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Mint Credit Repair

5.0 (1 review)
Closed • 8:30 am - 6:30 pm

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The Agency

The Agency

(136 reviews)

Great service. Thank you for taking your time with me and Guiding me through the process.read more

I worked with The Agency, LLC for tax preparation services over the past two years and communicated…read moredirectly with, the owner. I paid funds that were intended to be remitted to the California Franchise Tax Board (FTB), and I received written confirmation from Alfred acknowledging receipt of that payment (which I documented via screenshot). Weeks later, I began receiving past-due notices from the FTB stating that no payment had been applied. After contacting the FTB directly, they confirmed they had no record of payment. Despite my documented proof that the funds were received, I was given repeated assurances from Alfred and team over several months that the issue was being handled, yet I was never provided a claim reference number or documentation confirming that payment had been made despot me asking multiple times. As the FTB deadline approached, Alfred told me my funds would be sent "Thursday or Friday," even though the deadline was that Saturday, leaving virtually no margin for error. When that deadline arrived, Alfred sent an email citing a family emergency along with an unsolicited photo showing a bleeding head injury as reason he couldn't send my requested funds back. I found this inappropriate and unrelated to resolving a business matter involving tax funds and a state deadline. Ultimately, it was only after I clearly stated I would proceed with legal action and formal reporting that the funds were finally returned, allowing me to pay the FTB directly and avoid further penalties. It should not require this level of escalation to resolve a tax payment issue. Alfred is very charismatic, which initially builds trust. However, based on my experience, I strongly encourage anyone considering this firm to reconsider. Note: I was repeatedly referred to as a "VIP client," which created an expectation of professionalism and priority handling that was not reflected in how this matter was ultimately addressed This situation was prolonged, unnecessarily stressful, and avoidable.

Law Offices of Terrence Fantauzzi - Bankruptcy Attorney Terrence Fantauzzi

Law Offices of Terrence Fantauzzi

(13 reviews)

I had to make a tough decision to file for bankruptcy after some issues hit my business. I was…read morereferred to Mr. Fantauzzi by an attorney friend of mine. I've had to work with multiple attorneys in the past and I can 100% say that Terrence Fantauzzi and his staff BY FAR has been the best attorney that I've ever worked with. First, Terrence is very knowledgeable, professional and friendly. He went at my pace and I always had access to him when I needed. Secondly, his staff Sara and Alicia were AMAZING and is a great representation of him. like i said before I've worked with other attorneys and there were times where I could never reach them and it would take literally more than 5 days to even more than a week to get follow ups. That was never the case with Sara and Alicia. whenever I emailed them they ALWAYS responded. I felt bad at times because at times I would get busy and not get back to them when they needed things from me but whenever I needed something from them they were always there. There was never a time when I didn't get an answer from them... Even when I had a question that needed to be answered by Mr. Fantauzzi, either him or Sara or Alicia would get back to me on his behalf that same day and that showed to me that they're very organized and truly cared about helping me. The only thing I wish is that Terrence was an attorney for everything i needed in life lol haha because I honestly would only use him and his staff. I highly recommend Mr. Fantauzzi . Thanks so much guys!!

After much consideration I decided to go with Me. Terrence Fantauzzi and couldn't be happier with…read moremy decision. Extremely knowledgeable and helpful. Great quality of work from him and his staff. Best price I found as well. I was extremely surprised and very happy of my chapter 13 outcome. I would recommend him to all my friends and family.

Borowitz & Clark - Erik Clark, Partner

Borowitz & Clark

(77 reviews)

Even though I ultimately didn't become a client of the firm, Erik Clark was extremely helpful and…read morepatient. He spent nearly an hour reviewing my current Chapter 13 case, answering my questions, and giving me his professional opinion on the best path forward. I've spoken with quite a few attorneys throughout this process, and Erik was refreshingly straightforward, knowledgeable, and easy to talk to. I never felt rushed or pressured to retain the firm, he genuinely seemed focused on helping me understand my options and make an informed decision. I really appreciated his time and would absolutely recommend speaking with him if you're looking for thoughtful and candid bankruptcy advice.

Extremely frustrating experience. I paid this firm in full for a Chapter 7 bankruptcy, remained a…read moreclient for several months, and my case was never filed. Despite no filing, I was later told that the firm had "earned" more than my retainer through internal billing. After cancelling services, I received only a partial refund described as a "courtesy," which is difficult to justify given that the primary service I hired them for was never completed. A significant portion of the billed work appeared to be administrative tasks (emails, portal updates, routine follow-ups) charged at high hourly rates. The process felt unnecessarily drawn out, with little progress toward actually filing the case. When I raised concerns, the response was dismissive and lacked transparency. I strongly recommend that anyone considering this firm ask very detailed questions about how time is billed, what work is actually being done, and how long the process should realistically take. Based on my experience, the cost did not match the outcome. *Update: what Borowitz & Clark wouldn't/"couldn't" do, Goldbach Law Group in Long Beach DID successfully!

Speedy Credit Repair - Speedy Credit Repair Inc.

Speedy Credit Repair

(101 reviews)

Downtown

Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Mint Credit Repair - debtrelief - Updated October 2026

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