Nhan Cao is an incredible mortgage broker! He made the impossible happen and got my loan approved…read moreand closed while I was literally in the hospital about to give birth. We officially closed on our house the same day my baby was born. Talk about stress-free and reliable! Nhan was professional, responsive, and on top of every detail. I couldn't have asked for a better experience and highly recommend him to anyone looking for a smooth and trustworthy mortgage process. Will be referring him to everyone!

Nhan and his team are absolutely amazing to work with -- truly the best in the business! They are…read morehighly knowledgeable, experienced, and take the time to patiently answer all of my questions while walking me through every step of the process, from refinancing to cash-out to new loans. I've worked with Nhan on multiple transactions, and every time they deliver with record speed -- closing in as little as 18 days! If you want a smooth, stress-free loan process with a team you can trust, Nhan is the one to call.

Cristina was absolutely outstanding throughout our entire home-buying journey. From day one, she…read morewas knowledgeable, responsive, patient, and genuinely invested in helping us find the right home--not just making a sale. She guided us through every step of the process, answered all of our questions promptly, and always made us feel like we were her top priority. Her expertise, attention to detail, and strong negotiation skills gave us confidence during what could have been a very stressful experience. What really sets Cristina apart is how much she truly cares about her clients. She took the time to understand our needs, provided honest advice, and was always available whenever we needed her. Thanks to her hard work and dedication, the entire process went smoothly, and we couldn't be happier with our new home. If you're looking for a Realtor who is professional, trustworthy, knowledgeable, and goes above and beyond for her clients, I can't recommend Cristina highly enough. It was a pleasure working with her, and I would gladly recommend her to anyone looking to buy or sell a home.

Where do I begin? Start to finish, Cristina is amazing. No hidden agenda, trustworthy service,…read morealways available for a million questions, absolute shark when need be, and the kindest soul. Even with a few minor catastrophes with the HOA, Cristina never lost her cool and Got. It. Done. Got more than I wanted for my property and Cristina helped me navigate the entire process, patiently holding my hand the whole way. There's no other realtor I'd ever work with, and I feel very lucky to have met her!

I got great service from Gigi when my debit card needed to be replaced. I was in out with a new…read morecard in no time. Everyone was friendly. The customer service was great!

A few years ago Ariel Urzua helped me get a loan for my new Jeep. That experience is still the only…read moreyelp review I've ever felt the need to post to this day, due to how incredibly helpful he was. If I could've given more than 5 stars I would've. Genuinely cared and was a superb overachiever the entire process. Him and Gilbert Chaves were literally so great that when I wanted to refinance a couple weeks ago, all these years later.. I directly sent Ariel an email asking specifically inquiring him or Gilbert to help me out once again. Ariel immediately ran my credit score and let me know all my options and gave me some amazing advice. He informed me he was now in a different department, training other employees and did not handle these matters anymore... which I'd imagine couldn't be a better fit for him as a leader in the company. I was once again impressed at how much he was willing to help with a duty that was no longer his department in the company as opposed to just passing me off as not his responsibility anymore, as most probably would in his new position. He then connected me with Kiana Grey. She took over my refinance loan. She again couldn't have been more incredible. Amazing communication and patience.. I'm not the best with this kind of stuff and surely wasn't the easiest to work with. There were MANY snags on my end that held the process up. But she helped me with patience and diligent stride in her always quick and informative responses to my infinite and repetitive emails. I couldn't be happier that I refinanced my original loan with the same bank, Meriwest Credit Union. I've banked with several credit unions before and while I was always pleased with the banking service of any credit Union over any regular bank I had in the past... this one blows them all away by MILES. Huge shout out and thank you to Ariel Urzua, Kiana Grey and Gilbert Chaves for their incredible help, professionalism, and customer service skills over the years. If more banks hired people like these, banking wouldn't be such the dread most people consider it to be. I couldn't be more pleased with Meriwest and the service I've received from these three upstanding employees. Each deserves an immediate promotion and raise! Thank you Ariel, Kiana, and Gilbert for all your help and time! These experiences have developed a life long customer.

Audrey is so wonderful! We're first time homebuyers & just closed on our home. She was great…read morethroughout the whole process and it went so smoothly. Any questions I had, she answered. She was very easy to reach, communicative, adaptable, and so quick! The rate was good too. I spoke with a few loan officers prior to talking with Audrey and many of them weren't personable, they lagged on answering questions for days, and weren't respectful of mine & my husband's time. Audrey was very sweet and was always there for us even when we had silly questions. Definitely recommend Audrey & her team! Very trustworthy and super easy to work with. We're so grateful :-)

What can I say about Audrey? First off, it was thanks to her…read morethat made my experience in home ownership less stressful. She was excellent from the start. Always available for any questions my wife and I had. Always prompt with her response. And always patience enough to take time to explain things to us. I can honestly say that without Audrey things would have been hectic and chaotic. Her temperament and attitude during the process calm me down if anything unexpected were to come up. In a way I felt like Audrey was part of my family during this process because I know she wanted the best for us. And for that I am truly blessed and grateful. I would highly recommend anyone to give Audrey a call if they are in need of a loan. You won't regret it. Thanks soooo much Audrey!!!!

