1. Adrian Azali - Rate

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Santa Clara, CA

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Adrian Azali - Rate

5.0 (8 reviews)
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2 years ago

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2 years ago

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2 years ago

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3 years ago

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3 years ago

I recommend Adrian! He responded right away if you gave questions regarding your loans.

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2 years ago

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Ask the Community - Adrian Azali - Rate

KPeterson realty - Remodeled family room into primary suite with walk in closet. Full remodel of home took 13 weeks from start to finish.

KPeterson realty

(12 reviews)

Renaissance

We had such a great experience purchasing our dream house with Kevin's and Kiri's help that we…read moredecided to work with them again to sell our townhouse. Our townhouse was rather dated and needed quite a bit of work to make it appealing and stand out amongst competitions. We work full time, have a young toddler to care for and were about to move to our new home at the time so, we were worried about the effort to manage the whole remodeling. Kevin and Kiri proposed a pragmatic solution and took care of everything from planning, communication, overseeing the remodeling and so much more! This means so much to us because not only that we were able to focus on tasks at hand but also ended up with a gorgeous townhouse. The transformation was stunning! We couldn't believe that it was the same place! Kevin and Kiri communicated frequently to ensure that we were always in the loop. Kevin personally did some of the work himself to save us some money from the remodeling while Kiri directed the staging precisely and wonderfully. They answered our millions of questions day or night throughout the whole process. Their effort paid off when we closed the deal at 12% over the asking price with 5 offers and only 8 days on the market. We set the highest price in the community and highest percent over asking in the downtown townhouses. Kevin and Kiri were always available for us before, during and after closing, providing guidance and support. We couldn't have done it without them. Thank you, Kevin and Kiri!

As an public school educator and first time home buyer, the whole process of looking for a home,…read moreespecially in the Bay Area, is very intimidating. Of all parts of the process, the part I was the most nervous about were the financial options available to me. A work colleague and friend highly recommended I contact Kevin after he helped her create the winning offer that wasn't the highest on her condo. Sure enough, he did it again! Kevin did not make me feel pressured but also helped to explain the process and even made sure that as he learned more about my needs, he would be able to put me in touch with the best lender. It was basically a miracle. We weren't the highest offer, we even had a contingency, but here we are, now living in a home I've dreamed about for a very long time. Keywords that I'd use to describe him: Effective: Kevin found us an off-market property and helped set expectations that this place was going to be sold quickly if/when it hit the market. He then got us in to see the place quickly and we fell in love with it. Local expert: We only looked at a few homes together and some were fixer uppers. We could tell he understood costs and timelines for various renovations. Hard working: We had met just prior to the winter holidays and he wrote my contract on his birthday and then helped ratify the offer two days later on his wife's birthday. Resourceful: Kevin was able to help us qualify for a bigger and better home than expected because he found us a lender that was offering a 3.75% 30 year fixed mortgage when the competition was in the mid 6% range. Would I recommend him to others? Absolutely.

Stephen Wong - Bayone Reic - Same

Stephen Wong - Bayone Reic

(203 reviews)

Metro/Airport, North San Jose

Stephen went above and beyond during mine and my boyfriend's first home purchase. He was super…read morecommunicative and even connected directly with my agent to ensure everything went smoothly. We recently had the opportunity to refinance and without hesitation, Stephen reached out directly to us as soon as he noticed rates were coming down. We did not need to chase him for it nor constantly inquire about it--he just felt like it was the right time and reached out! I'm very grateful for Stephen and his team and will definitely be referring him to our friends and family.

Based on his numerous good reviews, I messaged Stephen early last August about the possibility of…read moregetting a United Wholesale Mortgage (UWM) 15-year fixed home loan at 1.99%. This was a new program announced by press release, which I read about in a Yahoo! Finance article, through a link on Google News. Having worked previously in real estate and finance, I knew what the key points were to our situation, so I included those in the message to Stephen, asking whether he would be able to do the loan. Stephen responded abruptly by saying that he would have to talk with me by phone, to discuss "details." After I called him, he proceeded to try to browbeat me into accepting a different program at a higher interest rate. His approach was to use old-fashioned psychological pressure tactics, along the lines of: "Are you so naïve that you think you could actually get such a loan? That rate is just a teaser that you would never actually get." He was crude, demeaning and even insulting. I informed him, politely, that I had a background in real estate and finance, so I was not naïve about these things, offering him one last chance to do business with us, if he was so inclined. But he insisted that the loan would not be possible for us, so I thanked him and said goodbye. Shortly thereafter, I found a straightforward loan broker who in fact did the loan for us, on exactly the terms I had in mind: 1.99% 15-year fixed, with a reasonable fee. We closed in less than three weeks and none of the things that Stephen said were obstacles turned out to be an issue. I am pleased to report that my wife and I are now enjoying substantially lower monthly payments. BOTTOM LINE: If you want someone with an "old-school" approach to sales--involving psychological games, pressure tactics and absence of transparency (resulting in your not getting the best deal that you could)--Stephen Wong may be a good fit for you. Anyone interested in connecting with the straightforward broker we ultimately used is welcome to send me a private message, as I'm not allowed to include that information in my review.

Sheila Perez - New American Funding

Sheila Perez - New American Funding

(176 reviews)

Metro/Airport, Newhall, North San Jose

Kim and Sheila make an outstanding team and went above and beyond throughout the entire process of…read morehelping us with our loan for our first home. They are kind and approachable especially with all my first time newbie homebuying questions on repeat. There were a lot of moving parts to our transaction (at least in my mind) but Kim and Sheila were always on top of every step, communicated clearly and as often as needed so that the process was a bit less daunting. I really appreciated their expertise in guiding us through it all! I would definitely recommend team Kim and Sheila without hesitation!

This team is nothing short of pure gold. Sheila and Kim are a dynamic duo who worked tirelessly, at…read moreall hours of the day and night, on our behalves as my wife and I purchased a home. It's really difficult to summarize in word just how exceptionally above and beyond the call of duty this office goes for its clients, but I am 100% certain, given the complex and unique dynamic of our loan funding and closing, that with any other team there was no way we were making it to the finish line. These are now my go-to loan brokers and you would be literally crazy not to work with them -- and I am not one to make these strong endorsements lightly! Thank you guys so so so much. Total game changing operation, in an industry that often doesn't reward or incentivize exceptional customer service.

Adrian Azali - Rate - mortgagebrokers - Updated October 2026

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