Bob is great. All I can say is, he will make it happen no matter what the situation is.read more

Bob has continued to harass our family after we've asked him not to contact us. When he left NAF…read moreand went to another outfit, he took our information and started spamming us from the new organization. Now that he is back at NAF, he has started doing the same thing again. We've unsubscribed, blocked and he still manages to access us since he is doing it outside of the NAF channels. Now, he has signed us up for Homebot, which is something we never authorized. Taking someone's information and signing them up for things that they didn't authorize is a violation of the California Consumer Privacy Act. I've gone ahead and reported him to NAF a third time, contacted an attorney and will be filing a report against his license on Monday. I've given you several opportunities to stop harassing us. I have every text, email, and snarky voicemail saved. If this is the route you want to go, I'll be happy to follow through. Final warning, Bob.

First time home buyer here, came into all of this really intimidated and assuming it was going to…read morebe complicated if at all even possible. After forwarding some basic work info and stats they assured me that I was not wasting my time and that my dream of a home of my own was truly possible. No more renting and throwing my money away. The moment I met the team at Alliance Lending I knew I was in good hands. The communication level is top notch, every microstep taken I was fully informed and all timelines projected were met and we closed right when told. Things moved along swifly and every step explained in detail. I always felt as if the loan and process was being tailored to my needs. I am now living in my home in a great area of the South Bay and turning this home into my own I still pinch myself driving home everyday from work and pull up to the driveway of "my place". I just cannot say enough about their knowledge and commitment to a serious home buyer. I am thankful for the referral to them it has changed my whole world literally. Not often do I review on yelp but I felt the need to share my experience for those looking for a serious group to help you get your loan done properly. Look no further.

UNPROFESSIONAL Nothing but waste of my time and my money, so…read morehard to track people down, took the whole team to follow up to get an update

Working with Camaron was an exceptional experience from start to finish. He is incredibly prompt,…read moreprofessional, and consistently goes above and beyond to gather the necessary information and ensure everything stays on track. What truly stood out to me was his commitment to keeping loan costs down while still securing competitive terms. Camaron is extremely knowledgeable about interest rates and market conditions, and he communicates clearly and quickly. Anytime I had a question, he responded right away with thoughtful, well-explained answers. His efficiency was especially impressive -- he helped us close the new loan before the next payment on the old loan was due, which required careful coordination and strong attention to detail. If you're looking for a loan broker who is responsive, strategic, and genuinely invested in achieving the best outcome for you, Camaron is the one. I would absolutely work with him again and look forward to building a long-term working relationship. Highly recommend.

I went to a homebuyer seminar where Camaron presented about first time buyer programs. I have been…read moreto some other ones that were not as clear and I will be working with Camaron to start my approval process this summer. I highly recommend working with Camaron if you are a first time buyer and need a mortgage

Dave, Danny, and the entire team have helped us multiple times, and we've never had anything but a…read moregreat experience. Dave has consistently gone out of his way to help, and Danny has been great to work with as well. They're responsive, thorough, and always make sure I understand every step of the process. They take the time to answer questions, talk things through, and genuinely treat us like valued customers--not just another transaction. I can't thank Dave, Danny, and the team enough and would absolutely recommend them to anyone looking for a mortgage team they can trust.

Had you asked me a few months ago if purchasing a home would be as easy as it turned out to be, I…read morewould have said "no way". Well, the proof is in the pudding. We are now new homeowners. Thanks to Dave Setti and Danny Schaezlein of o2Mortgage, my blood pressure is not sky high. I found Dave and Danny to be readily available whenever I needed some guidance, clarification and interventions with insurance companies and banking institutions. They were always patient and encouraging just when I needed their help. I truly appreciate their offering to make calls to agencies or businesses on my behalf. Buying a home can be stressful. However, I found Dave and Danny's services as a welcome relief just when I needed it. Thus, if you are considering buying a home and need to select a mortgage company, without a doubt, I recommend Dave Setti and Danny Schaezlein of o2 Mortgage due to their superior delivery of services. John M. Martinez

At first I was a bit standoffish towards Brian as I had no idea who he was and why he was trying to…read moresell a domain name that is very close to the one I currently use. I am not one to easily welcome a sales conversation from someone I have never met before and claimed to have something I wanted, without me knowing that I wanted it. But after a few emails back and forth with Brian and a couple of phone conversations, I began to feel at ease with working with him. My budget required a bit of give and take from both our parts, but we found an agreeable dollar amount for the domain, and truthfully, it is a domain that I really should have for my business and its future growth. We finished the deal on escrow.com as I am also wary about transferring money to someone I have never met. It all happened quickly and smoothly, without any hassle. Which is great, because I am too busy running a business. Overall, I am pleased with working with Brian and the end result.

