1. Keystone State Insurance

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West Chester, PA

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Keystone State Insurance

5.0 (3 reviews)
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Services - Keystone State Insurance

Homeowner or property

Car and truck insurance

Life insurance

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Allstate Insurance: David Livoy - Allstate Insurance

Allstate Insurance: David Livoy

(5 reviews)

I've actually had Allstate since I was 18 years old with my first car. Dave's office is quick to…read morerespond and I'm not sure if it is just because we have never had any accidents (other than pot hole/deer related issues) but we've always gotten the best rate from them compared to other companies. I do check competitors annually. And with the pot hole damage and fender bang to miss a deer, the response was super quick and I hadn't even realized that a rental car was included when the car was in for service--the fender damage required a few days stay. And none of it affected our rates. I would absolutely recommend them!

As a former 30-year customer, my advice is simple: run--don't walk--away from Allstate…read more Over three decades, I filed only a handful of minor claims. Two were handled appropriately, but one was an absolute mess. The adjuster was consistently unprepared, late, unresponsive, and unable to answer basic questions. At one point, I was quoted hundreds of dollars for a repair I knew cost less than $20 at a hardware store, justified only by "that's what the system, Xactimate, says." That experience alone raised serious concerns about how a major claim would be handled. Unfortunately, I eventually found out. After a winter storm, I noticed a small water stain on my ceiling. Upon inspection, it was clear there was a significant moisture issue in the attic--every sheet of roof plywood was wet. Despite this, Allstate determined it was not a "new issue" and denied coverage, leaving me responsible for a full roof replacement costing over $16,000. For context: I've lived in this home for 20 years, the roof was only 13 years old, and there had never be

Keystone State Insurance - homeinsurance - Updated October 2026

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