Dave, Danny, and the entire team have helped us multiple times, and we've never had anything but a…read moregreat experience. Dave has consistently gone out of his way to help, and Danny has been great to work with as well. They're responsive, thorough, and always make sure I understand every step of the process. They take the time to answer questions, talk things through, and genuinely treat us like valued customers--not just another transaction. I can't thank Dave, Danny, and the team enough and would absolutely recommend them to anyone looking for a mortgage team they can trust.

Had you asked me a few months ago if purchasing a home would be as easy as it turned out to be, I…read morewould have said "no way". Well, the proof is in the pudding. We are now new homeowners. Thanks to Dave Setti and Danny Schaezlein of o2Mortgage, my blood pressure is not sky high. I found Dave and Danny to be readily available whenever I needed some guidance, clarification and interventions with insurance companies and banking institutions. They were always patient and encouraging just when I needed their help. I truly appreciate their offering to make calls to agencies or businesses on my behalf. Buying a home can be stressful. However, I found Dave and Danny's services as a welcome relief just when I needed it. Thus, if you are considering buying a home and need to select a mortgage company, without a doubt, I recommend Dave Setti and Danny Schaezlein of o2 Mortgage due to their superior delivery of services. John M. Martinez

Suraj knows the details of the home finance process like an underwriter and helps with good…read moreguidance to create the originator application file with complete documentation so good at get go! We got to Suraj a little late in our offer process but he ensured that we were still able to close in time! Thank you, Suraj! We will always go to Suraj for our future mortgage needs.

Overall superb experience! Suraj is fantastic. Unbeatable rates, quick turnaround, clear…read morecommunication, responsive. Couldn't ask for more. I went with Wells at the very last minute and they were able to get it done on time, I think it was within 2 weeks, amazing! Will be my go to source for home mortgages from now on. At first, based on what I read from some disgruntled people on reddit about the Wells Fargo relationship discount, I was a bit worried. But it turned out to be completely fair and transparent without any tricks. There are a few conditions you have to meet (get the assets over to Wells on time) but Suraj's assistant Pam will remind you of the deadlines, and there is no "catch". I will recommend to all my friends for their mortgage needs. Thank you!

Working with Camaron was an exceptional experience from start to finish. He is incredibly prompt,…read moreprofessional, and consistently goes above and beyond to gather the necessary information and ensure everything stays on track. What truly stood out to me was his commitment to keeping loan costs down while still securing competitive terms. Camaron is extremely knowledgeable about interest rates and market conditions, and he communicates clearly and quickly. Anytime I had a question, he responded right away with thoughtful, well-explained answers. His efficiency was especially impressive -- he helped us close the new loan before the next payment on the old loan was due, which required careful coordination and strong attention to detail. If you're looking for a loan broker who is responsive, strategic, and genuinely invested in achieving the best outcome for you, Camaron is the one. I would absolutely work with him again and look forward to building a long-term working relationship. Highly recommend.

I went to a homebuyer seminar where Camaron presented about first time buyer programs. I have been…read moreto some other ones that were not as clear and I will be working with Camaron to start my approval process this summer. I highly recommend working with Camaron if you are a first time buyer and need a mortgage

Thank you Annette and Gigi for keeping me up to date with all the new services and products. I love…read moremy credit union they are very professional and friendly.

Five stars for Curtis Linville! He has been incredible through the process so far. I had previously…read morechatted with him on separate occasions over the years but it never made sense to refi. Now it does and we're doing it. I was in process with another lender that was dragging its heels and I reached out to Curtis and he has been a godsend. He filed for documents today that our previous lender refused to fetch for us and demanded that we take care of. This guy is so on it!

Veronica is all about customer service and making the client feel they have the right professional…read moreworking on their behalf. Veronica is a business tiger. She'll go the extra mile and she'll cut through the red tape. Don't be surprised if you get email from her late at night. Meaning, she is putting in extra hours to push your business through the system. Go with a winner, go with Veronica.

From the owner: Weekend consultations available 12-14 day close time on…read morepurchase loans

Camille was great to work with. She was referred to us by our realtor and she made herself…read moreavailable in between clients which was super convenient. She was able to give us quotes in record speed, and I really appreciate how she took the time to explain our options.

From the owner: VP of Mortgage Lendingread more