After a few refinances and learning from my mistakes, I decided to do my research and finally found…read moreVestira. I decided to work with Vestira due to their local San Jose HQ, but I'd recommend working with Vestira no matter where you are purchasing or refinancing. Brian & the entire team not only made the mortgage refi process a profitable experience, they also made it EASY. If you are looking for a real estate team that is honest with their fees and opinions, loves to share their knowledge, and offers fair & square deals, look no further - give Brian and team a call. You won't be disappointed.

Suraj knows the details of the home finance process like an underwriter and helps with good…read moreguidance to create the originator application file with complete documentation so good at get go! We got to Suraj a little late in our offer process but he ensured that we were still able to close in time! Thank you, Suraj! We will always go to Suraj for our future mortgage needs.

Overall superb experience! Suraj is fantastic. Unbeatable rates, quick turnaround, clear…read morecommunication, responsive. Couldn't ask for more. I went with Wells at the very last minute and they were able to get it done on time, I think it was within 2 weeks, amazing! Will be my go to source for home mortgages from now on. At first, based on what I read from some disgruntled people on reddit about the Wells Fargo relationship discount, I was a bit worried. But it turned out to be completely fair and transparent without any tricks. There are a few conditions you have to meet (get the assets over to Wells on time) but Suraj's assistant Pam will remind you of the deadlines, and there is no "catch". I will recommend to all my friends for their mortgage needs. Thank you!

With an impressive depth and breadth of loan financial knowledge, Michele guided me through a…read morerather difficult process. Moreover, she was a dogged champion of me achieving my loan goals. One couldn't expect to find better loan officer! Tip: Don't miss a chance to sit in on one of the Reen Team's Homebuyer's live hosted online workshops. Highly informative, like a Home Mortgage 101 college course!

If I had to describe Michele in 1 word: integrity. Michele consistently took my phone calls in my…read moremost stressful times of the home buying process. Both times she gave fantastic tips and was extremely helpful in my situation. Every conversation with Michele has been so refreshing in this constantly stressful process of finding a new home. Always honest and willing to work with me. The biggest reason she has high integrity is both times we spoke, she was able to confirm the quotes I had were strong and didn't try to pull anything on the other lenders just to make a commission, she truly cares about people and gave superb feedback on the process. There was no monetary incentive to help me, she was just a kind person who wanted to help. Thank you for being awesome!

Irene was on it from the first moment of inquiry. With her help, we got the best rate and even…read moreclosed EARLY. We had our pre-approval ready for offers in this crazy market and when the time came, got approved with ease. When I had questions, she always replied quickly. If it was a more complex question (all for my understanding of the process), she was able to hop on calls to clarify. Her communication is top notch and I never felt silly asking her questions. She was so gracious. The loan part of home buying was easy, thanks to Irene. 15/10 would recommend and will be referring her to friends as well.

I was finding a loan brokers and came in contact with Irene. out of all the mortgage brokers I've…read morecalled, she was the only one to answer. Irene asked me many questions to fully understand my situation and the next day followed up giving me an extremely detailed and thorough breakdown of everything we talked about. absolutely recommend 10/10 service

Stephen went above and beyond during mine and my boyfriend's first home purchase. He was super…read morecommunicative and even connected directly with my agent to ensure everything went smoothly. We recently had the opportunity to refinance and without hesitation, Stephen reached out directly to us as soon as he noticed rates were coming down. We did not need to chase him for it nor constantly inquire about it--he just felt like it was the right time and reached out! I'm very grateful for Stephen and his team and will definitely be referring him to our friends and family.

Based on his numerous good reviews, I messaged Stephen early last August about the possibility of…read moregetting a United Wholesale Mortgage (UWM) 15-year fixed home loan at 1.99%. This was a new program announced by press release, which I read about in a Yahoo! Finance article, through a link on Google News. Having worked previously in real estate and finance, I knew what the key points were to our situation, so I included those in the message to Stephen, asking whether he would be able to do the loan. Stephen responded abruptly by saying that he would have to talk with me by phone, to discuss "details." After I called him, he proceeded to try to browbeat me into accepting a different program at a higher interest rate. His approach was to use old-fashioned psychological pressure tactics, along the lines of: "Are you so naïve that you think you could actually get such a loan? That rate is just a teaser that you would never actually get." He was crude, demeaning and even insulting. I informed him, politely, that I had a background in real estate and finance, so I was not naïve about these things, offering him one last chance to do business with us, if he was so inclined. But he insisted that the loan would not be possible for us, so I thanked him and said goodbye. Shortly thereafter, I found a straightforward loan broker who in fact did the loan for us, on exactly the terms I had in mind: 1.99% 15-year fixed, with a reasonable fee. We closed in less than three weeks and none of the things that Stephen said were obstacles turned out to be an issue. I am pleased to report that my wife and I are now enjoying substantially lower monthly payments. BOTTOM LINE: If you want someone with an "old-school" approach to sales--involving psychological games, pressure tactics and absence of transparency (resulting in your not getting the best deal that you could)--Stephen Wong may be a good fit for you. Anyone interested in connecting with the straightforward broker we ultimately used is welcome to send me a private message, as I'm not allowed to include that information in my review.