Settle definitely helped me with my financial problems. Their program was not only easy to go…read morethrough but they provided great customers service with following up with me every step of the way. I looked at many other assistance programs and none have been as good as this. Definitely a great program and company to use if you have any debt you need to have settled. I've already told a couple of family members and friends about them!

I gave this company a very good rating because I thought they had…read morehelped me. I was very happy and then as I would look at my credit score it was going down and now every month I get a negative report. I have called the company and asked for a copy of all the accounts they said they have settled and they can't find one. I am now paying money every month to pay back a loan that they gave me and I get a $15.00 penalty because they said I was late but they take my payment out every month like clockwork. This company is not honest. I am now looking for legal help.

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

My financial advisor recommended Sandra and Jeff to me so I can fix my credit profile. Credit is so…read moreessential to our everyday life. Within one month, my credit score has gone up 10-15 pts. In the consultation, Sandra will looked at your credit profile to tell you if she can help you or not. Fun fact: they also guide you into helping you build your business credit! Thank you, Sandra & Jeff.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Wayne is very knowledgeable and responsive. He managed and cleaned up our FICO as if they were…read morehis. He improved our scores beyond what we need to refinance and save money. Thank you, Wayne,

I can't thank Kevin and his team enough for helping me through everything. I was honestly pretty…read morestressed about the whole process, but they made it way easier than I expected. From the first time I got in touch with them, I could tell Kevin really knew what he was doing. Him and his team made the whole process feel simple, stayed on top of everything, and always got back to me quickly whenever I had questions. They never talked down to me or threw a bunch of confusing legal terms at me. They just told me exactly what I needed to do and guided me through everything step by step. By the time my court meeting over Zoom came around, I felt completely prepared and it was over way faster and smoother than I expected. I highly recommend Kevin and his team at 1st California Law. They're knowledgeable, professional, responsive, and they genuinely care about helping people get a fresh start.

Great service and very very fast. Kevin is great and so is the staff. I'm so glad I went in and he…read morewas actually recommended by a friend who told me he was a great pick when they went in.

The is there processing times are slower than average it worst company I ever dealt with I even…read moredidn't even want say this but complete waste of time money it's I didn't need. Help told how to stake pay bills I don't need the constant wishy washy run around stuff like he didn't pay his bill but with his own by way business finance father to a aggressively agrees the is upon transaction of this worst management money pusher of money place I never did want involve with in first place.

After a little over a month, I decided to take a different approach, with a much better deal. I was…read moreled to believe that I could cancel at any time for a full refund. Then they tell me I only have $60 out of the $290 already paid. The caveat in that statement is a full refund of what remains in the escrow account after deducting all these hidden fees. They may or may not be skilled at their job, that I can't say, but be cautious of the full refund offered by their service if you cancel.

Be aware do not send him any money or Zelle . Right when I did that he blocked me on ig. When…read moreconfronted he said he was deleted lol he's not good at lying because I checked with my contacts. He's a scam just don't send him anything... be careful

Like all the reviewers have said, this company & Michael Perfetti is a scammer. Found him via…read moreInstagram. No credit repair work done with zero results. Company is not even a real Corporation...

Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Requested a free consultation, and Tony was very helpful and honest during our online meeting…read more It's hard to find companies with knowledgeable individuals who can provide valuable opinion as many are like robots so it's refreshing to have someone understand your needs and try to give you their best advice. Hope to work with Tony at Crosdroads Planning for our future tax planning needs.

I contacted Crossroads Planning after my mother passed away to get help with estate and tax…read morematters. John's presentation was clear, professional, and very informative. What impressed me most was the compassion they showed. Their kindness and expertise meant a great deal to me, and I've saved their information to use their services again in the future.

When I first met Erika I had such bad credit that I couldn't even rent an apartment even when…read moreoffering double deposit or financing a car. I thought that fixing my credit was an impossible or extremely hard thing to do. I have now been working with her over a year and I can definitely recommend her to anyone that needs help. My credit has improved greatly and I couldn't be more grateful

This is an amazing office with multiple uses. Erica has achieved her dream to have an office where…read moreshe can serve those who are in need of credit repair as well as other issues. They have a room that can be rented for people to come in to do training as well as a green room for photography. Today they were free head shots that they were opening. I feel good things are coming in the future from this building in this office. Congratulations Erica

Special thank you goes out to Fitzgerald and Campbell for their professional and empathetic ways to…read moresettle a lawsuit. My case manager, Diana, who is the assistant to Mr Campbell, negotiated a settlement offer with the other parties canceled with the days of hire. Clearly communicate communicated all necessary steps to ensure that the settlement was reached and a payment plan arranged. Definitely gives me peace of mind going forward. Thank you once again so much. I sincerely appreciate it

I have no idea the caliber of attorneys in this firm, but I am appalled at their marketing. We…read morereceived a letter from this firm telling us that they found that my husband was being sued. Admittedly, we did not see the disclaimer on the letter right away. However, there was an attachment that showed the defendant, my husband, an attorney and the plaintiff information. We were already in shock from the letter. In my opinion, this type of marketing is used to incite fear in their victims. We are retirees who are lucky enough to have kept up with technology and it use it to check things like this out. Others who are elderly or just not knowledgeable could be duped into calling these people. We are going to wait to get served.