I have had the pleasure of working with this company twice. My lender is Crystal Hong and she is…read morethe absolute best. She's understanding and extremely knowledgeable when it comes to loans and credit. This company has helped me purchase a home and also prepared me in purchasing another.

Evan was referred to me through my realtors in NJ l, and I could not be more happy with my…read moreexperience. Let's face it--Financing a house is not the best part of buying a house. It can be painful in the wrong hands. But it was clear from day 1 that Evan and his team care more about the people they serve than they care about money. And in the world of money, that is rare. Working toward my financing I called Evan several times to get financial advice that honestly went beyond what he should be expected to do in his work. He even called me on house closing day to see how everything went. His team shares his values as well--that people are important and customers are not just profit. I enjoyed working with all of them and found them all helpful in making financing as painless as possible. I would 100% (and more if that was mathematically possible) recommend working with Evan and his team on home financing.

Wish i could give Jon and Guaranteed Rate zero stars. Very unethical, process was a mess from start…read moreto finish without them ever taking accountability. stay far far away

From the owner: NMLS #143207 | Guaranteed Rate Inc. is one of the largest retail mortgage lenders in the United…read moreStates. Founded in 2000 and licensed in all 50 states and Washington, D.C., it has helped homeowners nationwide with home purchase loans and refinances.

Love love loved using this company! Used them for two purchases. Very easy to talk to and always…read moreavailable to walk you through the buying process. Mortgage is filled with confusing terms and can be a big headache but they made the process smooth and easy. Joe was definitely a guiding force in this last purchase. Would recommend him and the company to all who are looking to get a mortgage.

The team from American United is as good as it gets. I have used them for two transactions and…read moreboth went off without a hitch each and every time. Even more so I have referred them to friends and family who have had similar results. Don't be fooled by the big banks and there offerings as Joe and his team has been able to beat their rates each time I came to him. I recommend them highly and wouldn't let anyone else handle my transaction.

Compassionate, dedicated, kindhearted, perseverant, helpful and impeccable - those are the…read morequalities you should want in someone you work with in business. It is quite important to ensure you have those skills in someone when you are a first-time home buyer. You will hit the lottery if you use Bobby Papadopulos as your loan officer. There are not enough words to express the upmost gratitude and satisfaction with his services or his team. There are so many people in this industry for quick cash and possibly the wrong reasons. Bobby is the complete opposite. I was more than defeated in the home loan process. After a random yet quick search on Yelp, I found Bobby and decided to message him. I see why he has five stars. Although skeptical, because who is perfect? I have seen perfection in his abilities. Bobby allowed me to call him at 7:00 AM, through tears and disarray coming from my end, he stated, "I will help you". My situation was far from easy, he decided to still help us. Through diverse companies not explaining the process or requiring funds without explanation, Bobby held our hands throughout this entire process. From day one to closing day and beyond, Bobby does not leave you. He takes the time to explain to you what is occurring, why it is occurring and how to ensure a successful closing, organize finances and better yourself. He is extremely patient and understanding. He has worked in his personal time to guarantee deadlines would be met and satisfied. Without being local to me, he communicated with agencies near me to get the work done. Five stars does not compare to the amount that he and Contour Mortgage deserves. He has completely changed our lives for the better. Bobby is someone I wish was in every field not just the mortgage company because he brings professionalism, kindness, and perception. If you are looking for a home, find a home with a person who cares about your wellbeing above all. That will shape your mindset for your new journey- Bobby is the person to set you up on the right path. I will highly recommend him to anyone and everyone.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

I was introduced to Millenium Home Mortgage by my mortgage broker. They told me they fund their own…read moreloan and getting a refinance done would be easy and quick. Let me preface that the credit scores we have are 730 and higher and the income was showing in the top 5% of the country. This company danced me around for over 6 months and was probably the worst customer service I have ever received. They would get upset for asking when closing dates were like we were the problem. The first loan they pulled out of altogether and didn't honor their commitment due to COVID, then they made us wait an additional SIX months to close with a different program. If they were writing their own loans there was no reason to cancel the first time. At closing, they hit us with additional fees and another 2k payment that was not discussed at all. When we called them to see what they did. They told me to pay it or I was stuck with the other payment. " We don't care" Joe Galayda, partner, even said it on speaker phone in front of the bank attorney who also found it appalling. I would not use this company at all! They use deceptive practices with fees, they lose paperwork constantly, always asking for additional paperwork. What company has been in business for 30 years and doesn't know what you need out of the gate? HARD NO for me.

I found my experience to be extremely unprofessional which is really unfortunate because I had a…read morepretty good experience up until the day before my closing. The final numbers came out to be thousands more than explained to me and when I called to speak to Chris Puorro regarding the situation I was brushed off and told there was nothing he could do about it. He treated my situation like an inconvenience, so I will unfortunately not be referring anyone I know to this company.

Please stay far away from this company!!! Horrible and worst experience!!! We put all our trust…read moreinto Jersey mortgage to get screwed at the end!! Thank God we saw the SCAM that they were trying to do on us before we signed papers. The sad part is that we lost 4 months!!! Most unorganized and unprofessional. Trying to fool people!! Thanks to Al Perez and Liz !! If you read this STAY AWAY!!

Alicia guides her clients effectively throughout the home-buying and home selling experience…read more She is dedicated to servicing her clients real estate needs and communicative to all parties Alicia is a valuable asset to your transaction as she looks forward to you "Holden the Keys"

Alicia is a great agent. Very reliable, good customer service , works hard and goes out of her way…read moreto find several possibilities that you may like whether finding a home or for someone like me who is looking a smaller living space to rent. When I'm ready to buy a home, she will be the one I will call!