Moneytree

Reliable Credit Association

Reliable Credit Association

(42 reviews)

They ended up being the ones to approve me for a new car loan despite my horrid credit history back…read morethen, so the 29.99% interest was understandable. When I first signed up for the loan and before they finalized the contract, they went over my contract with me to make sure everything that was on the contract was what I agreed to. They caught a gap insurance, and extended warranty that was added on by Bayside Auto Sales in Everett without my consent. My fault for not reading the contract over before I signed it. But they instructed me to get it removed from the dealership. They saved me about $60 a month on my car payments. For the past 2 years now, I've had zero issues making my payment every month, and have had zero problems with this company.

ONE STAR IS TOO GENEROUS…read more STAY AWAY. STAY FAR FAR AWAY from this company. The irony here is that they're called 'Reliable' when they're anything but. A while ago I financed through this company. Let me tell you the various and unbelievable things they did. On one occasion, unbeknownst to me, they waited an entire month to cash the check for my car payment. So when the next payment rolled around, they took out both payments at the same time. That was to my fiscal detriment as I thought my money was counted for at the time and wouldn't you know it, a check bounced. After that I only paid with money orders. Thought that solved the problem but nope. They called me the next month to tell me my check bounced again. When I informed them I paid with a money order, they hung up. Eventually I moved out of state and informed when afterwards. They said it was a violation of the terms and my car would be repossessed if I didn't pay it off. Luckily I had the remains $3500 balance and sent a cashiers check in that amount. My intuition told me to send it verified mail so someone would have to sign for it. After a few days I checked my mailing reference number to see if the check had been received. Unfortunately I kept getting errors so I called Reliable and was told that it was never received. They informed me that I would have to continue making payments on the vehicle until I can get another check for the balance. That didn't make sense. You wouldn't allow me to make payments because I moved out of state but now I can make additional payments until check for my balance shows up? After a very stressful week of checking my reference number for delivery of the check and talking to various employees at Reliable who had the same story (check never delivered) I finally had a stroke of luck. Turns out I was entering the wrong reference number and the check had been delivered and signed for a week prior. They had the check the whole time. After relaying this information to an employee I was told someone would call me back. Someone called me that evening and said, I kid you not "We found your check in the trash can earlier today." So you mean to tell me someone threw a check for $3500 in the trash and it sat there for a week? Your garbage sits in the office for a week at a time eh? To make things worse they never even reported to the credit bureaus that I paid the car off! I filed a complaint with BBB and they responded basically calling me a liar. Fortunately I have good credit now but even if I didn't, I'd rather throat a cactus than deal with Unreliable Credit ever again.

Moneytree - paydayloans - Updated October 2026

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