Malcolm Ruthven was an excellent choice for me when I was in need of an attorney to help me with my bankruptcy.Following his lead he guided me through the bankruptcy process in the most uncomplicated way possible.The end result was success. I would highly recommend Malcolm to anyone looking for help with filing their bankruptcy. 5 stars! read more

Malcolm walked us through this emotionally stressful and otherwise complicated process, making it simple and straightforward every step of the way. We always felt informed, supported and safe. It was very important to us to know we were making educated decisions and guided toward the right solution as we went through the process. Thank you Malcolm! read more

Life changing health issues were the final straw in our already overwhelming financial situation. I received no help from my creditors to get me back on my feet after 30 years of excellent credit rating. I heard how difficult it is to file for bankruptcy not to mention receive discharge of debts. Malcolm Ruthven saved our home, car and life. And it was one of the easiest things I've ever had to do. First he answered my call and told me exactly what to expect and exactly what my options were. Then, after a small retainer fee, he sent me an easy packet of forms to fill out. After sending in our information and retainer balance (which he let us make payments on), he did everything. As soon as we retained his services, he handled all debtors inquiries. After a 5 minute phone hearing with Malcolm and a judge, our case was finished. 6 weeks later, we are discharged of all debts and can begin our new lives without credit card debt. Now we can afford to maintain our health and our home. I cannot thank Malcolm enough. He made a mountain of worry disappear. Malcolm Ruthven is an honest man who helps people like us. read more

I had a good experience working with this Attorney, who was clear and concise in providing the necessary information to complete the transaction. read more

Malcolm was extremely knowledgeable and professional and gave tremendous guidance to my wife and I. I highly recommend him!

I thought all this time I did a review. As one with a Juris Doctor degree and 7 years in the SFDA's office. I was a client and law knowledgeable. You don't get better advice or guidance once you hit that tough threshold of lost control of school loans and bills for college. You pick up the phone or email when you realize you aren't a bad person but many factors cause a financial wreck. Unemployment was 13% from 2009 and economy tanked. I lost it all. Today, I rebuilt my finances. I have a retirement account. A great job in law and social work. I am an author. BK with Malcolm was a launchpad! Go here. Do it. Start over don't look back!! Cheers, read more

Malcolm Ruthven was exactly the kind of person I could have hoped for during an unimaginable time. People come to bankruptcy for many different reasons and he has had enough experience to carefully and kindly guide you through this process. It was the reviews that were written here. that helped me decide to call him. I was terrified and he was amazing. He is a clear communicator and explained the process and the law so I was totally aware of what was happening every step of the way. Thank you Malcolm. I highly recommend you! read more

I have no regrets when I found Mr. Malcom to handle my Bankruptcy. Not only was he an expert in Bankruptcy Law but he guided us step by step and made the process easy to understand. He worked with us around payment plans that was in line with our budget. If you need a Bankruptcy Attorney that is knowledgeable about the Law, gives you the tools to achieve a higher credit score, be there for you post filing and discharge? Mr. Malcom is your answer!!! Fresh Start! New Begginings!!! read more

Malcolm did a wonderful job with my Bankruptcy case from beginning to end, and I highly recommend him! He was very thorough in explaining everything about the Bankruptcy process to me, and he was very patient with all of my questions. He was very calming and reassuring to me when things came up that I was stressing out about, and he would always give me peace of mind that things would be ok. Throughout my Bankruptcy process, I had many questions and/or concerns that came up along the way, and I really appreciated his kindness, and that he always got right back to me with a response, and answered my questions very clearly. I am very thankful that I found Malcolm as my Bankruptcy attorney, he is the absolute best, and I highly recommend him! I can't Thank You enough Malcolm! read more

I highly recomment malcolm ruthven,he provided excellent service and guidance he made sure everthing went smoothly peter s mill valley read more

Mr Ruthven was a great choice as my bankruptcy attorney. He always answered my questions in a timely manner and walked me through every step of the process. I'm very grateful for his help. Art A. read more

Mr Malcolm Ruthven is excellent in the service he provides for bankruptcy clients & I highly recommend his services.

I could not be more satisfied with the service, guidance and expertise I received from Malcolm through this difficult time. Throughout the process, I always felt that I was in the best hands, and that took a lot of pressure off. His communication and direction were spot on, which was so important to me. I feel so grateful to have found him and would highly recommend him to anyone. Thank you, thank you Malcolm!! read more

Heartfelt thanks to Malcolm Ruthven for his expertise, patience and counsel in helping a family member through a difficult & personal time. His ongoing and clear communications were appreciated and very helpful throughout the tedious process. Malcolm went above and beyond in every aspect of the services provided. Malcolm is sincere, kind and understanding. Our loved one could not have gotten through without his trusted guidance. With wholehearted thanks, Kate M. read more

