Brutal. Completely mismanaged process. Delayed weeks because they got my ss# wrong. Lied and told…read moreme it was done only to come back with an email that said "conditional" based on me providing a punch list of 10-15 items, one of which was describing my ownership interest in my current residence - which I rented and provided rental amount and agreements weeks prior to this conditional request. Salespeople check out once it goes to underwriting. Can't get a hold of them. Its clear underwriting and sales do not talk. I have had 4 mortgages. Never again will I use Wells Fargo.

I can't rave enough about Colin. His expertise is unparalleled, but it's not only that. He helped…read moreme understand the process, explained the pros and cons, and gave me the most thorough information and thoughtful guidance I've ever received in any real-estate/financing transaction. Highly recommend!

From the owner: At Waterville Mortgage, we understand that obtaining a mortgage is one of the most important…read morefinancial decisions you’ll make. That’s why we’re committed to making the process smooth, transparent, and tailored to your unique needs. Here’s what sets us apart: Personalized Service – You’re never just a number to us. Our experienced loan officers take the time to understand your goals and walk you through every step of the process, ensuring you feel confident and informed. Competitive Rates – We work with a wide network of lenders to offer some of the most competitive rates and flexible terms available, helping you save money over the life of your loan. Local Expertise – As a locally rooted company, we know the Waterville market inside and out. We’re here to help you navigate local real estate trends, property values, and financing options. Fast, Streamlined Process – We combine industry-leading technology with human support to move your application quickly from start to close, reducing delays and surprises. Trust and Transparency – No hidden fees, no confusing jargon—just honest advice and clear communication from day one. Whether you're a first-time buyer, refinancing, or investing in property, Waterville Mortgage is your trusted partner in turning your homeownership dreams into reality.

Simply the best! I worked with Chris Gallo and his team, he was very helpful with us in this…read moreprocess. First time home owners, Chris was always upfront and optimistic and answered all of our questions. We saw the house late in October and we closed in Jan 12, 3 months!! We are very pleased and happy with NJ Lenders! A big THANK YOU to you from Roger and I!

From the owner: Our company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL…read more Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client's expectations

I worked diligently with my Lender to qualify for the loan but unfortunately I was unable to…read morequalify because of the guidelines changes with the Covid-19 uncertainties. I am in appreciation that they understood my excitement to purchase my first home. Hopefully, things will get better for the entire economy and I hope MDE homes will be there to help one of you.

This is a follow up to my first review. A couple of days after closing, my bank called and told me…read morethat the title company that I had given the cashier's check to had not endorsed the check. I said that's not my problem since I gave the woman the check. More incompetence! Then the next day, MDE contacted my son that more paperwork was needed (we had already sent them that paperwork) so I told him to ignore it. I was not spending another dime printing and faxing documents to MDE. They are incapable of sending documents that can be electronically signed. DON'T use MDE!!! I'm in East Brandywine township, not West.

A big thank you to all the staff at Advisors for an excellent loan experience!read more

I was in the process of looking to refinance my current home. Paul reached out to me to further…read morediscuss this matter. My experience with him was unpleasant. He also quoted me the highest interest rate thus far. During the entire conversation he over talked me, spoke to me with a condescending tone, was dismissive of my questions/concerns regarding the potential loan/process. He couldn't even be bothered to originate a proposed loan quote with a full breakdown of the loan costs/fees and what my monthly payment would be. This is most definitely a huge determining factor regarding which bank/lender is the best fit for me and my needs. When asked for a breakdown of the loan costs, his response was, "I can't give you that answer until closer to closing." It was at this point I knew this isn't a company I choose to do business with and I definitely would not recommend them based off of my interaction with Paul.

We just closed on our retirement home with 2nd Generation Mortgage…read more Paul's marketplace expertise, dedication and commitment to getting us the best deal possible confirmed that our decision to use 2nd Generation was the right one. He walked us through the procedure leading up to closing providing direction and thoughtful alternatives as they were required. He explained and reviewed the many choices needed and continually updated the numbers so that we could make informed decisions and provided all of the information we would need so that we could close in a timely manner affording the opportunity to make our money work in the hardest possible way for us. We have already recommended him to our children!

Just refinanced with Cardinal Financial with Loan Officer Matthew Schofield from the Shrewsbury…read moreOffice. He was very professional and made the process easy. I would recommend them to anyone who is looking for a mortgage or refi.

From the owner: Cardinal Financial can help you achieve your goals. To set up the right Shrewsbury, NJ Mortgage…read moreplan for you, get in touch with us -- we're happy to help.