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    Manuel Rubalcava Financial

    5.0 (1 review)

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    Services - Manuel Rubalcava Financial

    Mortgage services

    Mortgage refinancing

    Home purchase

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    2 years ago

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    Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

    Full Circle Home Loans - First time buyers and Veteran (VA home loan) after we closed on their purchase. Our clients are our family.

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    Seth and his entire team were absolutely amazing to work with. Just really top-notch people…read more We explored several options, and Seth was incredibly patient the entire time-helping me run numbers more than once, compare different scenarios, and think through what would actually make the most sense for our situation. I never felt pressured, and he always took time to answer questions and explain things clearly. What stood out most to me was how accessible and responsive he was. No matter how many questions I had, he was always willing to help. Even when he was going on vacation, he reached out beforehand to let me know, made sure I had another point of contact if needed, and even said he'd still be checking messages while away. That level of communication and follow-through is rare. I'd genuinely recommend Seth and his entire team to anyone looking for someone knowledgeable, patient, and invested in helping people find the best fit-not just get you a loan. I wouldn't hesitate to work with Seth and his team again or recommend them to friends and family.

    The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

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    I love the TEAM at Residential Bancorp. Danny, Carmen and Abby are complete experts in the the…read moreresidential loan process, and Danny will pick up his phone on Christmas Eve. He makes it a point to work even when he is on "vacation." My grandmother and I needed some assistance recently from our former lender (big well known bank), and as much as the BIG BANK is great at 0% interest cards, they are TERRIBLE at home loans. I was desperate to close and we were going on 60 days with said BIG BANK and no appraisal yet. A family member suggested we use Residential Bancorp. My grandmother and I decided to pull our loan and take it to Danny's Team. Wow! I was impressed. The team returned phone calls the day I needed any information from them. They were fast, truthful and very courteous. What I love about Residential is that they have in-house processors, where as other major banks will have you dealing with automated 800 numbers. It is very hard to know what is going on with your loan on any given day when you are dealing with processors that sometimes take 48-72 hours just to return a simple phone call. Needless to say, we were extremely happy with the service at RESIDENTIAL. Try them! My grandmother and I are extremely satisfied! :)

    Daniel Hernandez and his team are the best. They made my home buying processes so easy simple and…read moretransparent. I can comfortably say that I knew everything that was going on with my mortgage. Thanks guys! you guys are amazing!

    Manuel Rubalcava Financial - mortgagelenders - Updated May 2026

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