Well, where to begin?? How about NEVER do business with this lady or any one of her minions, they will just rip you off. Here is why: after purchasing a new (used) car I was told by the finance manager that she could get me a good deal on car insurance. So I bit, got the quote and it was LOW. This should have been my first red flag as Molly was $1000+ per year cheaper. How can this be? Well the coverage you are offered is sub par to say the least and then there is non-communication. You can email or call but they will not explain the policy they have sold you, period, won't happen. They will not get your information correct and will have a shit apology for you if you ever complain about something. I complained about almost everything besides the rate, which I then began to complain about when I found the sub par (not equal or less than is needed) coverage. When asked why and to have the issue fixed I was met with NO RESPONSE UNTIL THEY WERE CLOSED. So if I had a further issue it would not even be looked at until the following day making a 1 hour process turn into 6 days!!!!!! 6 god forsaken horrible sleepless days!!!!! After requesting a refund at the end of the 4th day of BS I gave her ONE more chance to make good (this is her THIRD chance to make good BTW) and she could not. After again requesting a refund was told that I would be charged 10% of the premium because I canceled the policy before the 6 month end date!!!! FOR THEM SCREWING EVERYTHING UP AND GETTING NOTHING RIGHT, I AM BEING CHARGED 10% OF THE PREMIUM!!!!! BBB is getting a letter tomorrow along with the California Department of Insurance! UNDER NO, AND I MEAN NO CIRCUMSTANCES SHOULD YOU DO BUSINESS WITH THIS COMPANY OR THIS LADY, YOU WILL GET SCREWED. read more