Specialties

Pensinger Financial serves young professionals as they graduate college, enter the workforce, and begin to establish careers & families. Eventually you wake up and decide you need to look at how your 401(k) money is being invested, or you decide to start putting a few dollars into your child's college fund, or you think maybe I should start doing an IRA (but what's the difference between a Traditional and a Roth?). Pensinger Financial starts you on the right path towards investing in the financial future of yourself and your loved ones. Founded by a young professional, Michael Pensinger knows we have a tough time believing financial advisors have our best interests in mind. So Michael established a fee-only Registered Investment Advisor (RIA) firm. Fee-only means his clients know down to the penny what they will be charged; there are NO hidden charges and NO commissions of any kind. Additionally Pensinger Financial legally and ethically has fiduciary duty to you, so we are required to look out for your best interests and place your interests ahead of our own. We are not salesmen; we do not sell any products whatsoever. We are paid for hourly financial planning services and take a small percent of assets under management for professional investment advice. We are different from robo-advisors in that no one person can be fit into a box. We talk face to face with you and with your input we design a financial strategy to best fit your needs.

History

Established in 2014.

Pensinger Financial, Inc. was founded on the belief that every person deserves comprehensive financial planning and investment management. Regardless of your net worth or whether you meet a specific minimum, you are entitled to fair, objective, and competent financial planning. Here at Pensinger Financial you will be asked the question "What can we do to help you accomplish your goals?" At Pensinger Financial you are a person or a family first, a client second - you are not just a number and you are not measured by your net worth. "You have your goals and we have our goals. Our main goal is to provide our clients with a road map to build a solid financial plan and investment strategy designed to build wealth over time. Instant gratification is great, but it is just not practical and it is far too risky." - Michael Pensinger, Owner & President of Pensinger Financial, Inc.

Meet the Business Owner: Michael P.

Michael Pensinger is Owner and President of Pensinger Financial, Inc. He has spent his entire professional career serving in a financial capacity; first as a trader, and most recently as a financial consultant. Michael's trading career allowed him to truly understand how financial and capital markets operated. He brings this first-hand experience to the investment world. Most importantly he uses this knowledge and understanding to filter out the Wall Street noise and nonsense to assemble appropriately diversified investment portfolios for his clients. Michael is a candidate for CFP® certification; he completed his CFP® curriculum at DePaul University and passed the CFP Board's March, 2014 comprehensive exam. Michael will become a CFP® professional upon meeting the CFP Board's work experience requirement. Michael is a graduate of the University of Illinois at Urbana-Champaign with a Bachelor of Arts degree in Urban & Regional Planning.