We had a wonderful experience with Malcolm Ruthven! We couldn't have been more pleased! From the very first interaction via email to the complimentary call that he offered us, we felt a warm easy connection. He is the kind of man you want on the other line when discussing the stressful and embarrassing topic of not being able to keep up with your bills and debt. My mom and sister and I had a complimentary call with him to explore my mom's options after having 2 aneurysms and a stroke and not being able to pay off her debts. He felt like a deeply caring family friend who listened with great empathy and understanding. He let us speak and explain all that we wanted to share with him, and we didn't feel pressured to keep it quick. There was absolutely no sense of rush or that the clock was ticking. He spent an entire hour on the phone with us listening, asking good questions, explaining the law and what we could expect if my mom filed for bankruptcy, and much to our delight ​ gave us great advice on how to proceed without charging us a penny or pressuring us to hire him. When we asked how much it would cost to hire him​, he was very upfront​ about what his fees are and what it would cost to file for bankruptcy. Malcolm said he'd be happy to hold our hand through ​the process if we chose to go down that path, but recommend that we save ourselves the money by offering up a potential free solution. He generously provided us with a form letter that he'd written and used with other clients. He explained that we could use it to send it to the creditors explaining that my mom was a senior, and was disabled due to her aneurysms and stroke and that she would not be able to pay her debts. Did I mention that he gave us this letter GRATIS!! An hour long call and a solution at absolutely no cost to us!! Never in my wildest dreams would I have expected this. We not only felt the generosity of Malcolm's time and expertise ​but also felt the generosity of his heart! We are so grateful to him!! We will not need to hire him after all ​because he provided us with a great solution that will cost us nothing. But if my mom were to have to file for bankruptcy we'd absolutely be going to Malcolm! He is great!! Thank you, Malcolm,​ for your kindness and being so giving of your time and heart and expertise! read more

Atty.Ruthven has been so great throughout my bankruptcy process which was very complicated by the way.He is very patient with all my questions and when I was getting so nervous about the process he put my mind at ease.Knowledgeable in his field, always ready to answer any questions I have. at any time of day. I highly recommend him. read more

Malcolm Ruthven was my attorney for a recent Chapter 7 bankruptcy, caused by a serious acute illness(I'm 75 and usually in great physical shape, but, by the time my illness had passed, bankruptcy was my only rational choice). Malcolm handled my whole case with consummate professionalism, Incredible documentary preparation, ease of communication, and, I think, extra understanding of older guys like me. I highly recommend Malcolm's legal services to anyone in financial difficulty. read more

Mr. Ruthven was always gave me quick responses and answered my questions thoroughly and knowledgeably. He made it as easy as possible. Had to only meet once before the court date. Most everything was done via email which made it very convenient. Everything went off without a hitch. Highly recommend Malcolm Ruthven. read more

Bankruptcy, never fun. But the good news is if you need an attorney that will make the process as smooth and stress fee as possible, Malcolm is the man for the job. Malcolm is easy going, personable and professional. From my first call where to my surprise he answered the phone himself! (no secretary who will relay your message to the attorney and get back to you if they feel like it), to the straight forward answers about the whole process and the follow up emails with even the little details included..I was most impressed with the service he provides. I highly recommend Malcolm to anyone needing an expert bankruptcy attorney who actually cares about your case. All the 5 star reviews are 100%. read more

Saved us for almost 1 mil in debt! Thank you Malcome, you were great!

Malcolm Ruthven made the process of filing for bankruptcy as painless and straightforward as possible, and was an absolute pleasure to work with! From the free phone consultation to being able to submit documents by email, fax, and/or in person, the process was so much easier than I had feared it would be. He was very understanding and kind, completely non-judgemental, and was *by far* the most reasonably priced attorney I contacted. If ever you need to go through a bankruptcy, do yourself a big favor and call Malcolm, he's the man!! read more

We couldn't be happier with Malcom as our attorney. He made the process seamless for us. He was always there thru calls or email to answer our questions and concerns promptly. There were never any hidden fees or surprises. I would use him again in a heart beat. Also, he came up with a good idea to help us save thousands of dollars. We checked into other attorneys and they did not come up with the same ideas, so we are really grateful we found Malcolm!! Please DO NOT hesitate to contact him for your needs! You will be glad you did. read more

If you're in trouble financially, and think you might need to file bankruptcy, call Malcolm Ruthven as soon as possible. Don't do anything until you speak with him. For example, I thought I needed to put my car in someone else's name. Malcolm advised me that I should not have done that. That piece of advice, of itself, saved me enormous hassles. Anyway, we just closed my bankruptcy case. Malcolm was just fantastic to work with. He is an expert. But more important to me, he is patient, thorough, kind and very quick to respond to all emails and calls. A genteman from another time. Filing bankruptcy is not an easy process to go through, but he made it as easy as possible. There are not enough stars to convey my deep gratitude. He is as honest as the day is long, and just a kind man who knows what he is doing. Don't look further. Just call or email him. read more

Malcolm did great work for me. My debt is cleared, and he made the process as painless as possible. I didn't expect for a lawyer to really care about my little case, but he did everything he could to put me at ease and feel confident going forward. The fees were very affordable and there were no surprises at all. I highly recommend him for your bankruptcy needs. read more

I had the pleasure of working with Malcolm during what was obviously a stressful time. Malcolm made sure everything went smoothly and also made me feel comfortable in the process. I would highly recommend Malcolm. read more

I did my bankruptcy with Malcolm. I was so nervous and embarrassed. No one wants to or plans on bankruptcy. From the minute I reached out to him till the completion of my bankruptcy, he was amazing. He would respond within hours of my emails. he is very thorough. Which I so appreciate. When I went to court, almost every case I saw the lawyers were not as prepared or as thorough, I felt bad for the people. No one wants this hanging over their head any longer than they have to. I strongly recommend Malcolm. You are in great hands!! read more

I cannot thank Malcolm enough for all his help. Not only is he an expert like no other, he is extremely thorough, patient, reassuring, very humble and down-to-earth. I highly recommend him as an attorney. The process went smoothly and I could not be happier. read more