Chris and his team were outstanding in helping me buy my 1st property. From the early stages of…read moregetting approved, to my closing date, Chris was there every step of the way. Extremely accessible and knowledgeable!! Chris answered any questions I had as a 1st time home buyer and talked me through the entire process. Chris worked constantly to get me the lowest possible mortgage rate. I was happy with what my rate was going to be before I got a call from Chris saying it would be even lower!! When it looked like my Closing date would be pushed back, Chris made sure that wouldn't happen. It is clear Chris wanted what was best for me. I would certainly work with him again and recommend him to anyone looking to buy a home!

We have had the pleasure of working with Chris and his team for our first home purchase and more…read morerecently a refinance. Chris and his team are such great people to work with, extremely knowledgeable and helped ease the process for everything. I highly recommend him to anyone looking to purchase or refinance!

Only out to make a buck. Their rates were .25 points higher than others our there. We only went…read morewith him because our realtor strongly recommended we go with him. A few months after getting the mortgage the rates dropped by almost a point. We contacted Sergio to refi. He dragged his feet getting back to us and then told us we had to wait to 6 months. Other brokers told us he didn't want to lose his commission and then would double dip and get a second commission on the refi. After pushing more he said he would do it under a house account as if to sound like he was doing us a favor when really he was worried about losing both commissions. After all the back and forth rates had gone back up to the point where it didn't make sense to go through the hassle of the refi. We are livid. The difference translates to us spending about 60k more on our mortgage. Stay away from this guy.

Great experience! Sergio and staff went above and beyond to explain everything, answer tons of…read morequestions and follow-ups and made sure I was aware of all of my options. Thanks Sergio & team!

So we were lucky enough to have Michelle as our mortgage consultant and I'll tell you right now…read morethat we could not have been more satisfied. My wife and I are older now and really dont know anything about this stuff, so we had to take a shot and put our trust in someone. After talking to several companies I decided that Michelle sounded the most trustworthy and thank god I was right. Was something about the way she carried herself over the phone. Too keep this short. I'll say she held our hands throughout the entire process and made sure we would understand everything. She got us exactly the rate we were hoping for which saved us almost $200.00a month. On what was a $750.00 a month mortgage I'd say that's pretty amazing. So, In closing , all I can say is that you will absolutely not find a better and more honest person to go through. Smart Mortgage should damn well be proud to have an agent like her working for them. And to us , that makes Smart Mortgage the only way to go , especially if your older like us and need someone you can trust. Thank You Michelle, Your the Best Bruce and Barb Baxter

Smart mortgage center made my experience of buying my first home so wonderful, Brian Noe worked on…read moremy loan and he was fantastic, he was understanding and explained everything to me step by step and made everything so comfortable for me , I recommend smart mortgage to anyone looking to buy a home and ask for Brian Noe, you won't be disappointed, I closed today on my first home thanks to Brian Noe and the processing department, I'm truly grateful

It has been my pleasure to work with Mike for over 1 year now and I am very happy that I chose him…read moreto help me meet my long term financial goals. He has analyzed my financial status and developed, with me, a comprehensive program to achieve my objectives. Besides all this, Mike makes things very understandable. He is always there to ask questions; he is prompt with replies and extremely knowledgeable. One of the best things is that he is not afraid to say that he doesn't know the answer to something, and goes back to his resources to get me a well researched answer. I believe that Mike is not out to push products, rather he has tried to find the best available investments for my needs. I have grown to trust Mike and his judgement. I also look forward to a continued great working relationship.

With so many different life insurance products on the market it was difficult to identify the one…read moreto meet the needs for my situation. Information from another advisor was lack luster so we came to Mike for help. He responded quickly with sound, simple advice and gave some resources immediately. We were very appreciate of all the info and honestly it saved us from making a poor financial decision.

Eric is a professional. He is responsive, knowledgeable, and kind. I would strongly recommend Eric…read moreto anyone for their home loan needs!

We recently went through Eric for a mortgage on a new home. He came highly recommended from a work…read morecolleague. He made the process very smooth and was ultra-responsive. There were several times I texted him either in the evening or over the weekend and he responded almost immediately. He also was very helpful in walking me through each of the individual costs related to the mortgage - most of the fees had nothing to do with Fairway Independent Mortgage, but he still took the time to explain. He also clearly articulated different financing options. We would definitely consider Eric in the future.

I've been working with Bryan Bomba for the past 15 years. He runs his business like no other real…read moreestate agent. SO knowledgable, professional and honest. I don't know of anyone else in the business that has systems in place to accomplish such success for our Sellers and Buyers.

After interviewing several realtors when I decided to sell my Hinsdale home, it was clear that…read morethere was only one choice and that was Bryan Bomba. He and his team are very professional, buttoned up and his knowledge of the marketplace is second to none. Additionally, Bryan's past experience as an appraiser worked to get me the best price for my home in a down market and even better, a quick sale to a qualified buyer. If you want to sell or buy a home, look no further than Bryan Bomba and his team. They came highly recommended to me and I will pass that recommendation on to anyone else looking to buy or sell a home.

I had the absolute worst experience working with this office and Kathy Bernal . After using an IHDA…read moreforgivable down payment assistance five years later when the loan is to be forgiven I was told I owed the money. Of course Kathy now doesn't work for Stearns and didn't want to help at all. Eric Gutierrez and Shaun Patrickus also promised to remedy the issue but did nothing at all. I strongly suggest not to use Stearns at all for any lending.

My family had the WORST experience with Eric Gutierrez from Stearns Lending. 1st he reviewed our…read more"documents" and said we approved for a home loan, even though we had a foreclosure several years ago. After having a CLOSING date he called yelling at us saying we didn't qualify for some weird reason with paperwork. We got our date change for a whole month and the day before once again something was missing. He once again called really rude and unprofessional yelling over the phone. 2nd he is just plain rude. We ended up switching yo another place and in 1 month we are in our new home!! I would give a 0 STAR

Mike and his team were wonderful to work with! From start to finish, he was incredibly responsive…read moreand proactive. He's always more than happy to answer questions and will go above and beyond to get your offer to stand out. You can tell he really cares about his clients and takes pride in what he does. His experience and energy made the home buying process painless. I'd absolutely recommend him to anyone going through the home buying process, especially first time home buyers.

Mike was great to work with. He helped us every step of the way as we transitioned from a single…read morefamily home to a high rise condo. Mike made us aware of all the things we didn't know and helped to understand every step of the process.