1. Marc Mitchell

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    Marc Mitchell

    5.0 (2 reviews)
    Closed 8:00 am - 5:00 pm

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    10 years ago

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    10 years ago

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    Affinity Mortgage - Come visit us, call or apply online at www.perfectmortgageplan.com

    Affinity Mortgage

    (4 reviews)

    After an internet search in November (first mistake) Brian from Affinity called me to work out a…read moreLoan program, after sending all the requested docs. he assured me "even if the appraisal comes in for less..." so out of pocket I pay for an appraisal. No closing after lost loan option, again attempt to secure a loan..they say wait a month for a new program, never hear back from Affinity- after calling about my complaint that I paid for the appraisal he informs me that the Appraisal came out low so he couldn't do anything about that. I still have the email where he said even if it came up short we can get a loan. waste 4 months waiting on this Company and 400 dollars on an appraisal that another bank cant use. Dont waste your time here. Honest Customer service during the potential Sale is the best i can say.

    Very disappointed with this company. "Locked in" a rate on conventional cash-out refi on an…read moreinvestment property and loan took longer than normal to get approved. When finally approved, the "investor" apparently was dragging their feet funding. Then I was encouraged to move the loan to another investor however that investor would require me to pay, can't remember, either an eighth or a quarter point higher, but would get the loan funded and closed. Finally out of frustration I agreed to do this but asked that as a good faith move on the part of Affinity to refund my appraisal fee. They agreed to do so but when I got the pre-closing statement, no such adjustment was made. So spoke with the title company and they called Affinity and he told them he would send me a check. The loan has been closed now for a month and after two requests, one by email, one by phone, no check. Update: Well, I got the check, about two months after the close. I won't speculate what drove it. I hope my experience is the exception, not the rule.

    The McGuire Group - Garrit McGuire - Academy Mortgage Manteca

    The McGuire Group

    (16 reviews)

    My wife and I have done purchases and re-fi's with others but after our experience with Garrit,…read more"Team Mcguire" will be our only source for home finance in the future. Garrit has everything you would want in a loan officer. *Proactive - He really got to know our situation, researched and told us what was truly best for us do. Basically he did more than get us what we asked for he exceeded our expectations and got us a rate and closing costs that were far better than we expected. *Knowledgeable and Experienced - I am one of those internet research type of guys and I have to tell you I have been researching a re-fi for our house for about 2 years now. I talk circles around most big bank agents that have approached me in the past. Garrit however was another level and was very eager to not just tell me how it is but to take the time to make me truly understand how everything works and the different options available. *Upfront and honest - Not much to elaborate here except that Garrit tells it like it is, but always from a positive angle and never from a viewpoint of defeat. An example would be something like a credit issue.... Garrit doesn't run, he gives you the facts and puts you on the track to repair and achieving a goal of financing (in our case re-fi). *Fun - Just a good guy to be around... one of the few people I have met who can maintain the highest levels of professionalism balanced with a positive, fun and energetic attitude. My wife and I could go on and on here... but we will just leave you with the following. If you are buying or re-financing in California take the time to contact Garrit McGuire at Academy Mortgage... you wont regret the decision. Paul and Heather Everett Livermore, Ca.

    I dealt with Traci and she was wonderful. Very informative and transparent from start to finish!…read moreTraci and team answered all of our questions. I emailed Traci on multiple occasions and she never failed to answer our questions. The loan closed very fast and was able to get into our home . Thank you Academy Mortgage for the wonderful loan experience! I will recommend you guys to family and Friends in the future!!!

    Marc Mitchell - mortgagebrokers - Updated July 2026

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