1. La Quinta Insurance

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La Quinta, CA

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La Quinta Insurance

5.0 (1 review)
Closed • 9:00 am - 5:00 pm

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Services - La Quinta Insurance

Homeowner or property

Car and truck insurance

Life insurance

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8 years ago

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AAA

AAA

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I visited thier AAA office in La Quinta, and had the best customer service ever. The member who…read moreassisted me is Reshelle, who was excellent. "Kudos to her, she's 5 star.

I am extremely disappointed with my experience involving AAA insurance and the La Quinta office…read more I paid my automobile insurance in person and my understanding was that I was paying my insurance premium in full. I did not knowingly sign up to finance my insurance premiums or agree to finance charges. Years later, after requesting my insurance records, I received transaction ledgers containing finance charges and installment-type entries that do not match how I remember paying my insurance. I have repeatedly requested the underlying payment history and documentation showing exactly how my payments were made and what authorization AAA relies upon to claim that I agreed to premium financing. This is particularly concerning to me because I specifically remember going into AAA offices and paying my insurance in full. If AAA claims that I elected to finance my premiums, I believe they should be able to produce the agreement or authorization showing that I actually chose that payment arrangement. Instead of receiving a clear explanation and complete documentation resolving these discrepancies, I have spent a tremendous amount of time trying to reconstruct my own payment history. I am not claiming that every employee at this branch was responsible for what happened. My review concerns my experience with the insurance policies and payments associated with AAA, including payments I made through the La Quinta office. Customers should keep their receipts and copies of every insurance payment they make. Based on my experience, I wish I had kept every single receipt from every year.

Fred Loya Insurance - Inside Walmart Nov 8, 2023

Fred Loya Insurance

(5 reviews)

We have been with fred loya insurance for many years me and my son, never a day late in payment…read more Last week a car crush into my sons SUV , filed police report, driver got arrested for DUI, filled a claim. To this date a week later, no action done nobody has even look at my son SUV for estimate. We called the claims department, they said no one is coming until a couple of weeks from today. WHAT!!! ,no rental provided. SO PLEASE IF U HAVE INSURANCE THROUGH FRED LOYA INSURANCE,, CANCEL IMMEDIATELY. I WILL REPORT TO BETTER BUSINESS BUREAU. THEY DO NOT TAKE CARE OF THEIR CUSTOMERS. No Star deserved. It gets worst. Called a few auto body shops. They don't want to take my car because I have fred Loya for insurance. Auto body shop said they don't want to pay right.

Worst insurance you can ever deal with. Not recommended. Especially when their customer hits your…read morevehicle and you end up taking the worst part of the deal. They have you wait until you receive checks to even look for a body shop and mind you, you have to look for one yourself. When it comes to the rental car, they only cover the days the car itself is actually getting worked on. Mind you, you have to wait for the checks for like 10 days then what it is in the shop. Depending on how long it takes. Plus before all that it's getting in contact with them about the claim. Now if it comes out to more then there estimate it's another 10 or more days to get an approval and to get the check sent out to you. Just overall dumbest insurance anyone can have. There customer is over here driving their car like nothing while we've been out of a car for almost 2 months already.

La Quinta Insurance - homeinsurance - Updated October 2026

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